Bank Branches › California › San Luis Obispo County › 251 Harbor St
Full-service office · FDIC office no. 247032
Mechanics Bank
251 Harbor St, Morro Bay, CA 93442
Open · June 2026
$174M
deposits, 2026
1973
established
19th
of 54 in county
4
names on the sign
| Date | Bank on the sign | Deposits | Change |
|---|---|---|---|
| Jun 30 2026 | Mechanics Bank | $174M | +8% |
| Jun 30 2025 | Mechanics Bank | $161M | 0% |
| Jun 30 2024 | Mechanics Bank | $161M | −3% |
| Jun 30 2023 | Mechanics Bank | $166M | −14% |
| Jun 30 2022 | Mechanics Bank | $193M | +79% |
| Jun 30 2021 | Mechanics Bank | $108M | +10% |
| Jun 30 2020 | Mechanics BankNEW NAME | $98.3M | +7% |
| Jun 30 2019 | Rabobank, National Association | $92.2M | −5% |
| Jun 30 2018 | Rabobank, National Association | $97.0M | +2% |
| Jun 30 2017 | Rabobank, National Association | $94.7M | +12% |
| Jun 30 2016 | Rabobank, National Association | $84.5M | +5% |
| Jun 30 2015 | Rabobank, National Association | $80.3M | −1% |
| Jun 30 2014 | Rabobank, National Association | $80.9M | +10% |
| Jun 30 2013 | Rabobank, National Association | $73.4M | +1% |
| Jun 30 2012 | Rabobank, National Association | $72.9M | +3% |
| Jun 30 2011 | Rabobank, National Association | $70.8M | +9% |
| Jun 30 2010 | Rabobank, National Association | $64.9M | +17% |
| Jun 30 2009 | Rabobank, National Association | $55.4M | +17% |
| Jun 30 2008 | Rabobank, National Association | $47.4M | −2% |
| Jun 30 2007 | Rabobank, National AssociationNEW NAME | $48.4M | 0% |
| Jun 30 2006 | Mid-State Bank & Trust | $48.3M | −3% |
| Jun 30 2005 | Mid-State Bank & Trust | $49.9M | +3% |
| Jun 30 2004 | Mid-State Bank & Trust | $48.5M | +161% |
| Jun 30 2003 | Mid-State Bank & Trust | $18.6M | 0% |
| Jun 30 2002 | Mid-State Bank & Trust | $18.6M | 0% |
| Jun 30 2001 | Mid-State Bank & TrustNEW NAME | $18.7M | +1% |
| Jun 30 2000 | Mid-State Bank | $18.5M | −55% |
| Jun 30 1999 | Mid-State Bank | $41.2M | +5% |
| Jun 30 1998 | Mid-State Bank | $39.3M | +6% |
| Jun 30 1997 | Mid-State Bank | $37.1M | +10% |
| Jun 30 1996 | Mid-State Bank | $33.7M | −1% |
| Jun 30 1995 | Mid-State Bank | $34.2M | −3% |
| Jun 30 1994 | Mid-State Bank | $35.3M | |
| 1973-10-19 | Office established (FDIC record) — 21 years before this passbook begins | ||
Nearest other open offices in San Luis Obispo County
- 0.2 miJPMorgan Chase Bank, National Association · 595 Morro Bay Bavd, Morro Bay
- 0.4 miWells Fargo Bank, National Association · 730 Quintana Rd, Morro Bay
- 0.5 miColumbia Bank · 898 Morro Bay Blvd, Morro Bay
- 4.0 miMechanics Bank · 1001 Los Osos Valley Rd, Los Osos
- 4.0 miJPMorgan Chase Bank, National Association · 1045 Los Osos Valley Rd, Los Osos
- 11.6 miMechanics Bank · 75 Santa Rosa St, San Luis Obispo
- 12.1 miBank of the Sierra · 500 Marsh St, San Luis Obispo
- 12.1 miWest Coast Community Bank · 599 Higuera St, San Luis Obispo
All banks in San Luis Obispo County →
Every Mechanics Bank office →
Earlier names and banks folded into Mechanics Bank →
Names on the sign
1994–2000Mid-State Bank2001–2006Mid-State Bank & Trust2007–2019Rabobank, National Association2020–nowMechanics Bank
The FDIC office number stays with the building when banks merge or rename, so the same office appears under each owner. Follow an earlier name to see what became of that bank.
Deposits are the balances the bank assigned to this office on June 30 of each year, in nominal dollars. Source: FDIC Summary of Deposits, office (UNINUMBR) 247032.