Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Minnesota › Stearns County

Banks in Stearns County, Minnesota

Stearns County has 48 bank offices, 10 fewer than its peak of 58 in 2008 (−17%). They belong to 29 banks, led by Sentry Bank with 4.

48
offices, 2026
58
peak (2008)
27
no longer reported
$7.1B
deposits booked

Map

open (48)no longer reported (24 of 27 have map coordinates)

The county's passbook

29581994: 48 offices, $1.4B1995: 48 offices, $1.6B1996: 48 offices, $1.7B1997: 49 offices, $1.8B1998: 48 offices, $1.9B1999: 47 offices, $1.9B2000: 52 offices, $2.1B2001: 53 offices, $2.2B2002: 53 offices, $2.2B2003: 54 offices, $2.5B2004: 55 offices, $2.6B2005: 55 offices, $2.9B2006: 56 offices, $3.1B2007: 56 offices, $3.1B2008: 58 offices, $2.9B2009: 57 offices, $3.1B2010: 57 offices, $3.2B2011: 57 offices, $3.4B2012: 56 offices, $3.7B2013: 56 offices, $3.8B2014: 55 offices, $4.2B2015: 55 offices, $4.2B2016: 52 offices, $4.4B2017: 51 offices, $4.7B2018: 51 offices, $4.8B2019: 51 offices, $5.1B2020: 50 offices, $6.0B2021: 50 offices, $6.1B2022: 49 offices, $6.1B2023: 50 offices, $6.5B2024: 48 offices, $6.9B2025: 48 offices, $7.6B2026: 48 offices, $7.1Bpeak 58 · 2008$7.1B1995200020052010201520202026
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
Stearns County1994–2026
DateofficesChangeDeposits
Jun 30 199448$1.4B
Jun 30 199548·$1.6B
Jun 30 200052+5$2.1B
Jun 30 200555·$2.9B
Jun 30 2008PEAK58+2$2.9B
Jun 30 201057·$3.2B
Jun 30 201555·$4.2B
Jun 30 202050−1$6.0B
Jun 30 202548·$7.6B
Jun 30 2026NOW48·$7.1B
Open the full passbook — all 33 years ▾
DateofficesChangeDeposits
Jun 30 199448$1.4B
Jun 30 199548·$1.6B
Jun 30 199648·$1.7B
Jun 30 199749+1$1.8B
Jun 30 199848−1$1.9B
Jun 30 199947−1$1.9B
Jun 30 200052+5$2.1B
Jun 30 200153+1$2.2B
Jun 30 200253·$2.2B
Jun 30 200354+1$2.5B
Jun 30 200455+1$2.6B
Jun 30 200555·$2.9B
Jun 30 200656+1$3.1B
Jun 30 200756·$3.1B
Jun 30 2008PEAK58+2$2.9B
Jun 30 200957−1$3.1B
Jun 30 201057·$3.2B
Jun 30 201157·$3.4B
Jun 30 201256−1$3.7B
Jun 30 201356·$3.8B
Jun 30 201455−1$4.2B
Jun 30 201555·$4.2B
Jun 30 201652−3$4.4B
Jun 30 201751−1$4.7B
Jun 30 201851·$4.8B
Jun 30 201951·$5.1B
Jun 30 202050−1$6.0B
Jun 30 202150·$6.1B
Jun 30 202249−1$6.1B
Jun 30 202350+1$6.5B
Jun 30 202448−2$6.9B
Jun 30 202548·$7.6B
Jun 30 2026NOW48·$7.1B

Banks in Stearns County

BankOfficesDeposits here
Sentry Bank4$365M
Liberty Bank Minnesota4$222M
Stearns Bank National Association3$2.0B
Freeport State Bank3$148M
U.S. Bank National Association3$431M
American Heritage National Bank2$298M
Kensington Bank2$89.8M
Harvest Bank2$152M
Deerwood Bank2$242M
Old National Bank2$786M
Falcon National Bank2$414M
Wells Fargo Bank, National Association2$436M
VersaBank USA National Association1$0
Bonanza Valley State Bank1$59.5M
State Bank of Cold Spring1$73.8M
BMO Bank National Association1$28.7M
St. Martin National Bank1$25.0M
Perennial Bank1$46.5M
American National Bank of Minnesota1$38.3M
The Huntington National Bank1$133M
MidCountry Bank1$46.4M
Granite Bank1$211M
Minnesota National Bank1$172M
Pine Country Bank1$105M
BankVista1$257M
Minnwest Bank1$130M
Gate City Bank1$7.4M
West Bank1$208M
JPMorgan Chase Bank, National Association1$25.1M

Every bank office open in Stearns County

BankAddressOpenedDeposits
Stearns Bank National Association4191 2nd St SSaint Cloud 563011912$1.8B
Old National BankSt Cloud West Branch4150 2nd St SSaint Cloud 563011983$602M
Sentry Bank400 4th Ave NeSaint Joseph 563741904$282M
BankVistaBankvista125 Twin Rivers CtSartell 563772000$257M
Falcon National BankSt. Cloud Branch1010 W Saint Germain StSaint Cloud 563012007$237M
Wells Fargo Bank, National AssociationSt Cloud-South Branch200 33rd Ave SSt. Cloud 563011989$229M
U.S. Bank National AssociationSt. Cloud Downtown Branch1015 W Saint Germain StSaint Cloud 563011889$213M
Granite Bank202 2nd Ave SCold Spring 563201902$211M
West BankWest Bank - Sartell Branch1800 Bellin DrSartell 563032022$208M
Wells Fargo Bank, National AssociationSaint Cloud Main Branch400 1st St SSaint Cloud 563011917$207M
Old National BankSaint Cloud Branch400 2nd St SSaint Cloud 563011920$183M
Deerwood Bank131 6th Ave S, Ste 100Waite Park 563871910$181M
Falcon National BankRichmond Branch22 Central Ave SRichmond 563681904$177M
American Heritage National BankSt. Cloud Branch2915 2nd St SSt. Cloud 563011995$176M
Minnesota National Bank131 12th St SSauk Centre 563781902$172M
The Huntington National BankSaint Cloud Wesaint Branch200 25th Ave SSaint Cloud 563011989$133M
Minnwest BankSt. Cloud Branch3130 2nd St SSaint Cloud 563012002$130M
U.S. Bank National AssociationSt. Cloud Midtown Branch27 33rd Ave NSaint Cloud 563031985$123M
American Heritage National BankAvon Br104 Avon Ave NAvon 563101907$122M
Liberty Bank Minnesota2842 2nd St SSaint Cloud 563011987$122M
Pine Country BankSauk Centre Branch423 Main St SSauk Centre 563782025$105M
Stearns Bank National AssociationAlbany Branch140 5th StAlbany 563071997$99.5M
Harvest Bank75 N Main StKimball 553531901$98.4M
U.S. Bank National AssociationSartell Branch1712 Pine Cone Rd SSartell 563771977$95.5M
Freeport State Bank111 Main St EFreeport 563311908$88.2M
State Bank of Cold SpringState Bank Of Cold Spring401 Main StCold Spring 563201908$73.8M
Kensington BankBelgrade Office321 Washburn AveBelgrade 563121889$68.9M
Deerwood BankSartell Branch2351 Connecticut Ave S, Ste 100Sartell 563772006$60.9M
Bonanza Valley State Bank147 Central Ave SBrooten 563161894$59.5M
Stearns Bank National AssociationHoldingford Branch580 Main StHoldingford 563402026$55.6M
Harvest BankSt. Augusta Branch24952 County Road 7St. Cloud 563011990$54.0M
Perennial BankPaynesville Br125 E James StPaynesville 563621907$46.5M
Freeport State BankMelrose Branch219 E Main StMelrose 563521999$46.4M
MidCountry BankSt Cloud Branch1113 W Saint Germain StSaint Cloud 563011990$46.4M
Liberty Bank MinnesotaWestwood Branch5803 Ridgewood RdSaint Cloud 563031997$41.0M
American National Bank of MinnesotaSt. Cloud Branch3210 W Division StSt. Cloud 563011983$38.3M
Liberty Bank MinnesotaWaite Park Branch818 2nd St S, Ste 120Waite Park 563872003$31.9M
Sentry BankSaint Cloud Branch4350 8th St NSaint Cloud 563032000$31.7M
BMO Bank National AssociationPaynesville Branch201 W James StPaynesville 563621892$28.7M
Sentry BankSt. Stephen State Bank Branch2 Central Ave SSaint Stephen 563751920$28.6M
Liberty Bank MinnesotaSartell Branch198 Pine Cone RdSartell 563771999$27.5M
JPMorgan Chase Bank, National AssociationDowntown St Cloud Branch211 5th Ave S, Ste 300Saint Cloud 563012022$25.1M
St. Martin National Bank136 Maine StSaint Martin 563761963$25.0M
Sentry BankSaint Cloud Downtown Office120 4th Ave SSaint Cloud 563012007$22.6M
Kensington BankSartell Mn Branch809 10th Ave NSartell 563772023$20.9M
Freeport State BankGreenwald Branch450 1st Avenue NorthGreenwald 563352013$13.4M
Gate City BankWaite Park Branch113 Waite Ave SWaite Park 563872020$7.4M
VersaBank USA National AssociationVersabank Usa National Association580 Main StHoldingford 56340 · Administrative office1910$0

Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.

Offices no longer reported

Offices in Stearns County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.

Last bank on the signAddressLast reportPeak deposits
Kensington Bank201 Main StElrosa 563252025$22.2M
Freeport State Bank601 Main StreetNew Munich 56356 · Drive-through / facility office2023$7.7M
Wells Fargo Bank, National Association305 33rd Ave NSaint Cloud 563032023$98.7M
Kensington Bank501 W Saint Germain StSaint Cloud 563012023$12.8M
Liberty Bank Minnesota3299 Roosevelt RoadSaint Cloud 563012021$23.2M
West Bank622 Roosevelt Road Suite 150Saint Cloud 563012021$117M
U.S. Bank National Association220 East Kraft DriveMelrose 563522020$44.4M
Wells Fargo Bank, National Association809 10th Avenue NSartell 563772019$43.2M
TCF National Bank1001 Fourth Street SoutheastSt. Cloud 56304 · Full-service retail office2018$17.5M
Minnesota National Bank214 12th StreetSauk Centre 56378 · Full-service retail office2017$8.1M
TCF National Bank720 4th Avenue SouthSt. Cloud 563012016$19.1M
Granite Community Bank450 Broadway StreetRockville 56369 · Drive-through / facility office2015$6.0M
MidCountry Bank113 Waite Avenue SouthWaite Park 56387 · Full-service retail office2013$11.6M
Bank of the West450 First Avenue NorthGreenwald 563352012$19.0M
TCF National Bank250 33rd Avenue S.St. Cloud 56301 · Full-service retail office2011$15.0M
MidCountry Bank1113 W. St. Germain St.St. Cloud 563022010$49.6M
MidCountry Bank101 - 7th St. NorthSartell 563772008$4.2M
Bank of the WestMain StreetNew Munich 56356 · Administrative office2006$2.7M
Plaza Park State Bank131 Sixth Avenue SouthWaite Park 563872006$0
TCF National Bank660 Mall GermainSt Cloud 563012004$23.7M
Norwest Bank Minnesota South, National Association300 East St. Germain StreetSt. Cloud 563011999$65.6M
U.S. Bank National Association1010 West St. Germain StreetSt. Cloud 563011998$47.4M
U.S. Bank National Association3950 North Third StreetSt. Cloud 563011998$33.2M
First Bank National Association4041 West DivisionSt. Cloud 563011997$15.1M
Stearns County National Bank4101 Division StreetSt. Cloud 563011997$62.6M
Stearns County National Bank4191 Second Street SouthSt. Cloud 563011997$159M
First State Bank of Sauk Centre334 Main StreetSauk Centre 563781995$14.7M
Metropolitan Federal Bank, FSBre-filed as office 2707774041 W DivisionSt Cloud 563011994$20.2M

County FIPS 27145 · 1,343 square miles of land (2024 Census Gazetteer).