Bank Branches › New York › St. Lawrence County
Banks in St. Lawrence County, New York
St. Lawrence County has 27 bank offices, 15 fewer than its peak of 42 in 1995 (−36%). They belong to 9 banks, led by Community Bank, National Association with 8.
27
offices, 2026
42
peak (1995)
25
no longer reported
$1.8B
deposits booked
Map
open (27)no longer reported (23 of 25 have map coordinates)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 41 | $878M | |
| Jun 30 1995PEAK | 42 | +1 | $891M |
| Jun 30 2000 | 41 | +1 | $1.0B |
| Jun 30 2005 | 39 | −2 | $1.0B |
| Jun 30 2010 | 42 | · | $1.1B |
| Jun 30 2015 | 38 | · | $1.1B |
| Jun 30 2020 | 33 | · | $1.4B |
| Jun 30 2025 | 28 | · | $1.6B |
| Jun 30 2026NOW | 27 | −1 | $1.8B |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 41 | $878M | |
| Jun 30 1995PEAK | 42 | +1 | $891M |
| Jun 30 1996 | 42 | · | $900M |
| Jun 30 1997 | 42 | · | $902M |
| Jun 30 1998 | 41 | −1 | $939M |
| Jun 30 1999 | 40 | −1 | $974M |
| Jun 30 2000 | 41 | +1 | $1.0B |
| Jun 30 2001 | 41 | · | $1.0B |
| Jun 30 2002 | 40 | −1 | $1.0B |
| Jun 30 2003 | 40 | · | $1.0B |
| Jun 30 2004 | 41 | +1 | $1.0B |
| Jun 30 2005 | 39 | −2 | $1.0B |
| Jun 30 2006 | 39 | · | $1.1B |
| Jun 30 2007 | 40 | +1 | $1.1B |
| Jun 30 2008 | 40 | · | $1.1B |
| Jun 30 2009 | 42 | +2 | $1.2B |
| Jun 30 2010 | 42 | · | $1.1B |
| Jun 30 2011 | 42 | · | $1.1B |
| Jun 30 2012 | 41 | −1 | $1.1B |
| Jun 30 2013 | 40 | −1 | $1.1B |
| Jun 30 2014 | 38 | −2 | $1.1B |
| Jun 30 2015 | 38 | · | $1.1B |
| Jun 30 2016 | 37 | −1 | $1.2B |
| Jun 30 2017 | 34 | −3 | $1.2B |
| Jun 30 2018 | 34 | · | $1.2B |
| Jun 30 2019 | 33 | −1 | $1.2B |
| Jun 30 2020 | 33 | · | $1.4B |
| Jun 30 2021 | 31 | −2 | $1.6B |
| Jun 30 2022 | 31 | · | $1.6B |
| Jun 30 2023 | 29 | −2 | $1.6B |
| Jun 30 2024 | 28 | −1 | $1.7B |
| Jun 30 2025 | 28 | · | $1.6B |
| Jun 30 2026NOW | 27 | −1 | $1.8B |
Banks in St. Lawrence County
| Bank | Offices | Deposits here |
|---|---|---|
| Community Bank, National Association | 8 | $796M |
| The North Country Savings Bank | 4 | $284M |
| KeyBank National Association | 4 | $212M |
| NBT Bank, National Association | 4 | $237M |
| The Citizens National Bank of Hammond | 2 | $22.0M |
| Massena Savings and Loan | 2 | $148M |
| The Upstate National Bank | 1 | $12.2M |
| Gouverneur Savings and Loan Association | 1 | $68.3M |
| GS&L Municipal Bank | 1 | $71K |
Every bank office open in St. Lawrence County
| Bank | Address | Deposits |
|---|---|---|
| Community Bank, National AssociationCanton Branch | 80 Main StCanton 13617 | $327M |
| Community Bank, National AssociationPotsdam Market St Branch | 64 Market St, # 70Potsdam 13676 | $145M |
| Community Bank, National AssociationOgdensburg State St Branch | 825 State StOgdensburg 13669 | $143M |
| Massena Savings and LoanMassena Savings And Loan | 255 Main StMassena 13662 | $124M |
| The North Country Savings Bank | 127 Main StCanton 13617 | $113M |
| NBT Bank, National AssociationMassena Branch | 264 Main StMassena 13662 | $88.9M |
| Community Bank, National AssociationGouverneur Branch | 100 E Main StGouverneur 13642 | $87.2M |
| KeyBank National AssociationPotsdam Branch | 17 Elm StPotsdam 13676 | $81.8M |
| The North Country Savings BankPotsdam Branch | 31 Main StPotsdam 13676 | $74.6M |
| KeyBank National AssociationMassena Branch | 41 Main StMassena 13662 | $68.4M |
| Gouverneur Savings and Loan AssociationGouverneur Savings And Loan Association | 42 Church StGouverneur 13642 | $68.3M |
| NBT Bank, National AssociationPotsdam Branch | 6554 State Highway 56Potsdam 13676 | $65.5M |
| The North Country Savings BankGreene And Caroline Streets Branch | 401 Caroline StOgdensburg 13669 | $63.1M |
| Community Bank, National AssociationMassena Branch | 121 Main StMassena 13662 | $55.1M |
| NBT Bank, National AssociationCanton Branch | 5 Park PlCanton 13617 | $53.4M |
| Community Bank, National AssociationStar Lake Branch | 4091 State Highway 3Star Lake 13690 | $38.8M |
| The North Country Savings BankMassena Branch | 22 Phillips St, # 24Massena 13662 | $33.2M |
| KeyBank National AssociationOgdensburg Branch | 333 Ford StOgdensburg 13669 | $31.9M |
| KeyBank National AssociationGouverneur Branch | 62 Church StGouverneur 13642 | $29.7M |
| NBT Bank, National AssociationOgdensburg Branch | 2800 Ford Street ExtOgdensburg 13669 | $29.3M |
| Massena Savings and LoanWaddington Branch | 155 Lincoln AveWaddington 13694 | $24.6M |
| The Citizens National Bank of HammondThe Citizens National Bank Of Hammond | 19 Main StHammond 13646 | $17.3M |
| The Upstate National Bank | 729 Proctor AveOgdensburg 13669 | $12.2M |
| The Citizens National Bank of HammondCnb Morristown Branch | 405 Main StreetMorristown 13664 | $4.7M |
| GS&L Municipal BankGs&L Municipal Bank | 42 Church StGouverneur 13642 | $71K |
| Community Bank, National Association | 45-49 Court StreetCanton 13617 · Administrative office | $0 |
| Community Bank, National AssociationCanton Branch | Www.Communitybankna.ComCanton 13617 · Administrative office | $0 |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in St. Lawrence County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| Community Bank, National Association | 3748 County Route 14Madrid 13660 | 2025 |
| Community Bank, National Association | 41 May RdPotsdam 13676 · Drive-through / facility office | 2023 |
| Community Bank, National Association | 28 South Main StreetNorwood 13668 | 2022 |
| Community Bank, National Association | 320 Ford StreetOgdensburg 13669 | 2022 |
| Community Bank, National Association | 1 Main StreetWaddington 13694 | 2022 |
| Community Bank, National Association | 111 Church StreetHermon 13652 | 2020 |
| Community Bank, National Association | 78 State StreetHeuvelton 13654 | 2020 |
| NBT Bank, National Association | 53 West Main StreetNorfolk 13667 | 2018 |
| The North Country Savings Bank | St. Lawrence UniversityCanton 13617 · Mobile / seasonal office | 2016 |
| First Niagara Bank, National Association | 16 Phillips StreetMassena 13662 | 2016 |
| First Niagara Bank, National Association | 14 Elm StreetPotsdam 13676 | 2016 |
| KeyBank National Association | 125 East Main StreetCanton 13617 | 2015 |
| Woodforest National Bank | 43 Stephenville StreetMassena 13662 · Full-service retail office | 2013 |
| Woodforest National Bank | 7494 Sh 11Potsdam 13676 · Full-service retail office | 2013 |
| KeyBank National Association | 645 Hwy 11cWinthrop 13697 | 2012 |
| The Upstate National Bank | 729 Proctor AvenueOgdensburg 13669 | 2011 |
| Woodforest Bank | 49 Stephenville StreetMassena 13662 | 2010 |
| Woodforest Bank | 7494 State Route 11Potsdam 13676 | 2010 |
| Community Bank, National Association | Seaway Shopping CenterOgdensburg 13669 | 2004 |
| Community Bank, National Association | 45-49 Court StreetCanton 13617 · Drive-through / facility office | 2002 |
| Community Bank, National Association | 3001 Ford Street ExtensionOgdensburg 13669 | 2001 |
| Community Bank, National Association | 301 Ford StreetOgdensburg 13669 · Drive-through / facility office | 1999 |
| Community Bank, National Association | 354 East Orvis StreetMassena 13662 · Drive-through / facility office | 1998 |
| Fleet Bank | 354 East Main StreetGouverneur 13642 | 1997 |
| Key Bank of New York | Harte Haven Shopping CenterMassena 13662 | 1996 |
County FIPS 36089 · 2,680 square miles of land (2024 Census Gazetteer).