Bank Branches › Banks › Southern Michigan Bank & Trust
Southern Michigan Bank & Trust
20 offices in 1 state as of June 30, 2026. $1.4 billion in deposits. Main office: 45 W Pearl St, Coldwater, MI. FDIC certificate 5019.
20
offices
1
states
−0
gone since 2025
+0
new since 2025
Where its offices are
Offices over time
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 10 | $157M | |
| Jun 30 1995 | 11 | +1 | $176M |
| Jun 30 2000 | 14 | −1 | $233M |
| Jun 30 2005 | 12 | · | $259M |
| Jun 30 2009PEAK | 20 | +7 | $376M |
| Jun 30 2010 | 20 | · | $386M |
| Jun 30 2015 | 16 | −1 | $458M |
| Jun 30 2020 | 16 | · | $768M |
| Jun 30 2025 | 20 | +2 | $1.3B |
| Jun 30 2026NOW | 20 | · | $1.4B |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 10 | $157M | |
| Jun 30 1995 | 11 | +1 | $176M |
| Jun 30 1996 | 12 | +1 | $184M |
| Jun 30 1997 | 14 | +2 | $205M |
| Jun 30 1998 | 15 | +1 | $220M |
| Jun 30 1999 | 15 | · | $220M |
| Jun 30 2000 | 14 | −1 | $233M |
| Jun 30 2001 | 13 | −1 | $245M |
| Jun 30 2002 | 13 | · | $253M |
| Jun 30 2003 | 13 | · | $262M |
| Jun 30 2004 | 12 | −1 | $257M |
| Jun 30 2005 | 12 | · | $259M |
| Jun 30 2006 | 12 | · | $270M |
| Jun 30 2007 | 13 | +1 | $283M |
| Jun 30 2008 | 13 | · | $280M |
| Jun 30 2009PEAK | 20 | +7 | $376M |
| Jun 30 2010 | 20 | · | $386M |
| Jun 30 2011 | 17 | −3 | $398M |
| Jun 30 2012 | 17 | · | $418M |
| Jun 30 2013 | 17 | · | $441M |
| Jun 30 2014 | 17 | · | $458M |
| Jun 30 2015 | 16 | −1 | $458M |
| Jun 30 2016 | 17 | +1 | $496M |
| Jun 30 2017 | 17 | · | $542M |
| Jun 30 2018 | 16 | −1 | $599M |
| Jun 30 2019 | 16 | · | $634M |
| Jun 30 2020 | 16 | · | $768M |
| Jun 30 2021 | 16 | · | $953M |
| Jun 30 2022 | 17 | +1 | $1.0B |
| Jun 30 2023 | 17 | · | $1.2B |
| Jun 30 2024 | 18 | +1 | $1.2B |
| Jun 30 2025 | 20 | +2 | $1.3B |
| Jun 30 2026NOW | 20 | · | $1.4B |
Counted under FDIC certificate 5019. When one bank buys another, the bought bank's offices move onto the buyer's certificate, so a jump here is usually a merger, not a building spree. Its earlier names and the banks folded into it →
Offices with the most deposits booked
| Office | Deposits |
|---|---|
| Southern Michigan Bank & TrustColdwater, MI | $423M |
| Portage BranchPortage, MI | $145M |
| Battle Creek BranchBattle Creek, MI | $134M |
| Hillsdale BranchHillsdale, MI | $125M |
| Westland BranchThree Rivers, MI | $125M |
| Marshall BranchMarshall, MI | $117M |
| Jackson - The 200 BranchJackson, MI | $71.1M |
| Union City BranchUnion City, MI | $59.9M |
| Constantine BranchConstantine, MI | $47.5M |
| Mendon BranchMendon, MI | $37.6M |
By state
| State | Offices |
|---|---|
| Michigan | 20 |