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Bank Branches › Closed and merged banks › Washington › Frontier Bank

FDIC certificate 22710 · Everett, WA

What happened to Frontier Bank?

Frontier Bank in Everett, WA failed, and Union Bank, National Association of San Francisco, CA took it over on Apr 30, 2010. After 1 more change of hands, what was Frontier Bank is today part of U.S. Bank National Association (Cincinnati, OH).

1978
opened
2010
failed
1
name it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1978
    Frontier Bank opens in Everett, WA
  2. Apr 30, 2010
    FAILEDFrontier Bank failed, and Union Bank, National Association of San Francisco, CA took it over.FDIC certificate 22710 ends; its business continues under certificate 22826.
  3. May 26, 2023
    MERGEDUnion Bank, National Association (by then renamed MUFG Union Bank, National Association) of San Francisco, CA merged into U.S. Bank National Association of Cincinnati, OH.FDIC certificate 22826 ends; its business continues under certificate 6548.
  4. Today
    OPEN
    U.S. Bank National AssociationMain office Cincinnati, OH · FDIC certificate 6548 · 2,097 offices in 29 states on June 30, 2026

    Every U.S. Bank National Association office →   Website on file with the FDIC: www.usbank.com

If you still have something from Frontier Bank

A lien that was never released

Frontier Bank failed on Apr 30, 2010. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to U.S. Bank National Association, which is worth asking too.

Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Union Bank, National Association). Start with U.S. Bank National Association, and ask them to search under the name Frontier Bank.

For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask U.S. Bank National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

55 offices filed under this charter in some year from 1994 on. 6 are still open as of June 30, 2026. Showing 40.

OfficeLast filed under itNow
132 Kirkland AveKirkland, WA2009OpenU.S. Bank National Association
17922 140th Ave NeWoodinville, WA2009OpenU.S. Bank National Association
6623 Evergreen WayEverett, WA2009OpenU.S. Bank National Association
21111 Highway 99Lynnwood, WA2009OpenU.S. Bank National Association
16412 9th Ave SeMill Creek, WA2009OpenU.S. Bank National Association
1020 State AveMarysville, WA2009OpenU.S. Bank National Association
2200 W Sims WayPort Townsend, WA2009No longer reported
901 Hildebrand Lane NeBainbridge Island, WA2009No longer reported
3651 Wheaton WayBremerton, WA2009No longer reported
19950 7th Avenue NortheastPoulsbo, WA2009No longer reported
10705 Silverdale Way NorthwestSilverdale, WA2009No longer reported
186 Jensen WayPoulsbo, WA2009No longer reported
900 Sw 5th Ave, Ste 200Portland, OR2009No longer reported
10998 Sw 68th ParkwayTigard, OR2009No longer reported
3506 - 168th Street, NortheastArlington, WA2009No longer reported
2831 Colby AvenueEverett, WA2009No longer reported
201 West Main StreetMonroe, WA2009No longer reported
123 Third Avenue SouthEdmonds, WA2009No longer reported
525 North Olympic AvenueArlington, WA2009No longer reported
332 Southwest Everett Mall WayEverett, WA2009No longer reported
909 Frontage RdLake Stevens, WA2009No longer reported
818 Avenue 'd'Snohomish, WA2009No longer reported
8870 271st Street, NorthwestStanwood, WA2009No longer reported
2612 Wetmore AvenueEverett, WA2009No longer reported
3410 Woburn StBellingham, WA2009No longer reported
128 E Holly StreetBellingham, WA2009No longer reported
8108 Guide Meridian RdLynden, WA2009No longer reported
1995 Commercial Street SoutheastSalem, OR2009No longer reported
130 Marvin Rd Se Ste 140Lacey, WA2009No longer reported
1212 East 1st StreetPort Angeles, WA2009No longer reported
901 W Washington StreetSequim, WA2009No longer reported
5125 Olympic Drive Northwest, Suite 108Gig Harbor, WA2009No longer reported
900 Meridian East, Suite 17Milton, WA2009No longer reported
4417 S Meridian StPuyallup, WA2009No longer reported
801 Alder AvenueSumner, WA2009No longer reported
4620 Bridgeport Way WestUniversity Place, WA2009No longer reported
112 S River AveBuckley, WA2009No longer reported
104 Washington Ave S Ste BOrting, WA2009No longer reported
1102 Commerce Street, Suite 100Tacoma, WA2009No longer reported
10304 Main StreetBothell, WA2009No longer reported

Banks folded into Frontier Bank

9 banks merged directly into this charter.

BankEndedHow
Bank of SalemSalem, ORDec 1, 2007merged
NorthStar BankSeattle, WAFeb 1, 2006merged
Inter BankDuvall, WAFeb 2, 2001merged
North Sound BankPoulsbo, WAJul 20, 2000merged
Bank of SumnerSumner, WADec 21, 1998merged
The Bank of NorthshoreBothell, WAJul 1, 1993merged
Edmonds National BankEdmonds, WANov 13, 1992merged
Citizens Bank of Snohomish CountyMarysville, WAAug 25, 1989merged
Bank of ArlingtonArlington, WAAug 2, 1982merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 22710 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.