Bank Branches › North Carolina › Rutherford County › 1 Arcade Building
Full-service office · FDIC office no. 234318
First Charter Bank
1 Arcade Building, Lake Lure, NC 28746
Last reported 2004
$13.4M
peak deposits
1967
established
—
rank in county
4
names on the sign
This office filed its last FDIC deposit report in 2004. It is missing from every report since, which usually means it closed. The FDIC record doesn't give a reason. Rutherford County has 10 offices open today, listed below.
| Date | Bank on the sign | Deposits | Change |
|---|---|---|---|
| Jun 30 2026 | NOT REPORTED missing from the 2026 report (and every year since 2005) | ||
| Jun 30 2004 | First Charter Bank | $10.3M | −14% |
| Jun 30 2003 | First Charter Bank | $11.9M | +11% |
| Jun 30 2002 | First Charter Bank | $10.7M | +7% |
| Jun 30 2001 | First Charter BankNEW NAME | $10.0M | +13% |
| Jun 30 2000 | First Charter National BankNEW NAME | $8.9M | −34% |
| Jun 30 1999 | Lincoln Bank of North Carolina | $13.4M | +24% |
| Jun 30 1998 | Lincoln Bank of North Carolina | $10.8M | +17% |
| Jun 30 1997 | Lincoln Bank of North CarolinaNEW NAME | $9.3M | −10% |
| Jun 30 1996 | First Union National Bank of North Carolina | $10.2M | +2% |
| Jun 30 1995 | First Union National Bank of North Carolina | $10.0M | −1% |
| Jun 30 1994 | First Union National Bank of North Carolina | $10.1M | |
| 1967-12-11 | Office established (FDIC record) — 27 years before this passbook begins | ||
Names on the sign
1994–1996First Union National Bank of North Carolina1997–1999Lincoln Bank of North Carolina2000–2000First Charter National Bank2001–2004First Charter Bank
The FDIC office number stays with the building when banks merge or rename, so the same office appears under each owner. Follow an earlier name to see what became of that bank.
Deposits are the balances the bank assigned to this office on June 30 of each year, in nominal dollars. Source: FDIC Summary of Deposits, office (UNINUMBR) 234318.