Bank Branches › Closed and merged banks › Washington › Sterling Savings Bank
What happened to Sterling Savings Bank?
Sterling Savings Bank in Spokane, WA (earlier called Sterling Savings Association) merged into Umpqua Bank of Roseburg, OR on Apr 18, 2014. That bank is now called Columbia Bank (Roseburg, OR).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1981Sterling Savings Association opens in Spokane, WA
- Jun 15, 1998renamed Sterling Savings Bank
- Apr 18, 2014MERGEDSterling Savings Bank merged into Umpqua Bank of Roseburg, OR.FDIC certificate 32158 ends; its business continues under certificate 17266.
- TodayOPEN
Columbia BankMain office Roseburg, OR · FDIC certificate 17266 · 360 offices in 8 states on June 30, 2026Every Columbia Bank office → Website on file with the FDIC: www.columbiabank.com/
If you still have something from Sterling Savings Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Sterling Savings Bank as lienholder, start with Columbia Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Columbia Bank to search for the account under the name Sterling Savings Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Columbia Bank which branch now holds boxes from the Sterling Savings Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
217 offices filed under this charter in some year from 1994 on. 87 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 1000 Bellevue Way NEBellevue, WA | OpenColumbia Bank |
| 707 W Main AveSpokane, WA | OpenColumbia Bank |
| 8015 NE Highway 99Vancouver, WA | OpenColumbia Bank |
| 801 4th StSanta Rosa, CA | OpenColumbia Bank |
| 4150 Ne Hancock StPortland, OR | OpenColumbia Bank |
| 212 S 5th StCoos Bay, OR | OpenBanner Bank |
| 721 Chetco AveBrookings, OR | OpenColumbia Bank |
| 1408 Se 164th AveVancouver, WA | OpenColumbia Bank |
| 1204 N 20th AvePasco, WA | OpenColumbia Bank |
| 609 S Washington StMoscow, ID | OpenColumbia Bank |
| 2405 3rd StTillamook, OR | OpenColumbia Bank |
| 2515 Ne 134th St, Ste 100Vancouver, WA | OpenColumbia Bank |
| 601 W Main StBattle Ground, WA | OpenColumbia Bank |
| 2943 S 6th StKlamath Falls, OR | OpenColumbia Bank |
| 224 Sw 152nd StBurien, WA | OpenColumbia Bank |
| 3106 Island City AveLa Grande, OR | OpenColumbia Bank |
| 302 S Main StIndependence, OR | OpenColumbia Bank |
| 1611 Virginia AveNorth Bend, OR | OpenBanner Bank |
| 13183 SE 172nd AveHappy Valley, OR | OpenColumbia Bank |
| 1990 Washington AveBaker City, OR | OpenColumbia Bank |
| 10705 Ne Fourth Plain BlvdVancouver, WA | OpenColumbia Bank |
| 5512 22nd Ave NwSeattle, WA | OpenColumbia Bank |
| 540 Main StKlamath Falls, OR | OpenColumbia Bank |
| 167 Ne 2nd StStevenson, WA | OpenColumbia Bank |
| 2250 Thain GradeLewiston, ID | OpenColumbia Bank |
| 10406 N Division St, Ste 101Spokane, WA | OpenColumbia Bank |
| 225 Sw 4th AveOntario, OR | OpenColumbia Bank |
| 1095 Oregon Ave SeBandon, OR | OpenBanner Bank |
| 146 W 2nd StNorth Bend, WA | OpenColumbia Bank |
| 101 E 4th AveMoses Lake, WA | OpenColumbia Bank |
| 206 E Front StMerrill, OR | OpenColumbia Bank |
| 29804 Ellensburg AveGold Beach, OR | OpenColumbia Bank |
| 61515 S Highway 97Bend, OR | OpenColumbia Bank |
| 301 S Main StMontesano, WA | OpenColumbia Bank |
| 73 Ne Estes AveWhite Salmon, WA | OpenColumbia Bank |
| 201 Western AvePetaluma, CA | OpenColumbia Bank |
| 118 W 5th AveEllensburg, WA | OpenColumbia Bank |
| 11515 Se Mill Plain BlvdVancouver, WA | OpenColumbia Bank |
| 365 10th and D StreetPlummer, ID | OpenColumbia Bank |
| 147 W Main StGrangeville, ID | OpenColumbia Bank |
Banks folded into Sterling Savings Bank
12 banks merged directly into this charter; counting the banks those had absorbed earlier, 14 charters end up inside it.
| Bank | Ended |
|---|---|
| Commerce National BankNewport Beach, CA | Oct 1, 2013 |
| Borrego Springs Bank, National AssociationLa Mesa, CA | Mar 1, 2013 |
| Golf Savings BankMountlake Terrace, WA | Aug 3, 2010 |
| Sonoma National BankSanta Rosa, CA | Feb 28, 2007 |
| FirstBank NorthwestClarkston, WA | Nov 30, 2006 |
| Klamath First Federal Savings and Loan AssociationKlamath Falls, OR | Jan 2, 2004 |
| Empire BankLivingston, MT | Feb 28, 2003 |
| First Federal Savings and Loan Association of MontanaHamilton, MT | Nov 13, 1998 |
| Central Evergreen Federal Savings and Loan AssociationChehalis, WA | Jan 31, 1989 |
| Tri-Cities Savings and Loan AssociationKennewick, WA | Apr 30, 1988 |
| Lewis Federal Savings and Loan AssociationChehalis, WA | Nov 5, 1985 |
| Lewis and Clark Savings and Loan AssociationClarkston, WA | Jul 31, 1983 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32158 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.