Bank Branches › Closed and merged banks › Oklahoma › Local Oklahoma Bank
What happened to Local Oklahoma Bank?
Local Oklahoma Bank in Oklahoma City, OK (earlier called Local Federal Savings and Loan Association and 4 other names) merged into International Bank of Commerce of Laredo, TX on Jun 19, 2004. International Bank of Commerce is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1908Local Federal Savings and Loan Association opens in Oklahoma City, OK
- Apr 30, 1988renamed Local Federal Savings and Loan Association of Oklahoma City
- Aug 30, 1990renamed Local Federal Bank, F.S.B.
- Mar 31, 1999renamed Local Oklahoma Bank, F.S.B.
- May 11, 1999renamed Local Oklahoma Bank, National Association
- Jun 27, 2003renamed Local Oklahoma Bank
- Jun 19, 2004MERGEDLocal Oklahoma Bank merged into International Bank of Commerce of Laredo, TX.FDIC certificate 28542 ends; its business continues under certificate 19629.
- TodayOPEN
International Bank of CommerceMain office Laredo, TX · FDIC certificate 19629 · 80 offices in 1 state on June 30, 2026Every International Bank of Commerce office → Website on file with the FDIC: www.ibc.com
If you still have something from Local Oklahoma Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Local Oklahoma Bank as lienholder, start with International Bank of Commerce. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask International Bank of Commerce to search for the account under the name Local Oklahoma Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask International Bank of Commerce which branch now holds boxes from the Local Oklahoma Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
57 offices filed under this charter in some year from 1994 on. 28 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 2250 E 73rd StTulsa, OK | OpenInternational Bank of Commerce |
| 6425 Nw Cache RdLawton, OK | OpenInternational Bank of Commerce |
| 1812 E 15th StEdmond, OK | OpenInternational Bank of Commerce |
| 3973 S State Highway 97Sand Springs, OK | OpenInternational Bank of Commerce |
| 7723 Nw 23rd StBethany, OK | OpenInternational Bank of Commerce |
| 1050 N Lynn Riggs BlvdClaremore, OK | OpenInternational Bank of Commerce |
| 4902 N Western AveOklahoma City, OK | OpenInternational Bank of Commerce |
| 1461 24th Ave NwNorman, OK | OpenInternational Bank of Commerce |
| 2200 S Douglas BlvdMidwest City, OK | OpenInternational Bank of Commerce |
| 8202 E 71st StTulsa, OK | OpenInternational Bank of Commerce |
| 120 N Division StGuthrie, OK | OpenInternational Bank of Commerce |
| 209 E Cherokee StLindsay, OK | OpenInternational Bank of Commerce |
| 628 W Grand AveChickasha, OK | OpenInternational Bank of Commerce |
| 1951 S Yale AveTulsa, OK | OpenInternational Bank of Commerce |
| 10500 S Pennsylvania AveOklahoma City, OK | OpenInternational Bank of Commerce |
| 430 W Lincoln StPurcell, OK | OpenInternational Bank of Commerce |
| 3359 S Elm PlBroken Arrow, OK | OpenInternational Bank of Commerce |
| 3108 E 1st StChandler, OK | OpenInternational Bank of Commerce |
| 2301 N Portland AveOklahoma City, OK | OpenInternational Bank of Commerce |
| 12241 N May AveOklahoma City, OK | OpenInternational Bank of Commerce |
| 1 West 5th St.Tulsa, OK | OpenInternational Bank of Commerce |
| 700 W Grant AvePauls Valley, OK | OpenInternational Bank of Commerce |
| 2009 W Broadway AveSulphur, OK | OpenInternational Bank of Commerce |
| 5302 E Skelly DrTulsa, OK | OpenInternational Bank of Commerce |
| 911 E Taft AveSapulpa, OK | OpenInternational Bank of Commerce |
| 421 S Santa Fe AveEdmond, OK | OpenInternational Bank of Commerce |
| 2512 N Harrison StShawnee, OK | OpenInternational Bank of Commerce |
| 100 Park AveOklahoma City, OK | OpenInternational Bank of Commerce |
| 800 East Charles Page BlvdSand Springs, OK | No longer reported |
| 5801 East 41st StreetTulsa, OK | No longer reported |
| 3332 E. 51st StreetTulsa, OK | No longer reported |
| 201 East 2nd AvenueOwasso, OK | No longer reported |
| 100 East Third StreetGrove, OK | No longer reported |
| 56371 E. Hwy 125, Ste 1Afton, OK | No longer reported |
| 101 North Mickey Mantle BoulCommerce, OK | No longer reported |
| 123 East Central StreetMiami, OK | No longer reported |
| 1006 Main StreetDuncan, OK | No longer reported |
| 2210 N Hwy 81Duncan, OK | No longer reported |
| 2401 East ChandlerMuskogee, OK | No longer reported |
| 1203 Cornwell StYukon, OK | No longer reported |
Banks folded into Local Oklahoma Bank
9 banks merged directly into this charter; counting the banks those had absorbed earlier, 23 charters end up inside it.
| Bank | Ended |
|---|---|
| U.S. National BankMidwest City, OK | Nov 5, 2002 |
| Guthrie Federal Savings BankGuthrie, OK | Oct 15, 1999 |
| Local America Bank of Tulsa, A Federal Savings BankTulsa, OK | Nov 30, 1998 |
| Citizens BankLawton, OK | Oct 9, 1998 |
| Red River Federal Savings and Loan Association, F.A.Lawton, OK | Mar 27, 1992 |
| First Federal Savings Association of ChickashaChickasha, OK | Feb 7, 1992 |
| Clinton Savings and Loan AssociationClinton, OK | Jul 19, 1991 |
| The Duncan Savings and Loan AssociationDuncan, OK | Aug 17, 1990 |
| Great Plains Savings Association, F.A.Weatherford, OK | Aug 17, 1990 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28542 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.