Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Michigan › St. Joseph County › 1200 North Main Street

Drive-through / facility office · FDIC office no. 207013

Southern Michigan Bank & Trust
1200 North Main Street, Three Rivers, MI 49093

Last reported 2014

$8.3M
peak deposits
1979
established
—
rank in county
3
names on the sign

This office filed its last FDIC deposit report in 2014. It is missing from every report since, which usually means it closed. The FDIC record doesn't give a reason. St. Joseph County has 22 offices open today, listed below.

This office's passbook1994–2014
DateBank on the signDepositsChange
Jun 30 2026NOT REPORTED missing from the 2026 report (and every year since 2015)
Jun 30 2014Southern Michigan Bank & Trust$2.3M−49%
Jun 30 2013Southern Michigan Bank & Trust$4.4M−1%
Jun 30 2012Southern Michigan Bank & Trust$4.5M−17%
Jun 30 2011Southern Michigan Bank & Trust$5.4M−11%
Jun 30 2010Southern Michigan Bank & Trust$6.1M−5%
Jun 30 2009Southern Michigan Bank & TrustNEW NAME$6.5M+53%
Jun 30 2008FNB FinancialNEW NAME$4.2M−5%
Jun 30 2007The First National Bank of Three Rivers$4.4M+120%
Jun 30 2006The First National Bank of Three Rivers$2.0M−9%
Jun 30 2005The First National Bank of Three Rivers$2.2M−4%
Jun 30 2004The First National Bank of Three Rivers$2.3M+14%
Jun 30 2003The First National Bank of Three Rivers$2.0M−76%
Jun 30 2002The First National Bank of Three Rivers$8.3M+12%
Jun 30 2001The First National Bank of Three Rivers$7.4M+22%
Jun 30 2000The First National Bank of Three Rivers$6.1M−8%
Jun 30 1999The First National Bank of Three Rivers$6.6M+96%
Jun 30 1998The First National Bank of Three Rivers$3.4M−12%
Jun 30 1997The First National Bank of Three Rivers$3.8M+17%
Jun 30 1996The First National Bank of Three Rivers$3.3M+7%
Jun 30 1995The First National Bank of Three Rivers$3.0M−2%
Jun 30 1994The First National Bank of Three Rivers$3.1M
1979-12-17Office established (FDIC record) — 15 years before this passbook begins

Nearest open offices in St. Joseph County

  1. 0.7 miFifth Third Bank, National Association · 216 N Main St, Three Rivers
  2. 0.9 miSturgis Bank & Trust Company · 115 N Main St, Three Rivers
  3. 1.3 miSouthern Michigan Bank & Trust · 58665 U.S. 131, Three Rivers
  4. 1.4 miHorizon Bank · 1213 W Michigan Ave, Three Rivers
  5. 1.9 miFlagstar Bank, National Association · 760 S. US 131, Ste 1, Three Rivers
  6. 2.1 miCentury Bank and Trust · 1310 W Broadway St, Three Rivers
  7. 6.0 miSturgis Bank & Trust Company · 158 W Main St, Centreville
  8. 6.2 miSouthern Michigan Bank & Trust · 235 E Main St, Centreville

All banks in St. Joseph County →
Every Southern Michigan Bank & Trust office →
What became of Southern Michigan Bank & Trust →

Names on the sign

1994–2007The First National Bank of Three Rivers2008–2008FNB Financial2009–2014Southern Michigan Bank & Trust

The FDIC office number stays with the building when banks merge or rename, so the same office appears under each owner. Follow an earlier name to see what became of that bank.

Deposits are the balances the bank assigned to this office on June 30 of each year, in nominal dollars. Source: FDIC Summary of Deposits, office (UNINUMBR) 207013.