Bank Branches › Closed and merged banks › Oregon › Klamath First Federal Savings and Loan Association
What happened to Klamath First Federal Savings and Loan Association?
Klamath First Federal Savings and Loan Association in Klamath Falls, OR merged into Sterling Savings Bank of Spokane, WA on Jan 2, 2004. After 1 more change of hands, what was Klamath First Federal Savings and Loan Association is today part of Columbia Bank (Roseburg, OR).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1934Klamath First Federal Savings and Loan Association opens in Klamath Falls, OR
- Jan 2, 2004MERGEDKlamath First Federal Savings and Loan Association merged into Sterling Savings Bank of Spokane, WA.FDIC certificate 29339 ends; its business continues under certificate 32158.
- Apr 18, 2014MERGEDSterling Savings Bank of Spokane, WA merged into Umpqua Bank of Roseburg, OR.FDIC certificate 32158 ends; its business continues under certificate 17266.
- TodayOPEN
Columbia BankMain office Roseburg, OR · FDIC certificate 17266 · 360 offices in 8 states on June 30, 2026Every Columbia Bank office → Website on file with the FDIC: www.columbiabank.com/
If you still have something from Klamath First Federal Savings and Loan Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Klamath First Federal Savings and Loan Association as lienholder, start with Columbia Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Columbia Bank to search for the account under the name Klamath First Federal Savings and Loan Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Columbia Bank which branch now holds boxes from the Klamath First Federal Savings and Loan Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
59 offices filed under this charter in some year from 1994 on. 2 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 2943 S 6th StKlamath Falls, OR | OpenColumbia Bank |
| 540 Main StKlamath Falls, OR | OpenColumbia Bank |
| 217 Main StreetNyssa, OR | No longer reported |
| 1775 East Idaho AvenueOntario, OR | No longer reported |
| 1350 North First StreetHermiston, OR | No longer reported |
| 810 S Highway 395Hermiston, OR | No longer reported |
| 2203 Sw Court PlacePendleton, OR | No longer reported |
| 227 W Main StreetPilot Rock, OR | No longer reported |
| 721 Chetco AvenueBrookings, OR | No longer reported |
| 29804 N Ellensburg AveGold Beach, OR | No longer reported |
| 716 Ne Highway 101Port Orford, OR | No longer reported |
| 103 S Main StreetCondon, OR | No longer reported |
| 2212 Island AvenueLA Grande, OR | No longer reported |
| 144 S Main StreetUnion, OR | No longer reported |
| 111 N Main StreetHeppner, OR | No longer reported |
| 708 Garibaldi AvenueGaribaldi, OR | No longer reported |
| 2405 3rd StreetTillamook, OR | No longer reported |
| 411 Pacific AvenueTillamook, OR | No longer reported |
| 475 NW Windy Knolls DrBend, OR | No longer reported |
| 61515 South Highway 97Bend, OR | No longer reported |
| 948 Sw 9th StreetRedmond, OR | No longer reported |
| 555 1st StreetFossil, OR | No longer reported |
| 2720 South Quillan StreetKennewick, WA | No longer reported |
| 508 Main StreetMoro, OR | No longer reported |
| 1095 Oregon AvenueBandon, OR | No longer reported |
| 150 S. Wall StreetCoos Bay, OR | No longer reported |
| 212 South 5th StreetCoos Bay, OR | No longer reported |
| 259 N AdamsCoquille, OR | No longer reported |
| 1611 Virginia AvenueNorth Bend, OR | No longer reported |
| 111 W Main StreetCarlton, OR | No longer reported |
| 165 N Maple StreetYamhill, OR | No longer reported |
| 2300 Madison StreetKlamath Falls, OR | No longer reported |
| 2420 Dahlia StreetKlamath Falls, OR | No longer reported |
| 2943 South SixthKlamath Falls, OR | No longer reported |
| 206 E Front StreetMerrill, OR | No longer reported |
| 2801 Duportail StreetRichland, WA | No longer reported |
| 4550 West 11th AvenueEugene, OR | No longer reported |
| 430 Highway 101Florence, OR | No longer reported |
| 48257 E 1st StreetOakridge, OR | No longer reported |
| 2659 Olympic StreetSpringfield, OR | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 29339 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.