Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › California › San Luis Obispo County

Banks in San Luis Obispo County, California

San Luis Obispo County has 54 bank offices, 27 fewer than its peak of 81 in 2009 (−33%). They belong to 14 banks, led by Mechanics Bank with 12.

54
offices, 2026
81
peak (2009)
85
no longer reported
$8.7B
deposits booked

Map

open (54)no longer reported (71 of 85 have map coordinates)

The county's passbook

41811994: 62 offices, $2.2B1995: 65 offices, $2.1B1996: 66 offices, $2.2B1997: 62 offices, $2.3B1998: 64 offices, $2.4B1999: 62 offices, $2.6B2000: 66 offices, $2.8B2001: 72 offices, $3.1B2002: 70 offices, $3.4B2003: 74 offices, $3.7B2004: 70 offices, $4.0B2005: 75 offices, $4.4B2006: 74 offices, $4.5B2007: 76 offices, $4.6B2008: 79 offices, $4.6B2009: 81 offices, $4.9B2010: 80 offices, $5.0B2011: 81 offices, $5.1B2012: 80 offices, $5.2B2013: 79 offices, $5.3B2014: 78 offices, $5.6B2015: 71 offices, $5.9B2016: 67 offices, $6.1B2017: 67 offices, $6.4B2018: 68 offices, $6.5B2019: 70 offices, $6.9B2020: 70 offices, $8.1B2021: 65 offices, $8.9B2022: 60 offices, $9.5B2023: 57 offices, $8.8B2024: 56 offices, $8.6B2025: 55 offices, $8.6B2026: 54 offices, $8.7Bpeak 81 · 2009$8.7B1995200020052010201520202026
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
San Luis Obispo County1994–2026
DateofficesChangeDeposits
Jun 30 199462$2.2B
Jun 30 199565+3$2.1B
Jun 30 200066+4$2.8B
Jun 30 200575+5$4.4B
Jun 30 2009PEAK81+2$4.9B
Jun 30 201080−1$5.0B
Jun 30 201571−7$5.9B
Jun 30 202070·$8.1B
Jun 30 202555−1$8.6B
Jun 30 2026NOW54−1$8.7B
Open the full passbook — all 33 years ▾
DateofficesChangeDeposits
Jun 30 199462$2.2B
Jun 30 199565+3$2.1B
Jun 30 199666+1$2.2B
Jun 30 199762−4$2.3B
Jun 30 199864+2$2.4B
Jun 30 199962−2$2.6B
Jun 30 200066+4$2.8B
Jun 30 200172+6$3.1B
Jun 30 200270−2$3.4B
Jun 30 200374+4$3.7B
Jun 30 200470−4$4.0B
Jun 30 200575+5$4.4B
Jun 30 200674−1$4.5B
Jun 30 200776+2$4.6B
Jun 30 200879+3$4.6B
Jun 30 2009PEAK81+2$4.9B
Jun 30 201080−1$5.0B
Jun 30 201181+1$5.1B
Jun 30 201280−1$5.2B
Jun 30 201379−1$5.3B
Jun 30 201478−1$5.6B
Jun 30 201571−7$5.9B
Jun 30 201667−4$6.1B
Jun 30 201767·$6.4B
Jun 30 201868+1$6.5B
Jun 30 201970+2$6.9B
Jun 30 202070·$8.1B
Jun 30 202165−5$8.9B
Jun 30 202260−5$9.5B
Jun 30 202357−3$8.8B
Jun 30 202456−1$8.6B
Jun 30 202555−1$8.6B
Jun 30 2026NOW54−1$8.7B

Banks in San Luis Obispo County

BankOfficesDeposits here
Mechanics Bank12$1.5B
Columbia Bank8$1.1B
JPMorgan Chase Bank, National Association6$1.9B
Wells Fargo Bank, National Association5$1.3B
U.S. Bank National Association4$528M
Bank of America, National Association3$998M
Bank of the Sierra3$197M
Banc of California3$315M
American Riviera Bank3$459M
UMB Bank, National Association2$221M
Community West Bank2$66.9M
Murphy Bank1$35.7M
Mission Bank1$53.4M
West Coast Community Bank1$54.3M

Every bank office open in San Luis Obispo County

BankAddressOpenedDeposits
JPMorgan Chase Bank, National AssociationChorro Branch1235 Chorro StSan Luis Obispo 934011919$616M
JPMorgan Chase Bank, National AssociationArroyo Grande Branch1242 E Grand AveArroyo Grande 934201919$526M
Wells Fargo Bank, National AssociationSan Luis Obispo Branch665 Marsh StSan Luis Obispo 934011964$492M
Bank of America, National AssociationSan Luis Obispo Branch1102 Higuera StSan Luis Obispo 934011922$481M
Wells Fargo Bank, National AssociationPaso Robles Branch546 Spring StPaso Robles 934461981$345M
JPMorgan Chase Bank, National AssociationNiblick Road Branch194 Niblick RdPaso Robles 934461997$293M
Bank of America, National AssociationPaso Robles Branch1511 Spring StPaso Robles 934461969$261M
Columbia BankMorro Street Branch1144 Morro StSan Luis Obispo 934011996$257M
Bank of America, National AssociationArroyo Grande Branch200 W Branch StArroyo Grande 934201934$256M
American Riviera BankPaso Robles1601 Spring StPaso Robles 934462018$252M
U.S. Bank National AssociationSan Luis Obispo Main Branch995 Higuera StSan Luis Obispo 934011980$249M
Columbia Bank12Th Street Branch545 12th StPaso Robles 934461983$245M
Wells Fargo Bank, National AssociationGrover Beach Branch1580 W Grand AveGrover Beach 934332000$227M
Banc of CaliforniaSan Luis Obispo Branch1001 Marsh StSan Luis Obispo 934011999$200M
Columbia BankArroyo Grande Branch1530 E Grand AveArroyo Grande 934201988$185M
Mechanics BankGrand Avenue Branch1026 E Grand AveArroyo Grande 934201961$184M
UMB Bank, National AssociationSan Luis Obispo Branch237 Higuera StSan Luis Obispo 934012005$179M
JPMorgan Chase Bank, National AssociationMorro Bay Branch595 Morro Bay BavdMorro Bay 934421934$176M
Mechanics BankMorro Bay Branch251 Harbor StMorro Bay 934421973$174M
American Riviera BankSan Luis Obispo Branch1085 Higuera St, Ste 100San Luis Obispo 934012019$172M
Mechanics BankBroad Street Branch2276 Broad StSan Luis Obispo 934011982$165M
Mechanics BankPaso Robles Branch845 Spring StPaso Robles 934461978$149M
JPMorgan Chase Bank, National AssociationLos Osos Branch1045 Los Osos Valley RdLos Osos 934021919$149M
Mechanics BankOak Park Branch865 Oak Park BlvdPismo Beach 934491988$143M
Mechanics BankAtascadero Branch6950 El Camino RealAtascadero 934221963$139M
Columbia BankAtascadero Branch7480 El Camino RealAtascadero 934221985$130M
JPMorgan Chase Bank, National AssociationAtascadero Branch8055 El Camino RealAtascadero 934222005$128M
Mechanics BankNipomo Branch615 W Tefft StNipomo 934441974$121M
Wells Fargo Bank, National AssociationNipomo Branch555 W Tefft StNipomo 934442008$119M
U.S. Bank National AssociationAtascadero Branch7199 El Camino RealAtascadero 934221976$114M
U.S. Bank National AssociationArroyo Grande Branch1230 E Grand AveArroyo Grande 934202004$97.1M
Mechanics BankGrover Beach Branch899 W Grand AveGrover Beach 934331964$94.7M
Mechanics BankLos Osos Branch1001 Los Osos Valley RdLos Osos 934021965$90.8M
Columbia BankSouth River Branch400 S River RdPaso Robles 934461994$90.6M
Columbia BankCambria Branch2255 Main StCambria 934281991$88.1M
Bank of the SierraSan Luis Obispo Branch500 Marsh StSan Luis Obispo 934011997$85.4M
Mechanics BankCambria Branch1070 Main StCambria 934281980$84.4M
Columbia BankMorro Bay Branch898 Morro Bay BlvdMorro Bay 934421998$78.2M
Wells Fargo Bank, National AssociationAlbertsons Morro Bay Branch730 Quintana RdMorro Bay 93442 · Full-service retail office1997$74.3M
U.S. Bank National AssociationPaso Robles Albertsons Branch189 Niblick RdPaso Robles 93446 · Full-service retail office2001$67.3M
Mechanics BankSan Luis Obispo Branch75 Santa Rosa StSan Luis Obispo 934051972$63.6M
Bank of the SierraPismo Beach Branch1401 Dolliver St Ste BPismo Beach 934492017$61.6M
Banc of CaliforniaArroyo Grande Branch1255 E Grand AveArroyo Grande 934201988$61.3M
Mechanics BankTempleton Branch1025 Las Tablas RdTempleton 934651989$58.5M
West Coast Community BankSan Luis Obispo Branch599 Higuera StSan Luis Obispo 934012020$54.3M
Banc of CaliforniaPaso Robles Branch1204 Spring StPaso Robles 934462012$53.8M
Mission BankSan Luis Obispo Business Banking Center Branch1150 Osos St, Ste 202San Luis Obispo 934012020$53.4M
Bank of the SierraPaso Robles Branch1207 Spring StPaso Robles 934462005$49.8M
Columbia BankTempleton Branch624 S Main St, Ste 101Templeton 934652013$43.3M
UMB Bank, National AssociationPaso Robles Branch1245 Spring StPaso Robles 934462016$42.0M
Community West BankSan Luis Obispo Branch4464 Broad StSan Luis Obispo 934012016$39.0M
Murphy BankMurphy Bank San Luis Obispo Branch892 Aerovista Pl, Ste 110San Luis Obispo 934012018$35.7M
American Riviera BankAtascadero Branch7035 El Camino RealAtascadero 934222024$34.5M
Community West BankPaso Robles Branch541 Spring StPaso Robles 934462018$27.9M

Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.

Offices no longer reported

Offices in San Luis Obispo County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.

Last bank on the signAddressLast reportPeak deposits
JPMorgan Chase Bank, National Association900 Rancho PkwyArroyo Grande 934202025$221M
Bank of America, National Association6905 Capistrano AveAtascadero 934222024$129M
Pacific Western Bankre-filed as office 6656237035 El Camino RealAtascadero 934222023$32.1M
Mechanics Bank801 Price StPismo Beach 934492023$70.4M
U.S. Bank National Association1240 Los Osos Valley RdLos Osos 93402 · Full-service retail office2022$27.4M
Wells Fargo Bank, National Association1160 Marsh StSan Luis Obisbo 93401 · Drive-through / facility office2022$62.4M
U.S. Bank National Association3991 S Higuera St.San Luis Obispo 934012022$52.3M
Mechanics Bank107 North Ocean AvenueCayucos 934302021$53.1M
Pacific Premier Bank1501 Froom Ranch WaySan Luis Obispo 934052021$68.2M
U.S. Bank National Association201 Madonna RdSan Luis Obispo 93405 · Full-service retail office2021$19.3M
Jpmorgan Chase Bank, National Association445 Madonna RdSan Luis Obispo 934052021$105M
Pacific Premier Bank1255 Las Tablas Rd, Ste 101Templeton 934652021$75.3M
Bank of The Sierra1360 East Grand AvenueArroyo Grande 934202020$53.0M
Bank of The Sierra7315 El Camino RealAtascadero 934222020$10.8M
U.S. Bank National Association8200 El Camino RealAtascadero 93422 · Full-service retail office2020$25.1M
Premier Valley Bank310 Morro Bay BlvdMorro Bay 934422020$16.1M
1st Capital Bank142 Cross Street, Suite 130San Luis Obispo 934012020$53.3M
Wells Fargo Bank, National Association3900 Broad StreetSan Luis Obispo 93401 · Full-service retail office2020$62.5M
Premier Valley Bank863 Marsh StreetSan Luis Obispo 934012020$30.7M
JPMorgan Chase Bank, National Association1 Grand Avenue, Bldg 65, Room 103San Luis Obispo 934072019$17.6M
Bank of America, National Association390 Morro Bay BoulevardMorro Bay 934422017$143M
Wells Fargo Bank, National Association1015 Nipomo StreetSan Luis Obispo 93401 · Drive-through / facility office2016$125M
Premier Valley Bank3211 Broad StreetSan Luis Obispo 93401 · Full-service retail office2016$1.1M
Rabobank, National Association1132 West Branch StreetArroyo Grande 934202015$9.6M
JPMorgan Chase Bank, National Association1758 West Grand AvenueGrover Beach 934332015$5.1M
Pacific Western Bank542 West Tefft StreetNipomo 934442015$19.2M
MUFG Union Bank, National Association1207 Spring StreetPaso Robles 934462015$31.5M
MUFG Union Bank, National Association3840 Broad StreetSan Luis Obispo 934012015$37.6M
Heritage Oaks Bank1255 Grand AvenueArroyo Grande 934202014$68.8M
Citibank, National Association6955 El Camino RealAtascadero 934222014$53.2M
Heritage Oaks Bank9900 E Camino RealAtascadero 934222014$33.3M
Heritage Oaks Bank1240 Spring StreetPaso Robles 934462014$90.7M
Citibank, National Association1601 Spring StPaso Robles 934462014$78.7M
Rabobank, National Association705 Golden Hill RoadPaso Robles 934462014$41.1M
Bank of America, National Association1401 Dolliver StreetPismo Beach 934492014$68.5M
Premier Valley Bankre-filed as office 5704273211 Broad StreetSan Luis Obispo 934012014$893K
Heritage Oaks Bank581 Higuera StreetSan Luis Obispo 934012014$63.7M
Premier Valley Bankre-filed as office 5575413211 Broad StreetSan Luis Obispo 934012013$642K
Mission Community Bank3380 S. Higuera StreetSan Luis Obispo 934012013$77.4M
Mission Community Bank3380 S. Higuera StreetSan Luis Obispo 93401 · Administrative office2013$53.4M
Show all 107 departures (85 no longer reported, 22 re-filed under a new office number) ▾
Mission Community Bank154 West Branch Street, Suite A-1Arroyo Grande 934202012$22.8M
Bank of America, National Association2255 Main StreetCambria 934282012$65.8M
Union Bank, National Association1144 Morro StreetSan Luis Obispo 934012012$50.5M
Pacific Western Bank1322 Madonna RoadSan Luis Obispo 934052012$14.1M
American Perspective Bank4051 Broad Street, Suite 140San Luis Obispo 934012012$198M
Coast National Bank1193 Los Osos Valley RoadLos Osos 934022011$12.5M
Heritage Oaks Bankre-filed as office 542080310 Morro Bay BoulevardMorro Bay 934422011$27.8M
Mission Community Bank1226 Park StreetPaso Robles 934462011$37.5M
Los Padres Bank7315 El Camino Rd.Atascadero 934222010$60.6M
Los Padres Bankre-filed as office 431545542 W. Tefft St.Nipomo 934442010$35.8M
Los Padres Bank831 Oak Park Blvd.Pismo Beach 934492010$84.4M
Los Padres Bankre-filed as office 4315471322 Madonna Rd.San Luis Obispo 934052010$34.5M
Heritage Oaks Bank1402 Mission Street, Suite 102San Miguel 934512010$1.8M
Heritage Oaks Bank1222 Vine StreetPaso Robles 93446 · Administrative office2009$30.8M
Downey Savings and Loan Association, F.A.re-filed as office 4649551230 E. Grand Ave.Arroyo Grande 934202008$43.9M
Washington Mutual Bank1242 Grand AveArroyo Grande 934202008$204M
Washington Mutual Bankre-filed as office 4642608055 El Camino RealAtascadero 934222008$30.1M
Downey Savings and Loan Association, F.A.re-filed as office 4649568200 El Camino RealAtascadero 934222008$27.6M
Washington Mutual Bank1045 Los Osos Valley RdLos Osos 934022008$81.9M
Downey Savings and Loan Association, F.A.re-filed as office 4649571240 Los Osos Valley Rd.Los Osos 934022008$30.1M
Washington Mutual Bank595 Morro Bay BlvdMorro Bay 934422008$110M
Washington Mutual Bank140 Niblick RdPaso Robles 934462008$106M
Downey Savings and Loan Association, F.A.re-filed as office 464961189 Niblick Rd.Paso Robles 934462008$41.7M
Washington Mutual Bank1106 Walnut StSan Luis Obispo 934012008$259M
Downey Savings and Loan Association, F.A.re-filed as office 464964201 Madonna Rd.San Luis Obispo 934052008$29.8M
Downey Savings and Loan Association, F.A.re-filed as office 4649633991 S. Higuera St.San Luis Obispo 934012008$28.3M
Washington Mutual Bankre-filed as office 464261445 Madonna RdSan Luis Obispo 934052008$40.0M
Citibank (West), FSB6955 El Camino RealAtascadero 934222006$42.2M
Citibank (West), FSB1601 Spring St.Paso Robles 934462006$53.6M
Bank of America, National Association1076 Los Osos Valley RoadLos Osos 934022005$44.6M
Mission Community Bank671 Teft Street Suite 4Nipomo 934442005$24.0M
Wells Fargo Bank, National Association7135 El Camino RealAtascadero 93422 · Full-service retail office2003$1.1M
Downey Savings and Loan Association, F.A.829 Oak Park Blvd.Pismo Beach 934492003$2.2M
Bank of America, National Association1015 Nipomo StreetSan Luis Obispo 934012003$0
Bank of America, National Association972 Foothill BoulevardSan Luis Obispo 93401 · Administrative office2003$15K
California Federal Bankre-filed as office 15744301666955 El Camino RealAtascadero 934222002$55.1M
California Federal Bankre-filed as office 15744301101601 Spring St.Paso Robles 934462002$77.0M
Washington Mutual Bank, FA1235 Chorro StSan Luis Obispo 934012002$176M
Heritage Oaks Bank1360 Grande AvenueArroyo Grande 934202001$5.6M
Wells Fargo Bank, National Association1758 Grand AvenueGrover Beach 93433 · Full-service retail office2001$11.0M
Hacienda Bank671 West Tefft StreetNipomo 934442001$5.0M
Westamerica Bank1204 Spring StreetPaso Robles 934462001$15.2M
Westamerica Bank545 Higuera StreetSan Luis Obispo 934012001$43.6M
Home Savings of America, FSB1350 Grand AvenueArroyo Grande 934201998$70.2M
Bank of Santa Maria5955 East MallAtascadero 934221998$2.9M
Bank of Santa Maria1580 Grand AvenueGrover Beach 934331998$11.0M
Bank of Santa Maria650 West TefftNipomo 934441998$12.4M
Bank of Santa Maria840 Spring StreetPaso Robles 934461998$28.9M
Bank of Santa Maria790 Price StreetPismo Beach 934491998$4.7M
Great Western Bank, A FSBre-filed as office 13263303831242 Grand Ave.Arroyo Grande 934201997$84.9M
Bank of America National Trust and Savings AssociationGrand Avenue and Park BoulevardGrover Beach 934331997$0
Great Western Bank, A FSBre-filed as office 13263302411045 Los Osos Valley Rd.Los Osos 934021997$55.0M
Great Western Bank, A FSBre-filed as office 1326330379595 Morro Bay BlvdMorro Bay 934421997$43.6M
Bank of Santa Maria599 Main StreetTempleton 934651997$3.6M
Wells Fargo Bank, National Association1199 Grand AvenueArroyo Grand 934201996$17.2M
Wells Fargo Bank, National Associationre-filed as office 2550275955 East MallAtascadero 934221996$10.9M
Bank of America National Trust and Savings Associationre-filed as office 1035102433Grand Avenue and Park BoulevardGrover Beach 934331996$1.8M
Wells Fargo Bank, National Association590 Morro Bay BoulevardMorro Bay 934421996$16.8M
Wells Fargo Bank, National Association546 Spring StreetPaso Robles 934461996$15.3M
Wells Fargo Bank, National Association1001 Foothill BoulevardSan Luis Obispo 934011996$0
Wells Fargo Bank, National Association253 Madonna RoadSan Luis Obispo 934011996$26.6M
Great Western Bank, A FSB297 Madonna RdSan Luis Obispo 934011996$46.8M
Wells Fargo Bank, National AssociationUniversity Building #65San Luis Obispo 934071996$0
Bank of Santa Maria1580 Grand AvenueGrover Beach 934331995$0
CenFed Bank, A Federal Savings Bankre-filed as office 13027801896955 El Camino RealAtascadero 934221994$53.6M
CenFed Bank, A Federal Savings Bank1245 Spring StPaso Robles 934461994$21.5M
La Cumbre Savings Bank1360 Madonna RoadSan Luis Obispo 934051994$21.9M

County FIPS 06079 · 3,301 square miles of land (2024 Census Gazetteer).