Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › New York › Tioga County › 18 Lake Street

Full-service office · FDIC office no. 269878

First Niagara Bank, National Association
18 Lake Street, Owego, NY 13827

Last reported 2013

$26.0M
peak deposits
1896
established
—
rank in county
5
names on the sign

This office filed its last FDIC deposit report in 2013. It is missing from every report since, which usually means it closed. The FDIC record doesn't give a reason. Tioga County has 9 offices open today, listed below.

This office's passbook1994–2013
DateBank on the signDepositsChange
Jun 30 2026NOT REPORTED missing from the 2026 report (and every year since 2014)
Jun 30 2013First Niagara Bank, National Association$15.2M−1%
Jun 30 2012First Niagara Bank, National AssociationNEW NAME$15.4M−36%
Jun 30 2011HSBC Bank USA, National Association$24.3M+46%
Jun 30 2010HSBC Bank USA, National Association$16.6M−1%
Jun 30 2009HSBC Bank USA, National Association$16.7M+1%
Jun 30 2008HSBC Bank USA, National Association$16.5M−1%
Jun 30 2007HSBC Bank USA, National Association$16.7M+10%
Jun 30 2006HSBC Bank USA, National Association$15.2M+4%
Jun 30 2005HSBC Bank USA, National AssociationNEW NAME$14.6M+7%
Jun 30 2004HSBC Bank USA$13.6M−6%
Jun 30 2003HSBC Bank USA$14.4M−13%
Jun 30 2002HSBC Bank USA$16.5M−11%
Jun 30 2001HSBC Bank USA$18.5M−8%
Jun 30 2000HSBC Bank USA$20.2M+1%
Jun 30 1999HSBC Bank USANEW NAME$20.0M−6%
Jun 30 1998Marine Midland Bank$21.2M−12%
Jun 30 1997Marine Midland BankNEW NAME$24.0M−5%
Jun 30 1996First Federal Savings and Loan Association of Rochester$25.4M−2%
Jun 30 1995First Federal Savings and Loan Association of Rochester$26.0M+19%
Jun 30 1994First Federal Savings and Loan Association of Rochester$21.8M
1896-01-01Office established (FDIC record) — 98 years before this passbook begins

Nearest open offices in Tioga County

  1. <0.1 miManufacturers and Traders Trust Company · 195 Front St, Owego
  2. 0.1 miChemung Canal Trust Company · 203 Main St, Owego
  3. 1.3 miTioga State Bank National Association · 923 State Route 17c, Owego
  4. 7.8 miCommunity Bank, National Association · 41 E River Rd, Nichols
  5. 9.3 miNBT Bank, National Association · 2 N Main St, Newark Valley
  6. 9.6 miTioga State Bank National Association · 73 Main St, Candor
  7. 14.0 miTioga State Bank National Association · 1 N Main St, Spencer
  8. 15.2 miTioga State Bank National Association · 436 Cayuta Ave, Waverly

All banks in Tioga County →
Every First Niagara Bank, National Association office →
What became of First Niagara Bank, National Association →

Names on the sign

1994–1996First Federal Savings and Loan Association of Rochester1997–1998Marine Midland Bank1999–2004HSBC Bank USA2005–2011HSBC Bank USA, National Association2012–2013First Niagara Bank, National Association

The FDIC office number stays with the building when banks merge or rename, so the same office appears under each owner. Follow an earlier name to see what became of that bank.

Deposits are the balances the bank assigned to this office on June 30 of each year, in nominal dollars. Source: FDIC Summary of Deposits, office (UNINUMBR) 269878.