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Bank Branches › Closed and merged banks › Massachusetts › Fleet Bank of Massachusetts, National Association

FDIC certificate 26305 · Boston, MA

What happened to Fleet Bank of Massachusetts, National Association?

Fleet Bank of Massachusetts, National Association in Boston, MA (earlier called Fleet National Bank of Boston) merged into Fleet National Bank of Providence, RI on Apr 1, 1996. After 2 more changes of hands, what was Fleet Bank of Massachusetts, National Association is today part of Bank of America, National Association (Charlotte, NC).

1985
opened
1996
merged away
2
names it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1985
    Fleet National Bank of Boston opens in Boston, MA
  2. Jul 14, 1991
    renamed Fleet Bank of Massachusetts, National Association
  3. Apr 1, 1996
    MERGEDFleet Bank of Massachusetts, National Association merged into Fleet National Bank of Providence, RI.FDIC certificate 26305 ends; its business continues under certificate 2499.
  4. Mar 1, 2000
    MERGEDFleet National Bank of Providence, RI merged into BankBoston, National Association of Providence, RI.FDIC certificate 2499 ends; its business continues under certificate 2558.
  5. Jun 13, 2005
    MERGEDBankBoston, National Association (by then renamed Fleet National Bank) of Providence, RI merged into Bank of America, National Association of Charlotte, NC.FDIC certificate 2558 ends; its business continues under certificate 3510.
  6. Today
    OPEN
    Bank of America, National AssociationMain office Charlotte, NC · FDIC certificate 3510 · 3,598 offices in 39 states on June 30, 2026

    Every Bank of America, National Association office →   Website on file with the FDIC: www.bankofamerica.com

If you still have something from Fleet Bank of Massachusetts, National Association

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Fleet Bank of Massachusetts, National Association as lienholder, start with Bank of America, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Bank of America, National Association to search for the account under the name Fleet Bank of Massachusetts, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Bank of America, National Association which branch now holds boxes from the Fleet Bank of Massachusetts, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

202 offices filed under this charter in some year from 1994 on. 46 are still open as of June 30, 2026. Showing 40.

OfficeLast filed under itNow
75 State StBoston, MA1995OpenSantander Bank, N.A.
1 S Pleasant StAmherst, MA1995OpenBank of America, National Association
66 West StPittsfield, MA1995OpenBeacon Bank and Trust
51 Gold Star BlvdWorcester, MA1995OpenSantander Bank, N.A.
71 Faunce Corner Mall RdNorth Dartmouth, MA1995OpenBank of America, National Association
300 Andover StPeabody, MA1995OpenSantander Bank, N.A.
249 Worcester CtFalmouth, MA1995OpenTD Bank, National Association
62 Messenger StPlainville, MA1995OpenSantander Bank, N.A.
1 Beacon StBoston, MA1995OpenSantander Bank, N.A.
780 Beacon StNewton, MA1995OpenSantander Bank, N.A.
495 Paraside RoadSwampscott, MA1995OpenSantander Bank, N.A.
20 Drum Hill RdChelmsford, MA1995OpenRockland Trust Company
47 Maple AveShrewsbury, MA1995OpenSantander Bank, N.A.
428 Station AveSouth Yarmouth, MA1995OpenRockland Trust Company
39 Cheshire RdPittsfield, MA1995OpenBeacon Bank and Trust
310 New State HwyRaynham, MA1995OpenSantander Bank, N.A.
765 Main StHyannis, MA1995OpenRockland Trust Company
5 Shellback WayMashpee, MA1995OpenRockland Trust Company
638 Memorial DrChicopee, MA1995OpenBank of America, National Association
700 Main StWaltham, MA1995OpenSantander Bank, N.A.
409 Massachusetts AveActon, MA1995OpenSantander Bank, N.A.
240 W Boylston StWest Boylston, MA1995OpenSantander Bank, N.A.
11 Park StLeominster, MA1995OpenSantander Bank, N.A.
70 Main StOrleans, MA1995OpenRockland Trust Company
75 Brackett RoadNorth Eastham, MA1995OpenThe Cape Cod Five Cents Savings Bank
20 Beale StQuincy, MA1995OpenSantander Bank, N.A.
35 Market SqLynn, MA1995OpenSantander Bank, N.A.
1195 Falmouth RdCenterville, MA1995OpenRockland Trust Company
437 Rutherford AveBoston, MA1995OpenSantander Bank, N.A.
340 Main StHaverhill, MA1995OpenSantander Bank, N.A.
51 Pleasant StWeymouth, MA1995OpenSantander Bank, N.A.
339 Washington StDedham, MA1995OpenSantander Bank, N.A.
932 Main St, Route 28West Dennis, MA1995OpenRockland Trust Company
206 Main StWebster, MA1995OpenSantander Bank, N.A.
1045 Trapelo RdWaltham, MA1995OpenSantander Bank, N.A.
1234 Providence RdWhitinsville, MA1995OpenSantander Bank, N.A.
188 BroadwayTaunton, MA1995OpenSantander Bank, N.A.
102 Rogers StGloucester, MA1995OpenSantander Bank, N.A.
17 Union StManchester, MA1995OpenSantander Bank, N.A.
277 Linden StWellesley, MA1995OpenSantander Bank, N.A.

Banks folded into Fleet Bank of Massachusetts, National Association

6 banks merged directly into this charter; counting the banks those had absorbed earlier, 54 charters end up inside it.

BankEndedHow
New Bedford Institution for SavingsNew Bedford, MAJan 27, 1995merged
Sterling BankWaltham, MAAug 15, 1994merged
Heritage Bank for SavingsHolyoke, MADec 4, 1992failed
Guaranty-First Trust CompanyWaltham, MANov 13, 1992failed
Vanguard Savings BankHolyoke, MAMar 27, 1992failed
New Bank of New England, National AssociationBoston, MAJul 14, 1991merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 26305 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.