Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › North Carolina › Rutherford County

Banks in Rutherford County, North Carolina

Rutherford County has 10 bank offices, 13 fewer than its peak of 23 in 2009 (−57%). They belong to 9 banks, led by Truist Bank with 2.

10
offices, 2026
23
peak (2009)
26
no longer reported
$881M
deposits booked

Map

open (10)no longer reported (23 of 26 have map coordinates)

The county's passbook

12231994: 22 offices, $514M1995: 21 offices, $519M1996: 19 offices, $537M1997: 19 offices, $561M1998: 19 offices, $584M1999: 18 offices, $586M2000: 16 offices, $573M2001: 18 offices, $624M2002: 20 offices, $617M2003: 21 offices, $639M2004: 21 offices, $648M2005: 21 offices, $664M2006: 19 offices, $704M2007: 21 offices, $739M2008: 22 offices, $754M2009: 23 offices, $748M2010: 23 offices, $747M2011: 21 offices, $706M2012: 20 offices, $701M2013: 19 offices, $690M2014: 18 offices, $672M2015: 19 offices, $667M2016: 19 offices, $678M2017: 19 offices, $700M2018: 17 offices, $707M2019: 15 offices, $711M2020: 15 offices, $816M2021: 13 offices, $793M2022: 11 offices, $840M2023: 11 offices, $809M2024: 11 offices, $833M2025: 10 offices, $885M2026: 10 offices, $881Mpeak 23 · 2009$881M1995200020052010201520202026
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
Rutherford County1994–2026
DateofficesChangeDeposits
Jun 30 199422$514M
Jun 30 199521−1$519M
Jun 30 200016−2$573M
Jun 30 200521·$664M
Jun 30 2009PEAK23+1$748M
Jun 30 201023·$747M
Jun 30 201519+1$667M
Jun 30 202015·$816M
Jun 30 202510−1$885M
Jun 30 2026NOW10·$881M
Open the full passbook — all 33 years ▾
DateofficesChangeDeposits
Jun 30 199422$514M
Jun 30 199521−1$519M
Jun 30 199619−2$537M
Jun 30 199719·$561M
Jun 30 199819·$584M
Jun 30 199918−1$586M
Jun 30 200016−2$573M
Jun 30 200118+2$624M
Jun 30 200220+2$617M
Jun 30 200321+1$639M
Jun 30 200421·$648M
Jun 30 200521·$664M
Jun 30 200619−2$704M
Jun 30 200721+2$739M
Jun 30 200822+1$754M
Jun 30 2009PEAK23+1$748M
Jun 30 201023·$747M
Jun 30 201121−2$706M
Jun 30 201220−1$701M
Jun 30 201319−1$690M
Jun 30 201418−1$672M
Jun 30 201519+1$667M
Jun 30 201619·$678M
Jun 30 201719·$700M
Jun 30 201817−2$707M
Jun 30 201915−2$711M
Jun 30 202015·$816M
Jun 30 202113−2$793M
Jun 30 202211−2$840M
Jun 30 202311·$809M
Jun 30 202411·$833M
Jun 30 202510−1$885M
Jun 30 2026NOW10·$881M

Banks in Rutherford County

BankOfficesDeposits here
Truist Bank2$207M
First-Citizens Bank & Trust Company1$121M
Fifth Third Bank, National Association1$55.1M
PNC Bank, National Association1$72.5M
Wells Fargo Bank, National Association1$186M
TD Bank, National Association1$60.8M
Woodforest National Bank1$10.7M
Bank OZK1$78.3M
United Bank1$89.0M

Every bank office open in Rutherford County

BankAddressOpenedDeposits
Wells Fargo Bank, National AssociationRutherfordton Main Branch137 Charlotte RdRutherfordton 281391964$186M
First-Citizens Bank & Trust CompanyForest City Branch318 W Main StForest City 280431987$121M
Truist BankRutherfordton Branch134 Charlotte RdRutherfordton 281391930$109M
Truist BankForest City Branch179 E Main StForest City 280431930$97.7M
United BankForest City Branch142 N Watkins DrForest City 280432013$89.0M
Bank OZKForest City Branch108 Plaza Dr ExtForest City 280432005$78.3M
PNC Bank, National AssociationRutherfordton Branch275 N Main StRutherfordton 281391991$72.5M
TD Bank, National AssociationRutherfordton Branch340 Charlotte RdRutherfordton 281392002$60.8M
Fifth Third Bank, National AssociationForest City Branch300 W Main StForest City 280431987$55.1M
Woodforest National Bank0853 Forest City Wal-Mart Branch197 Plaza DrForest City 28043 · Full-service retail office2005$10.7M

Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.

Offices no longer reported

Offices in Rutherford County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.

Last bank on the signAddressLast reportPeak deposits
Wells Fargo Bank, National Association330 W Main StForest City 280432024$94.1M
Hometrust Bank351 Butler RoadForest City 280432021$48.8M
United Bank103 Arcade StreetLake Lure 287462021$33.7M
PNC Bank, National Association245 East Main StreetForest City 280432020$45.7M
Carter Bank & Trust704 Oak StreetForest City 280432020$11.9M
Branch Banking and Trust Company364 Butler RoadForest City 280432018$72.2M
Fifth Third Bank112 North Main StreetRutherfordton 281392018$32.0M
Carter Bank & Trust176 North Main StreetBostic 280182017$3.5M
Branch Banking and Trust Company153 W Main StSpindale 281602017$55.4M
Mountain 1st Bank & Trust Company102 West Main StreetForest City 280432013$40.9M
First-Citizens Bank & Trust CompanyMain Street and U.S. Highway 221-AHenrietta 280762013$30.8M
TD Bank, National Association107 Arcade StreetLake Lure 287462012$30.4M
The First National Bank of Shelby116 West Court StreetRutherfordton 281392011$11.5M
Carolina First Bank142 North Watkins DriveForest City 280432010$28.9M
Mountain 1st Bank & Trust Company2564 Memorial HighwayLake Lure 287462010$13.1M
The First National Bank of Shelby243 North Washington StreetRutherfordton 281392010$14.1M
Branch Banking and Trust Company511 North Washington StreetRutherfordton 28139 · Drive-through / facility office2005$0
Wachovia Bank, National Association317 Oak StreetSpindale 281602005$43.1M
RBC Centura Bank351 Butler RoadForest City 280432004$14.2M
First Charter Bank1 Arcade BuildingLake Lure 287462004$13.4M
First Union National Bank1206 Oak StreetForest City 280431999$12.5M
First Charter National Bank152 West Main StreetForest City 280431999$29.1M
Branch Banking and Trust Company333 Main StreetEllenboro 280401998$11.4M
First Union National Bank of North CarolinaMain and Carson StreetsBostic 280181995$21.3M
First-Citizens Bank & Trust CompanyU.S. Route 74Forest City 280431995$1.6M
First-Citizens Bank & Trust CompanyMain and Second AvenueCliffside 280241994$16.5M

County FIPS 37161 · 565 square miles of land (2024 Census Gazetteer).