Bank Branches › New York › Tioga County
Banks in Tioga County, New York
Tioga County has 9 bank offices, 7 fewer than its peak of 16 in 2008 (−44%). They belong to 5 banks, led by Tioga State Bank National Association with 4.
9
offices, 2026
16
peak (2008)
9
no longer reported
$577M
deposits booked
Map
open (9)no longer reported (6 of 9 have map coordinates)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 15 | $325M | |
| Jun 30 1995 | 14 | −1 | $302M |
| Jun 30 2000 | 15 | · | $336M |
| Jun 30 2005 | 15 | · | $367M |
| Jun 30 2008PEAK | 16 | +1 | $413M |
| Jun 30 2010 | 15 | · | $409M |
| Jun 30 2015 | 13 | · | $410M |
| Jun 30 2020 | 12 | · | $513M |
| Jun 30 2025 | 10 | · | $542M |
| Jun 30 2026NOW | 9 | −1 | $577M |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 15 | $325M | |
| Jun 30 1995 | 14 | −1 | $302M |
| Jun 30 1996 | 14 | · | $281M |
| Jun 30 1997 | 14 | · | $310M |
| Jun 30 1998 | 15 | +1 | $313M |
| Jun 30 1999 | 15 | · | $319M |
| Jun 30 2000 | 15 | · | $336M |
| Jun 30 2001 | 15 | · | $343M |
| Jun 30 2002 | 15 | · | $366M |
| Jun 30 2003 | 15 | · | $375M |
| Jun 30 2004 | 15 | · | $375M |
| Jun 30 2005 | 15 | · | $367M |
| Jun 30 2006 | 15 | · | $399M |
| Jun 30 2007 | 15 | · | $410M |
| Jun 30 2008PEAK | 16 | +1 | $413M |
| Jun 30 2009 | 15 | −1 | $422M |
| Jun 30 2010 | 15 | · | $409M |
| Jun 30 2011 | 15 | · | $412M |
| Jun 30 2012 | 14 | −1 | $406M |
| Jun 30 2013 | 14 | · | $399M |
| Jun 30 2014 | 13 | −1 | $396M |
| Jun 30 2015 | 13 | · | $410M |
| Jun 30 2016 | 13 | · | $439M |
| Jun 30 2017 | 13 | · | $450M |
| Jun 30 2018 | 13 | · | $450M |
| Jun 30 2019 | 12 | −1 | $466M |
| Jun 30 2020 | 12 | · | $513M |
| Jun 30 2021 | 11 | −1 | $542M |
| Jun 30 2022 | 11 | · | $559M |
| Jun 30 2023 | 11 | · | $532M |
| Jun 30 2024 | 10 | −1 | $577M |
| Jun 30 2025 | 10 | · | $542M |
| Jun 30 2026NOW | 9 | −1 | $577M |
Banks in Tioga County
| Bank | Offices | Deposits here |
|---|---|---|
| Tioga State Bank National Association | 4 | $270M |
| Chemung Canal Trust Company | 2 | $153M |
| Community Bank, National Association | 1 | $46.0M |
| NBT Bank, National Association | 1 | $54.7M |
| Manufacturers and Traders Trust Company | 1 | $53.5M |
Every bank office open in Tioga County
| Bank | Address | Deposits |
|---|---|---|
| Tioga State Bank National AssociationOwego Fifth Avenue Branch | 923 State Route 17cOwego 13827 | $107M |
| Chemung Canal Trust CompanyWaverly Branch | 405 Chemung StWaverly 14892 | $80.6M |
| Tioga State Bank National Association | 1 N Main StSpencer 14883 | $76.8M |
| Chemung Canal Trust Company203 Main Street Branch | 203 Main StOwego 13827 | $72.1M |
| NBT Bank, National AssociationNewark Valley Branch | 2 N Main StNewark Valley 13811 | $54.7M |
| Manufacturers and Traders Trust CompanyOwego Branch | 195 Front StOwego 13827 | $53.5M |
| Community Bank, National AssociationNichols Branch | 41 E River RdNichols 13812 | $46.0M |
| Tioga State Bank National AssociationWaverly Branch | 436 Cayuta AveWaverly 14892 | $45.2M |
| Tioga State Bank National AssociationCandor Branch | 73 Main StCandor 13743 | $41.4M |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in Tioga County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| Tioga State Bank National Association | 1387 State Route 96Owego 13827 · Drive-through / facility office | 2025 |
| Community Bank, National Association | 50 West Main Street, Price Chopper Fairground PlazaOwego 13827 | 2023 |
| Chemung Canal Trust Company | 1054 State Route 17cOwego 13827 | 2020 |
| KeyBank National Association | 245 Broad StreetWaverly 14892 | 2018 |
| First Niagara Bank, National Association | 18 Lake StreetOwego 13827 | 2013 |
| RBS Citizens, National Association | 8806 Route 434Apalachin 13732 | 2011 |
| Manufacturers and Traders Trust Company | Route 17cOwego Township 13827 | 2008 |
| Partners Trust Bank | 1054 State Route 17cOwego 13827 · Full-service retail office | 2007 |
| First Federal Savings and Loan Association of Rochester | 18 Lake StOwego 13827 | 1996 |
County FIPS 36107 · 519 square miles of land (2024 Census Gazetteer).