Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › New York › St. Lawrence County › 16 Phillips Street

Full-service office · FDIC office no. 184102

First Niagara Bank, National Association
16 Phillips Street, Massena, NY 13662

Last reported 2016

$72.8M
peak deposits
1953
established
—
rank in county
4
names on the sign

This office filed its last FDIC deposit report in 2016. It is missing from every report since, which usually means it closed. The FDIC record doesn't give a reason. St. Lawrence County has 27 offices open today, listed below.

This office's passbook1994–2016
DateBank on the signDepositsChange
Jun 30 2026NOT REPORTED missing from the 2026 report (and every year since 2017)
Jun 30 2016First Niagara Bank, National Association$26.2M+5%
Jun 30 2015First Niagara Bank, National Association$24.9M−5%
Jun 30 2014First Niagara Bank, National Association$26.2M−8%
Jun 30 2013First Niagara Bank, National Association$28.4M−1%
Jun 30 2012First Niagara Bank, National AssociationNEW NAME$28.7M−56%
Jun 30 2011HSBC Bank USA, National Association$65.2M+6%
Jun 30 2010HSBC Bank USA, National Association$61.4M−16%
Jun 30 2009HSBC Bank USA, National Association$72.8M+5%
Jun 30 2008HSBC Bank USA, National Association$69.4M+13%
Jun 30 2007HSBC Bank USA, National Association$61.2M0%
Jun 30 2006HSBC Bank USA, National Association$61.4M+45%
Jun 30 2005HSBC Bank USA, National AssociationNEW NAME$42.4M+13%
Jun 30 2004HSBC Bank USA$37.4M−4%
Jun 30 2003HSBC Bank USA$39.1M+3%
Jun 30 2002HSBC Bank USA$37.9M−2%
Jun 30 2001HSBC Bank USA$38.5M−8%
Jun 30 2000HSBC Bank USA$42.0M+1%
Jun 30 1999HSBC Bank USANEW NAME$41.6M−24%
Jun 30 1998Marine Midland Bank$54.9M+20%
Jun 30 1997Marine Midland Bank$45.5M−4%
Jun 30 1996Marine Midland Bank$47.3M0%
Jun 30 1995Marine Midland Bank$47.3M−1%
Jun 30 1994Marine Midland Bank$47.9M
1953-02-24Office established (FDIC record) — 41 years before this passbook begins

Nearest open offices in St. Lawrence County

  1. <0.1 miThe North Country Savings Bank · 22 Phillips St, # 24, Massena
  2. <0.1 miKeyBank National Association · 41 Main St, Massena
  3. 0.2 miCommunity Bank, National Association · 121 Main St, Massena
  4. 0.6 miMassena Savings and Loan · 255 Main St, Massena
  5. 0.6 miNBT Bank, National Association · 264 Main St, Massena
  6. 15.7 miMassena Savings and Loan · 155 Lincoln Ave, Waddington
  7. 17.7 miNBT Bank, National Association · 6554 State Highway 56, Potsdam
  8. 18.6 miCommunity Bank, National Association · 64 Market St, # 70, Potsdam

All banks in St. Lawrence County →
Every First Niagara Bank, National Association office →
What became of First Niagara Bank, National Association →

Names on the sign

1994–1998Marine Midland Bank1999–2004HSBC Bank USA2005–2011HSBC Bank USA, National Association2012–2016First Niagara Bank, National Association

The FDIC office number stays with the building when banks merge or rename, so the same office appears under each owner. Follow an earlier name to see what became of that bank.

Deposits are the balances the bank assigned to this office on June 30 of each year, in nominal dollars. Source: FDIC Summary of Deposits, office (UNINUMBR) 184102.