Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Florida › Okaloosa County

Banks in Okaloosa County, Florida

Okaloosa County has 54 bank offices, 38 fewer than its peak of 92 in 2007 (−41%). They belong to 22 banks, led by FNBT BANK with 7.

54
offices, 2026
92
peak (2007)
74
no longer reported
$5.3B
deposits booked

Map

open (54)no longer reported (67 of 74 have map coordinates)

The county's passbook

46921994: 52 offices, $1.3B1995: 56 offices, $1.5B1996: 59 offices, $1.6B1997: 61 offices, $1.6B1998: 67 offices, $1.7B1999: 68 offices, $1.8B2000: 68 offices, $1.9B2001: 67 offices, $2.0B2002: 71 offices, $2.1B2003: 77 offices, $2.4B2004: 78 offices, $2.8B2005: 81 offices, $3.5B2006: 85 offices, $3.5B2007: 92 offices, $3.4B2008: 90 offices, $3.3B2009: 90 offices, $3.4B2010: 88 offices, $3.5B2011: 86 offices, $3.5B2012: 79 offices, $3.5B2013: 78 offices, $3.4B2014: 78 offices, $3.4B2015: 74 offices, $3.7B2016: 73 offices, $3.8B2017: 68 offices, $3.9B2018: 66 offices, $4.0B2019: 66 offices, $4.2B2020: 65 offices, $4.6B2021: 63 offices, $5.5B2022: 58 offices, $6.2B2023: 56 offices, $5.3B2024: 55 offices, $5.4B2025: 54 offices, $5.1B2026: 54 offices, $5.3Bpeak 92 · 2007$5.3B1995200020052010201520202026
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
Okaloosa County1994–2026
DateofficesChangeDeposits
Jun 30 199452$1.3B
Jun 30 199556+4$1.5B
Jun 30 200068·$1.9B
Jun 30 200581+3$3.5B
Jun 30 2007PEAK92+7$3.4B
Jun 30 201088−2$3.5B
Jun 30 201574−4$3.7B
Jun 30 202065−1$4.6B
Jun 30 202554−1$5.1B
Jun 30 2026NOW54·$5.3B
Open the full passbook — all 33 years ▾
DateofficesChangeDeposits
Jun 30 199452$1.3B
Jun 30 199556+4$1.5B
Jun 30 199659+3$1.6B
Jun 30 199761+2$1.6B
Jun 30 199867+6$1.7B
Jun 30 199968+1$1.8B
Jun 30 200068·$1.9B
Jun 30 200167−1$2.0B
Jun 30 200271+4$2.1B
Jun 30 200377+6$2.4B
Jun 30 200478+1$2.8B
Jun 30 200581+3$3.5B
Jun 30 200685+4$3.5B
Jun 30 2007PEAK92+7$3.4B
Jun 30 200890−2$3.3B
Jun 30 200990·$3.4B
Jun 30 201088−2$3.5B
Jun 30 201186−2$3.5B
Jun 30 201279−7$3.5B
Jun 30 201378−1$3.4B
Jun 30 201478·$3.4B
Jun 30 201574−4$3.7B
Jun 30 201673−1$3.8B
Jun 30 201768−5$3.9B
Jun 30 201866−2$4.0B
Jun 30 201966·$4.2B
Jun 30 202065−1$4.6B
Jun 30 202163−2$5.5B
Jun 30 202258−5$6.2B
Jun 30 202356−2$5.3B
Jun 30 202455−1$5.4B
Jun 30 202554−1$5.1B
Jun 30 2026NOW54·$5.3B

Banks in Okaloosa County

BankOfficesDeposits here
FNBT BANK7$475M
Regions Bank7$663M
Pinnacle Bank5$743M
Hancock Whitney Bank4$628M
PNC Bank, National Association4$192M
Wells Fargo Bank, National Association3$388M
Bank of America, National Association3$523M
Renasant Bank3$281M
Truist Bank2$135M
Trustmark Bank2$158M
Community Bank of Mississippi2$79.7M
CCB Community Bank2$127M
United Fidelity Bank, fsb1$329M
PNB Community Bank1$93.6M
Centennial Bank1$47.4M
SmartBank1$98.7M
The Huntington National Bank1$55.1M
MidSouth Bank1$28.3M
United Community Bank1$57.9M
ServisFirst Bank1$102M
Origin Bank1$41.3M
River Bank & Trust1$6.9M

Every bank office open in Okaloosa County

BankAddressOpenedDeposits
FNBT BANKFnbt Bank29 Eglin Pkwy NeFort Walton Beach 325481956$351M
United Fidelity Bank, fsbFort Walton Branch135 Perry Ave SeFort Walton Beach 325482020$329M
Hancock Whitney BankDestin Branch14075 Emerald Coast PkwyDestin 325411992$312M
Pinnacle BankFort Walton Beach Branch71 Beal Pkwy NeFort Walton Beach 325481988$232M
Bank of America, National AssociationFort Walton Beach Branch189 Eglin Pkwy NeFort Walton Beach 325481913$232M
Pinnacle BankNiceville Branch1001 John Sims Pkwy ENiceville 325781975$222M
Hancock Whitney BankCrestivew Central Branch1301 Industrial DrCrestview 325391956$165M
Renasant BankDestin 98 Palms Blvd Branch2000 Ninety-Eight Palms Blvd.Destin 325412006$160M
Bank of America, National AssociationDestin Branch1014 Highway 98 EDestin 325411984$157M
Wells Fargo Bank, National AssociationDestin West Branch34877 Emerald Coast PkwyDestin 325411995$150M
Regions BankFt Walton Main Branch25 Beal Pkwy NeFort Walton Beach 325481991$148M
Bank of America, National AssociationBluewater Bay Branch4500 E Highway 20Niceville 325781984$134M
Regions BankDestin Main Branch100 Main StDestin 325411976$130M
Wells Fargo Bank, National AssociationFort Walton Beach Branch91 Racetrack Rd NwFort Walton Beach 325471995$128M
Trustmark BankWest Destin Main Branch16045 Emerald Coast PkwyDestin 325411998$122M
Pinnacle BankNorth Crestview Branch1139 Industrial DrCrestview 325391998$122M
Hancock Whitney BankFort Walton Business Financial Center94 Eglin Pkwy NeFort Walton Beach 325482015$113M
Wells Fargo Bank, National AssociationCrestview Branch320 N Ferdon BlvdCrestview 325361918$110M
Regions BankKelly Plantation Branch34725 Emerald Coast PkwyDestin 325412009$103M
ServisFirst BankFt Walton Beach Branch316 Racetrack Rd NeFort Walton Beach 325472020$102M
SmartBankDestin Branch34990 Emerald Coast Pkwy, Suite 100Destin 325412005$98.7M
PNB Community BankPnb Community Bank1020 John Sims Pkwy ENiceville 325781986$93.6M
Pinnacle BankBluewater Bay Branch4300 E Highway 20Niceville 325781984$93.2M
Truist BankEmerald Coast Parkway Branch34901 Emerald Coast PkwyDestin 325412019$87.4M
Regions BankNiceville 1200 John Sims Pkwy Branch1200 John Sims Pkwy ENiceville 325781987$85.9M
Pinnacle BankDestin Midbay Branch34910 Emerald Coast PkwyDestin 325411997$74.4M
Regions BankShalimar Branch1248 N Eglin PkwyShalimar 325791987$71.7M
Renasant BankFort Walton Branch17 Eglin Pkwy SeFort Walton Beach 325482022$66.1M
PNC Bank, National AssociationRacetrack Branch101 Racetrack Rd NwFort Walton Beach 325471985$65.6M
CCB Community BankNorth Ferdon Boulevard Branch1290 N Ferdon BlvdCrestview 325362007$65.0M
Regions BankMary Esther Cutoff Branch420 Mary Esther BlvdMary Esther 325691987$62.7M
CCB Community BankCcb - Niceville Branch1502 John Sims Pkwy ENiceville 325782013$61.5M
Regions BankCrestview Branch2355 S Ferdon BlvdCrestview 325362003$61.4M
United Community BankDestin Florida Branch35008 Emerald Coast PkwyDestin 325412016$57.9M
PNC Bank, National AssociationCrestview Branch728 N Ferdon Blvd, Ste 1Crestview 325361997$55.2M
The Huntington National BankFort Walton Beach Branch32 Beal Pkwy NwFort Walton Beach 325482006$55.1M
Renasant BankNiceville Branch100 Armstrong AveNiceville 325782008$54.6M
Centennial BankDestin Branch34855 Emerald Coast PkwyDestin 325412006$47.4M
Truist BankFort Walton Beach Branch99 Racetrack Rd NwFort Walton Beach 325471994$47.3M
Community Bank of MississippiCrestview Branch345 E James Lee BlvdCrestview 325392006$44.3M
Origin BankFort Walton Beach Banking Center Branch212 Racetrack Road NwFort Walton Beach 325472025$41.3M
PNC Bank, National AssociationDestin Midbay Branch34905 Emerald Coast PkwyDestin 325411951$37.5M
Hancock Whitney BankNiceville Financial Center Branch750 E. John Sims PkwyNiceville 325782023$37.4M
FNBT BANKDestin Branch415 Highway 98 EDestin 325411978$36.9M
Community Bank of MississippiFort Walton Beach Branch448 Eglin Pkwy NeFort Walton Beach 325472019$35.4M
FNBT BANKShalimar Branch1104 N Eglin PkwyShalimar 325792006$35.2M
Trustmark BankNiceville Branch799 John Sims Pkwy ENiceville 325782004$35.1M
PNC Bank, National AssociationNiceville Branch1130 John Sims Pkwy ENiceville 325781997$33.6M
MidSouth BankFort Walton Beach Branch768 Beal Pkwy NFort Walton Beach 325472014$28.3M
FNBT BANKMary Esther Branch3 Mary Esther CutoffMary Esther 325691980$18.8M
FNBT BANKCrestview Branch885 S Ferdon BlvdCrestview 325361985$16.2M
FNBT BANKNiceville Branch1065 John Sims Pkwy ENiceville 325781994$10.3M
River Bank & TrustDestine Office Branch36150 Emerald Coast Pkwy, Ste 106Destin 325412026$6.9M
FNBT BANKHulburt Field Branch108 Lielmanis AveHurlburt Field 32544 · Military facility1961$5.9M

Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.

Offices no longer reported

Offices in Okaloosa County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.

Last bank on the signAddressLast reportPeak deposits
Renasant Bank36254 Emerald Coast PkwyDestin 325412025$62.0M
The First Bank663 Highway 98 EDestin 325412024$33.0M
PNC Bank, National Association198 Eglin Pkwy NeFort Walton Beach 325482023$155M
Hancock Whitney Bank1003 - a John Simms ParkwayNiceville 325782023$108M
The First Bank302 Mary Esther BlvdMary Esther 325692022$45.9M
The First Bank750 John Sims Pkwy ENiceville 325782022$56.1M
Synovus Bank2150 South Ferdon BoulevardCrestview 325362021$36.7M
Beach Bank5131 South Ferdon BoulevardCrestview 325362021$20.6M
Truist Bank34990 Emerald Coast Pkwy, Suite 100Destin 325412021$72.5M
Union State Bank978 Airport RoadDestin 325412021$7.5M
Synovus Bank815 Beal Pkwy NwFort Walton Beach 325472021$114M
Hancock Whitney Bank2541 South Highway 85Crestview 325362020$21.3M
Wells Fargo Bank, National Association4526 Highway 20 EastNiceville 325782020$51.0M
Synovus Bank23 John Sims ParkwayValparaiso 325802020$185M
Beach Community Bank3 Racetrack Road NeFort Walton Beach 325472019$38.5M
Beach Community Bank412 Mary Esther Cutoff, N.W.Fort Walton Beach 325482019$26.0M
Hancock Whitney Bank1001 Nw Mar Walt DriveFort Walton Beach 32547 · Mobile / seasonal office2018$1.1M
Wells Fargo Bank, National Association101 Mary Esther BlvdMary Esther 325692017$30.4M
Bank of America, National Association1246 Eglin ParkwayShalimar 325792017$60.0M
Bank of America, National Association3351 South Ferdon BoulevardCrestview 32536 · Full-service retail office2016$13.0M
First NBC Bank385 North Spring StreetCrestview 325362016$7.5M
First NBC Bank125 Main StreetDestin 325412016$2.7M
First City Bank of Florida24 Racetrack Road, N.E.Fort Walton Beach 325482016$45.6M
First City Bank of Florida417-F Mary Esther BlvdFort Walton Beach 325482016$27.2M
Trustmark National Bank1239 Ferdon BlvdCrestview 325362015$13.9M
FNBT.COM BANK448 North Eglin ParkwayOcean City 325482015$20.5M
Synovus Bank403 North Seventh StreetEglin Afb 325422014$22.7M
Whitney Bank768 North Beal ParkwayFort Walton Beach 325472014$35.2M
SmartBank94 Northeast Eglin ParkwayFort Walton Beach 325482014$39.9M
Bank of America, National Association701 John Sims ParkwayNiceville 325782014$43.0M
Whitney Bank1199 Eglin ParkwayShalimar 325792014$86.1M
BankTrust34855 Emerald Coast ParkwayDestin 325412012$46.5M
SunTrust Bank748 Beal Parkway NWFort Walton Beach 32547 · Full-service retail office2012$3.0M
Regions Bank1299 Industrial DriveCrestview 325362011$7.9M
The First National Bank of Florida17005 Emerald Coast ParkwayDestin 325412011$61.8M
Whitney Bank2000 98 Palms BlvdDestin 325412011$189M
Regions Bank400 Racetrack Road, N.W.Fort Walton Beach 325472011$36.2M
First City Bank of Florida2090 U.S. Highway 98 WestMary Esther 325692011$12.2M
Synovus Bank230 Main StDestin 325412010$17.4M
Synovus Bank302 Mary Esther BlvdMary Esther 325692010$35.1M
Show all 78 departures (74 no longer reported, 4 re-filed under a new office number) ▾
Merchants and Farmers Bank1334 North Ferdon BoulevardCrestview 325362009$5.3M
Peoples First Community Bankre-filed as office 28707214075 Emerald Coast ParkwayDestin 325412009$60.6M
The Bank of Bonifay155 Crystal Beach DriveDestin 325412009$13.1M
Regions Bank35008 Emerald Coast ParkwayDestin 325412009$37.2M
GulfSouth Private Bank4405 Commons DriveDestin 325412009$3.0M
Beach Community Bank90 Trista Terrace CourtDestin 325412009$10.4M
Peoples First Community Bank1003 A John Sims PkyNiceville 325882009$47.2M
Peoples First Community Bankre-filed as office 2870701199 Eglin ParkwayShalimar 325792009$92.2M
Whitney National Bank4316 Legendary Drive, Suite C-107Destin 325412008$8.4M
Trustmark National Bank4460 Legacy Drive, Suite 350Destin 32541 · Administrative office2008$0
World Savings Bank, FSB34907 Emerald Coast Pkwy.Destin 325412007$109M
Regions Bank2 Eglin ParkwayFort Walton Beach 325482007$138M
Branch Banking and Trust Company348 Miracle Strip ParkwayFort Walton Beach 325482007$2.0M
Whitney National Bank610 B North Eglin ParkwayFort Walton Beach 32547 · Full-service retail office2007$28.2M
Regions Bank251 Mary Esther Boulevard, Suite 1 CMary Esther 325692007$4.6M
Regions Bank750 John Sims ParkwayNiceville 325782007$13.3M
Whitney National Bank14060 Emerald Coast Pkwy, StDestin 325412005$31.2M
AmSouth Bank212 Racetrack Road NWFort Walton Beac 325472005$17.5M
Whitney National Bankre-filed as office 450599412 Mary Esther Cutoff, N.W.Fort Walton Beac 325482005$11.4M
Destin Bank843 Highway 98 EastDestin 325412004$15.5M
First National Bank and Trust5808 Highway 4Baker 325312003$716K
The Bank16045 Emerald Coast ParkwayDestin 325402003$32.7M
Vanguard Bank & Trust Company30 Holly RoadShalimar 32579 · Drive-through / facility office2003$0
Vanguard Bank & Trust Company15017 Emerald Coast ParkwayDestin 325412001$4.3M
Vanguard Bank & Trust Company748 Beal Parkway NorthwestFort Walton Beach 325472001$2.3M
First City Bank of Florida1326 Ferdon Boulevard NorthCrestview 32536 · Full-service retail office2000$4.7M
First City Bank of Florida798 North Beal ParkwayFort Walton Beach 32547 · Full-service retail office2000$3.7M
First City Bank of Florida99 Eglin ParkwayFort Walton Beach 32548 · Full-service retail office2000$1.2M
Ready Bank of West Florida1135 North Ferdon StreetCrestview 325391998$0
SouthTrust Bank, National Association2201 South FerdonCrestview 325361998$8.3M
Compass Bank429 Mary Esther Cut-OffFort Walton Beach 325481998$11.9M
Barnett Bank, National Association99 Racetrack RoadFort Walton Beach 325481998$17.8M
SouthTrust Bank of Alabama, National Association1003-A John Sims ParkwayNiceville 325781997$3.4M
Compass Bank728 Ferdon Blvd.Crestview 325361994$31.6M
Vanguard Bank & Trust CompanyMemorial Lake Shopping ComplexEglin Air Force Base 325421994$0
Compass Bankre-filed as office 15618198 Eglin Parkway NeFort Walton Beach 325481994$29.6M
Compass Bank429 Mary Esther CutoffMary Esther 325481994$10.0M
Compass Bank1130 John Sims ParkwayNiceville 325781994$17.0M

County FIPS 12091 · 930 square miles of land (2024 Census Gazetteer).