Bank Branches › Closed and merged banks › Vermont › The Northfield National Bank
What happened to The Northfield National Bank?
The Northfield National Bank in Northfield, VT merged into The First National Bank of Springfield of Bradford, VT on Dec 30, 1974. After 3 more changes of hands, what was The Northfield National Bank is today part of Community Bank, National Association (Canton, NY).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1866The Northfield National Bank opens in Northfield, VT
- Dec 30, 1974MERGEDThe Northfield National Bank merged into The First National Bank of Springfield of Bradford, VT.FDIC certificate 6279 ends; its business continues under certificate 6290.
- Jan 29, 1993FAILEDThe First National Bank of Springfield (by then renamed First National Bank of Vermont) of Bradford, VT failed, and New First National Bank of Vermont, National Association of Bradford, VT took it over.FDIC certificate 6290 ends; its business continues under certificate 33767.
- Jun 4, 1993MERGEDNew First National Bank of Vermont, National Association of Bradford, VT merged into The Merchants Bank of South Burlington, VT.FDIC certificate 33767 ends; its business continues under certificate 6268.
- May 12, 2017MERGEDThe Merchants Bank (by then renamed Merchants Bank) of South Burlington, VT merged into Community Bank, National Association of Canton, NY.FDIC certificate 6268 ends; its business continues under certificate 6989.
- TodayOPEN
Community Bank, National AssociationMain office Canton, NY · FDIC certificate 6989 · 210 offices in 6 states on June 30, 2026Every Community Bank, National Association office → Website on file with the FDIC: www.cbna.com
If you still have something from The Northfield National Bank
A lien that was never released
First National Bank of Vermont failed on Jan 29, 1993. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Community Bank, National Association, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, New First National Bank of Vermont, National Association). Start with Community Bank, National Association, and ask them to search under the name The Northfield National Bank.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Community Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 6279 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.