Bank Branches › Closed and merged banks › Vermont › Merchants Bank
What happened to Merchants Bank?
Merchants Bank in South Burlington, VT (earlier called The Merchants National Bank of Burlington and 1 other name) merged into Community Bank, National Association of Canton, NY on May 12, 2017. Community Bank, National Association is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1849The Merchants National Bank of Burlington opens in South Burlington, VT
- Sep 6, 1974renamed The Merchants Bank
- Nov 14, 2011renamed Merchants Bank
- May 12, 2017MERGEDMerchants Bank merged into Community Bank, National Association of Canton, NY.FDIC certificate 6268 ends; its business continues under certificate 6989.
- TodayOPEN
Community Bank, National AssociationMain office Canton, NY · FDIC certificate 6989 · 210 offices in 6 states on June 30, 2026Every Community Bank, National Association office → Website on file with the FDIC: www.cbna.com
If you still have something from Merchants Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Merchants Bank as lienholder, start with Community Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Community Bank, National Association to search for the account under the name Merchants Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Community Bank, National Association which branch now holds boxes from the Merchants Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
47 offices filed under this charter in some year from 1994 on. 30 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 286 Route 7, SouthRutland, VT | OpenCommunity Bank, National Association |
| 361 N Main StBarre, VT | OpenCommunity Bank, National Association |
| 172 College StBurlington, VT | OpenCommunity Bank, National Association |
| 114 Main StBradford, VT | OpenCommunity Bank, National Association |
| 364 Main StWinooski, VT | OpenCommunity Bank, National Association |
| 84 Vermont Route 15 WHardwick, VT | OpenCommunity Bank, National Association |
| 929 Shelburne RdSouth Burlington, VT | OpenCommunity Bank, National Association |
| 54 Pearl StEssex Junction, VT | OpenCommunity Bank, National Association |
| 205 Vermont Route 15Jericho, VT | OpenCommunity Bank, National Association |
| 210 Northside DrBennington, VT | OpenCommunity Bank, National Association |
| 1309 Williston RdSouth Burlington, VT | OpenCommunity Bank, National Association |
| 4996 Main StManchester Center, VT | OpenCommunity Bank, National Association |
| 1014 North AveBurlington, VT | OpenCommunity Bank, National Association |
| 97 Main StFair Haven, VT | OpenCommunity Bank, National Association |
| 301 Route 2South Hero, VT | OpenCommunity Bank, National Association |
| 26 Ballards-cornersHinesburg, VT | OpenCommunity Bank, National Association |
| 53 Route 2 WDanville, VT | OpenPassumpsic Savings Bank |
| 108 Springfield Plaza RdSpringfield, VT | OpenCommunity Bank, National Association |
| 97 Route 9 EWilmington, VT | OpenCommunity Bank, National Association |
| 371 Main StEnosburg Falls, VT | OpenCommunity Bank, National Association |
| 15 West StBristol, VT | OpenCommunity Bank, National Association |
| 1500 Main StreetSpringfield, MA | OpenCommunity Bank, National Association |
| 25 Monkton RdVergennes, VT | OpenCommunity Bank, National Association |
| 481 Portland StSaint Johnsbury, VT | OpenCommunity Bank, National Association |
| 103 Lower Main Street WJohnson, VT | OpenCommunity Bank, National Association |
| 205 Main StBrattleboro, VT | OpenCommunity Bank, National Association |
| 994 Waterbury Stowe RdWaterbury, VT | OpenCommunity Bank, National Association |
| 180 Swanton RdSaint Albans, VT | OpenCommunity Bank, National Association |
| 92 Woodstock AveRutland, VT | OpenCommunity Bank, National Association |
| 25 Ralph Lehman DrWhite River Junction, VT | OpenCommunity Bank, National Association |
| 70 Depot SquareNorthfield, VT | No longer reported |
| 2930 Us Route 5East Thetford, VT | No longer reported |
| 275 Kennedy DriveSouth Burlington, VT | No longer reported |
| 22 Bissette DriveColchester, VT | No longer reported |
| 406 Main StreetBennington, VT | No longer reported |
| 5 Bank StreetNorth Bennington, VT | No longer reported |
| 41 SquareBellows Falls, VT | No longer reported |
| 1222 Scott HighwayGroton, VT | No longer reported |
| 501 U.S. Route 5 NorthFairlee, VT | No longer reported |
| 160 Main StreetWindsor, VT | No longer reported |
Banks folded into Merchants Bank
7 banks merged directly into this charter; counting the banks those had absorbed earlier, 14 charters end up inside it.
| Bank | Ended |
|---|---|
| Nuvo Bank & Trust CompanySpringfield, MA | Dec 5, 2015 |
| New First National Bank of Vermont, National AssociationBradford, VT | Jun 4, 1993 |
| Sterling Trust CompanyJohnson, VT | Apr 1, 1985 |
| Catamount BankNorth Bennington, VT | Dec 30, 1980 |
| Hardwick Trust CompanyHardwick, VT | Mar 4, 1977 |
| Northfield Trust CompanyNorthfield, VT | Nov 1, 1971 |
| Barre Trust CompanyBarre, VT | Jul 9, 1970 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 6268 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.