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Bank Branches › Closed and merged banks › Oklahoma › Local America Bank of Tulsa, A Federal Savings Bank

FDIC certificate 32602 · Tulsa, OK

What happened to Local America Bank of Tulsa, A Federal Savings Bank?

Local America Bank of Tulsa, A Federal Savings Bank in Tulsa, OK (earlier called Community Federal Savings and Loan Association) merged into Local Federal Bank, F.S.B. of Oklahoma City, OK on Nov 30, 1998. After 1 more change of hands, what was Local America Bank of Tulsa, A Federal Savings Bank is today part of International Bank of Commerce (Laredo, TX).

1988
opened
1998
merged away
2
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1988
    Community Federal Savings and Loan Association opens in Tulsa, OK
  2. Dec 31, 1988
    renamed Local America Bank of Tulsa, A Federal Savings Bank
  3. Nov 30, 1998
    MERGEDLocal America Bank of Tulsa, A Federal Savings Bank merged into Local Federal Bank, F.S.B. of Oklahoma City, OK.FDIC certificate 32602 ends; its business continues under certificate 28542.
  4. Jun 19, 2004
    MERGEDLocal Federal Bank, F.S.B. (by then renamed Local Oklahoma Bank) of Oklahoma City, OK merged into International Bank of Commerce of Laredo, TX.FDIC certificate 28542 ends; its business continues under certificate 19629.
  5. Today
    OPEN
    International Bank of CommerceMain office Laredo, TX · FDIC certificate 19629 · 80 offices in 1 state on June 30, 2026

    Every International Bank of Commerce office →   Website on file with the FDIC: www.ibc.com

If you still have something from Local America Bank of Tulsa, A Federal Savings Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Local America Bank of Tulsa, A Federal Savings Bank as lienholder, start with International Bank of Commerce. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask International Bank of Commerce to search for the account under the name Local America Bank of Tulsa, A Federal Savings Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask International Bank of Commerce which branch now holds boxes from the Local America Bank of Tulsa, A Federal Savings Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

17 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.

OfficeLast filed under itNow
5302 E Skelly DrTulsa, OK1998OpenInternational Bank of Commerce
3359 S. Elm PlaceBroken Arrow, OK1998No longer reported
201 E. 2nd Ave.Owasso, OK1998No longer reported
3973 S. Highway 97Sand Springs, OK1998No longer reported
800 E. Charles Page Blvd.Sand Springs, OK1998No longer reported
111 W. 5th StreetTulsa, OK1998No longer reported
2118 S. YaleTulsa, OK1998No longer reported
2250 E. 73rd StreetTulsa, OK1998No longer reported
3332 E. 51st StreetTulsa, OK1998No longer reported
5801 E. 41st St., 1st FloorTulsa, OK1998No longer reported
8202 E. 71st StreetTulsa, OK1998No longer reported
100 E. ThirdGrove, OK1998No longer reported
101 N. Mickey Mantle Blvd.Commerce, OK1998No longer reported
123 E. CentralMiami, OK1998No longer reported
2401 East ChandlerMuskogee, OK1998No longer reported
1050 N. Lynn Riggs Blvd.Claremore, OK1998No longer reported
911 E. TaftSapulpa, OK1998No longer reported

Banks folded into Local America Bank of Tulsa, A Federal Savings Bank

4 banks merged directly into this charter; counting the banks those had absorbed earlier, 6 charters end up inside it.

BankEndedHow
Green Country Bank, FSBMiami, OKFeb 16, 1998merged
Fidelity Federal Savings and Loan AssociationClaremore, OKMay 31, 1993merged
Midamerica Federal Savings and Loan AssociationTulsa, OKAug 31, 1988assisted merger
First Oklahoma Savings Bank, FATulsa, OKAug 31, 1988assisted merger

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32602 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.