Bank Branches › Michigan › St. Joseph County
Banks in St. Joseph County, Michigan
St. Joseph County has 22 bank offices, 13 fewer than its peak of 35 in 1999 (−37%). They belong to 8 banks, led by Southern Michigan Bank & Trust with 6.
22
offices, 2026
35
peak (1999)
26
no longer reported
$1.0B
deposits booked
Map
open (22)no longer reported (22 of 26 have map coordinates)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 32 | $518M | |
| Jun 30 1995 | 31 | −1 | $528M |
| Jun 30 1999PEAK | 35 | +1 | $575M |
| Jun 30 2000 | 34 | −1 | $575M |
| Jun 30 2005 | 32 | · | $644M |
| Jun 30 2010 | 33 | · | $706M |
| Jun 30 2015 | 27 | −4 | $652M |
| Jun 30 2020 | 23 | · | $872M |
| Jun 30 2025 | 22 | +1 | $1.0B |
| Jun 30 2026NOW | 22 | · | $1.0B |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 32 | $518M | |
| Jun 30 1995 | 31 | −1 | $528M |
| Jun 30 1996 | 31 | · | $540M |
| Jun 30 1997 | 32 | +1 | $555M |
| Jun 30 1998 | 34 | +2 | $548M |
| Jun 30 1999PEAK | 35 | +1 | $575M |
| Jun 30 2000 | 34 | −1 | $575M |
| Jun 30 2001 | 34 | · | $599M |
| Jun 30 2002 | 35 | +1 | $621M |
| Jun 30 2003 | 32 | −3 | $627M |
| Jun 30 2004 | 32 | · | $626M |
| Jun 30 2005 | 32 | · | $644M |
| Jun 30 2006 | 32 | · | $666M |
| Jun 30 2007 | 32 | · | $673M |
| Jun 30 2008 | 32 | · | $693M |
| Jun 30 2009 | 33 | +1 | $697M |
| Jun 30 2010 | 33 | · | $706M |
| Jun 30 2011 | 33 | · | $711M |
| Jun 30 2012 | 32 | −1 | $662M |
| Jun 30 2013 | 32 | · | $644M |
| Jun 30 2014 | 31 | −1 | $644M |
| Jun 30 2015 | 27 | −4 | $652M |
| Jun 30 2016 | 26 | −1 | $676M |
| Jun 30 2017 | 25 | −1 | $675M |
| Jun 30 2018 | 23 | −2 | $733M |
| Jun 30 2019 | 23 | · | $743M |
| Jun 30 2020 | 23 | · | $872M |
| Jun 30 2021 | 22 | −1 | $990M |
| Jun 30 2022 | 22 | · | $1.0B |
| Jun 30 2023 | 22 | · | $1.0B |
| Jun 30 2024 | 21 | −1 | $1.0B |
| Jun 30 2025 | 22 | +1 | $1.0B |
| Jun 30 2026NOW | 22 | · | $1.0B |
Banks in St. Joseph County
| Bank | Offices | Deposits here |
|---|---|---|
| Southern Michigan Bank & Trust | 6 | $268M |
| Sturgis Bank & Trust Company | 6 | $359M |
| Century Bank and Trust | 4 | $107M |
| Flagstar Bank, National Association | 2 | $70.1M |
| The Huntington National Bank | 1 | $70.0M |
| Fifth Third Bank, National Association | 1 | $85.3M |
| Farmers State Bank | 1 | $29.2M |
| Horizon Bank | 1 | $48.5M |
Every bank office open in St. Joseph County
| Bank | Address | Deposits |
|---|---|---|
| Sturgis Bank & Trust Company | 113 E Chicago RdSturgis 49091 | $194M |
| Southern Michigan Bank & TrustWestland Branch | 58665 U.S. 131Three Rivers 49093 | $125M |
| Fifth Third Bank, National AssociationThree Rivers Main Branch | 216 N Main StThree Rivers 49093 | $85.3M |
| The Huntington National BankDowntown Sturgis Branch | 100 E Chicago RdSturgis 49091 | $70.0M |
| Century Bank and TrustSturgis Main | 300 W Chicago RdSturgis 49091 | $69.1M |
| Horizon Bank1213 W Michigan Branch | 1213 W Michigan AveThree Rivers 49093 | $48.5M |
| Sturgis Bank & Trust CompanyColon Banking Center | 110 S Blackstone AveColon 49040 | $48.5M |
| Sturgis Bank & Trust CompanyWhite Pigeon Banking Center | 122 W Chicago RdWhite Pigeon 49099 | $48.2M |
| Southern Michigan Bank & TrustConstantine Branch | 345 N Washington StConstantine 49042 | $47.5M |
| Sturgis Bank & Trust CompanyCentreville Banking Center | 158 W Main StCentreville 49032 | $47.2M |
| Flagstar Bank, National AssociationThree Rivers Branch | 760 S. US 131, Ste 1Three Rivers 49093 | $44.6M |
| Southern Michigan Bank & TrustMendon Branch | 136 N Nottawa StMendon 49072 | $37.6M |
| Farmers State BankSturgis Branch | 809 W Chicago RdSturgis 49091 | $29.2M |
| Southern Michigan Bank & TrustCentreville Branch | 235 E Main StCentreville 49032 | $28.1M |
| Flagstar Bank, National AssociationSturgis Branch | 1372 S Centerville RdSturgis 49091 | $25.5M |
| Southern Michigan Bank & TrustSturgis Branch | 200 John StSturgis 49091 | $24.0M |
| Sturgis Bank & Trust CompanyThree Rivers Banking Center | 115 N Main StThree Rivers 49093 | $21.7M |
| Century Bank and TrustThree Rivers Branch | 1310 W Broadway StThree Rivers 49093 | $19.0M |
| Century Bank and TrustNottawa Branch | 25985 M-86Nottawa 49075 · Drive-through / facility office | $16.4M |
| Southern Michigan Bank & TrustSouthern Michigan Bank & Trust Branch | 711 South Centerville RoadSturgis 49091 | $5.9M |
| Century Bank and TrustSturgis West Branch | 201 South Centerville RoadSturgis Township 49091 · Drive-through / facility office | $2.7M |
| Sturgis Bank & Trust CompanySturgis Banking Center | 1001 S Centerville RdSturgis 49091 · Drive-through / facility office | $0 |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in St. Joseph County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| KeyBank National Association | 713 S Centerville RdSturgis 49091 | 2023 |
| The Huntington National Bank | 800 S. U.S. 131Three Rivers 49093 · Full-service retail office | 2021 |
| The Huntington National Bank | 408 W. South StreetSturgis 49091 · Full-service retail office | 2020 |
| Sturgis Bank & Trust Company | 1501 East Chicago RoadSturgis 49091 · Drive-through / facility office | 2017 |
| Southern Michigan Bank & Trust | 88 North Main StreetThree Rivers 49093 | 2017 |
| Horizon Bank, National Association | 123 Portage AvenueThree Rivers 49093 | 2016 |
| Firstmerit Bank, National Association | 123 East State StreetColon 49040 | 2015 |
| Firstmerit Bank, National Association | 114 West Chicago RoadWhite Pigeon 49099 | 2015 |
| Firstmerit Bank, National Association | 676 East Main StreetCentreville 49032 | 2014 |
| Old National Bank | 1055 South Washington StreetConstantine 49042 | 2014 |
| Century Bank and Trust | 1031 North Nottawa StreetSturgis 49091 · Drive-through / facility office | 2014 |
| Southern Michigan Bank & Trust | 1200 North Main StreetThree Rivers 49093 · Drive-through / facility office | 2014 |
| KeyBank National Association | 205 East Chicago RoadSturgis 49091 | 2013 |
| G. W. Jones Exchange Bank | 800 S Us 131Three Rivers 49093 | 2012 |
| Century Bank and Trust | 1613 East Chicago RoadFawn River Township 49091 · Drive-through / facility office | 2010 |
| First Savings Bank, A FSB | 1213 W.michiganThree Rivers 49093 | 2007 |
| The First National Bank of Three Rivers | 111 Moore StreetThree Rivers 49093 · Drive-through / facility office | 2003 |
| Century Bank and Trust | 228 South Third StreetBurr Oak 49030 | 2002 |
| 1st Source Bank | 973 South Centerville RoadSturgis 49091 | 2002 |
| 1st Source Bank | 265 US Highway 131Three Rivers 49093 | 2002 |
| Sturgis Bank & Trust Company | 67125 Us 131Constantine 49042 | 1999 |
| Citizens Bank | 809 West Chicago RoadSturgis 49091 · Drive-through / facility office | 1999 |
| Keybank National Association | Route 1Constantine Township 49042 | 1997 |
| Old Kent Bank | 815 West Michigan AvenueThree Rivers 49093 | 1996 |
| Society Bank, Michigan | 1500 East Chicago RoadSturgis 49091 | 1995 |
| Michigan National Bank | 102 S WashingtonConstantine 49042 | 1994 |
County FIPS 26149 · 501 square miles of land (2024 Census Gazetteer).