Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Closed and merged banks › Massachusetts › New Bedford Institution for Savings

FDIC certificate 23628 · New Bedford, MA

What happened to New Bedford Institution for Savings?

New Bedford Institution for Savings in New Bedford, MA merged into Fleet Bank of Massachusetts, National Association of Boston, MA on Jan 27, 1995. After 3 more changes of hands, what was New Bedford Institution for Savings is today part of Bank of America, National Association (Charlotte, NC).

1825
opened
1995
merged away
1
name it used
4
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1825
    New Bedford Institution for Savings opens in New Bedford, MA
  2. Jan 27, 1995
    MERGEDNew Bedford Institution for Savings merged into Fleet Bank of Massachusetts, National Association of Boston, MA.FDIC certificate 23628 ends; its business continues under certificate 26305.
  3. Apr 1, 1996
    MERGEDFleet Bank of Massachusetts, National Association of Boston, MA merged into Fleet National Bank of Providence, RI.FDIC certificate 26305 ends; its business continues under certificate 2499.
  4. Mar 1, 2000
    MERGEDFleet National Bank of Providence, RI merged into BankBoston, National Association of Providence, RI.FDIC certificate 2499 ends; its business continues under certificate 2558.
  5. Jun 13, 2005
    MERGEDBankBoston, National Association (by then renamed Fleet National Bank) of Providence, RI merged into Bank of America, National Association of Charlotte, NC.FDIC certificate 2558 ends; its business continues under certificate 3510.
  6. Today
    OPEN
    Bank of America, National AssociationMain office Charlotte, NC · FDIC certificate 3510 · 3,598 offices in 39 states on June 30, 2026

    Every Bank of America, National Association office →   Website on file with the FDIC: www.bankofamerica.com

If you still have something from New Bedford Institution for Savings

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows New Bedford Institution for Savings as lienholder, start with Bank of America, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Bank of America, National Association to search for the account under the name New Bedford Institution for Savings. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Bank of America, National Association which branch now holds boxes from the New Bedford Institution for Savings office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

52 offices filed under this charter in some year from 1994 on. 10 are still open as of June 30, 2026. Showing 40.

OfficeLast filed under itNow
71 Faunce Corner Mall RdNorth Dartmouth, MA1994OpenBank of America, National Association
62 Messenger StPlainville, MA1994OpenSantander Bank, N.A.
428 Station AveSouth Yarmouth, MA1994OpenRockland Trust Company
310 New State HwyRaynham, MA1994OpenSantander Bank, N.A.
70 Main StOrleans, MA1994OpenRockland Trust Company
75 Brackett RoadNorth Eastham, MA1994OpenThe Cape Cod Five Cents Savings Bank
1195 Falmouth RdCenterville, MA1994OpenRockland Trust Company
932 Main St, Route 28West Dennis, MA1994OpenRockland Trust Company
188 BroadwayTaunton, MA1994OpenSantander Bank, N.A.
28 County RdMattapoisett, MA1994OpenWebster Bank, National Association
336 Main StreetHarwich Port, MA1994No longer reported
301b Barlows Landing RoadPocasset, MA1994No longer reported
1123 Main Street Route 28 AnSouth Yarmouth, MA1994No longer reported
Main StreetFalmouth, MA1994No longer reported
765 Main StreetHyannis, MA1994No longer reported
K-Mart Shopping CtrHyannis, MA1994No longer reported
Market and Main StMashpee, MA1994No longer reported
2100 Warwick AvenueWarwick, RI1994No longer reported
16 Park StreetAttleboro, MA1994No longer reported
145 Cove StNew Bedford, MA1994No longer reported
909 Ashley BoulevardNew Bedford, MA1994No longer reported
21 Central AvenueSeekonk, MA1994No longer reported
11 Robert F Toner BoulevardAttleboro Falls, MA1994No longer reported
12 Taunton GreenTaunton, MA1994No longer reported
685 Washington StreetSouth Attleboro, MA1994No longer reported
Crossroads Common, One Chace RoadEast Freetown, MA1994No longer reported
821 Rockdale AvenueNew Bedford, MA1994No longer reported
1604 President AvenueFall River, MA1994No longer reported
169 Rockdale AvenueSouth Dartmouth, MA1994No longer reported
112 Main StreetAcushnet, MA1994No longer reported
174 Union StreetNew Bedford, MA1994No longer reported
Village Place, 678 Main RoadWestport, MA1994No longer reported
93 Adams StreetFairhaven, MA1994No longer reported
1743 Acushnet AvenueNew Bedford, MA1994No longer reported
48 North Washington StreetNorth Attleboro, MA1994No longer reported
2 Commerce WaySeekonk, MA1994No longer reported
891 County StreetSomerset, MA1994No longer reported
174 Taunton AvenueSeekonk, MA1994No longer reported
Bakers CornerSeekonk, MA1994No longer reported
435 Wilbur AvenueSwansea, MA1994No longer reported

Banks folded into New Bedford Institution for Savings

4 banks merged directly into this charter; counting the banks those had absorbed earlier, 6 charters end up inside it.

BankEndedHow
Attleboro Pawtucket Savings BankAttleboro, MAAug 21, 1992failed
Sentry Savings Bank, F.S.B.Hyannis, MAJul 26, 1991failed
Taunton Savings BankTaunton, MAAug 19, 1988merged
Old Stone Banking Company of Bristol CountyNew Bedford, MAJan 4, 1982merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 23628 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.