Bank Branches › Closed and merged banks › Washington › North Sound Bank
What happened to North Sound Bank?
North Sound Bank in Poulsbo, WA (earlier called Bank of Poulsbo) merged into Frontier Bank of Everett, WA on Jul 20, 2000. After 2 more changes of hands, what was North Sound Bank is today part of U.S. Bank National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1980Bank of Poulsbo opens in Poulsbo, WA
- Sep 1, 1985renamed North Sound Bank
- Jul 20, 2000MERGEDNorth Sound Bank merged into Frontier Bank of Everett, WA.FDIC certificate 23020 ends; its business continues under certificate 22710.
- Apr 30, 2010FAILEDFrontier Bank of Everett, WA failed, and Union Bank, National Association of San Francisco, CA took it over.FDIC certificate 22710 ends; its business continues under certificate 22826.
- May 26, 2023MERGEDUnion Bank, National Association (by then renamed MUFG Union Bank, National Association) of San Francisco, CA merged into U.S. Bank National Association of Cincinnati, OH.FDIC certificate 22826 ends; its business continues under certificate 6548.
- TodayOPEN
U.S. Bank National AssociationMain office Cincinnati, OH · FDIC certificate 6548 · 2,097 offices in 29 states on June 30, 2026Every U.S. Bank National Association office → Website on file with the FDIC: www.usbank.com
If you still have something from North Sound Bank
A lien that was never released
Frontier Bank failed on Apr 30, 2010. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to U.S. Bank National Association, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Union Bank, National Association). Start with U.S. Bank National Association, and ask them to search under the name North Sound Bank.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask U.S. Bank National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
8 offices filed under this charter in some year from 1994 on. None is still reporting as of June 30, 2026.
| Office | Now |
|---|---|
| 2200 W Sims WayPort Townsend, WA | No longer reported |
| 69 Oak Bay RoadPort Hadlock, WA | No longer reported |
| 901 Hildebrand Lane NeBainbridge Island, WA | No longer reported |
| 19950 7th Avenue NortheastPoulsbo, WA | No longer reported |
| 10705 Silverdale Way NorthwestSilverdale, WA | No longer reported |
| 186 Jensen WayPoulsbo, WA | No longer reported |
| 1212 East 1st StreetPort Angeles, WA | No longer reported |
| 901 W Washington StreetSequim, WA | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 23020 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.