Bank Branches › Closed and merged banks › Minnesota › United Federal Savings and Loan Association of South St Paul
What happened to United Federal Savings and Loan Association of South St Paul?
United Federal Savings and Loan Association of South St Paul in South St. Paul, MN was merged into First Federal Savings and Loan Association of Minneapolis of Minneapolis, MN with federal assistance on Apr 30, 1979. After 3 more changes of hands, what was United Federal Savings and Loan Association of South St Paul is today part of Wells Fargo Bank, National Association (Sioux Falls, SD).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1954United Federal Savings and Loan Association of South St Paul opens in South St. Paul, MN
- Apr 30, 1979ASSISTED MERGERUnited Federal Savings and Loan Association of South St Paul was merged into First Federal Savings and Loan Association of Minneapolis of Minneapolis, MN with federal assistance.FDIC certificate 30732 ends; its business continues under certificate 28606.
- Mar 31, 1986MERGEDFirst Federal Savings and Loan Association of Minneapolis of Minneapolis, MN merged into First Minnesota Savings Bank, FSB of Minneapolis, MN.FDIC certificate 28606 ends; its business continues under certificate 32457.
- Dec 14, 1990MERGEDFirst Minnesota Savings Bank, FSB (by then renamed Norwest National Bank) of Minneapolis, MN merged into Norwest Bank Minnesota, National Association of Minneapolis, MN.FDIC certificate 32457 ends; its business continues under certificate 5208.
- Feb 20, 2004MERGEDNorwest Bank Minnesota, National Association (by then renamed Wells Fargo Bank Minnesota, National Association) of Minneapolis, MN merged into Wells Fargo Bank, National Association of Sioux Falls, SD.FDIC certificate 5208 ends; its business continues under certificate 3511.
- TodayOPEN
Wells Fargo Bank, National AssociationMain office Sioux Falls, SD · FDIC certificate 3511 · 4,157 offices in 40 states on June 30, 2026Every Wells Fargo Bank, National Association office → Website on file with the FDIC: www.wellsfargo.com
If you still have something from United Federal Savings and Loan Association of South St Paul
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows United Federal Savings and Loan Association of South St Paul as lienholder, start with Wells Fargo Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
United Federal Savings and Loan Association of South St Paul was merged with federal assistance on Apr 30, 1979. The FDIC's limit on lien releases is for mergers without government assistance, so FDIC Resolution Inquiries (888-206-4662, 8am–4pm Central, weekdays) can tell you whether it holds anything for this bank.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Wells Fargo Bank, National Association to search for the account under the name United Federal Savings and Loan Association of South St Paul. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Wells Fargo Bank, National Association which branch now holds boxes from the United Federal Savings and Loan Association of South St Paul office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 30732 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.