Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Florida › Okaloosa County › 4300 E Highway 20

Full-service office · FDIC office no. 224315

Pinnacle Bank
4300 E Highway 20, Niceville, FL 32578

Open · June 2026

$93.2M
deposits, 2026
1984
established
23rd
of 54 in county
4
names on the sign
This office's passbook1994–2026
DateBank on the signDepositsChange
Jun 30 2026Pinnacle BankNEW NAME$93.2M−10%
Jun 30 2025Synovus Bank$104M−4%
Jun 30 2024Synovus Bank$108M+14%
Jun 30 2023Synovus Bank$95.3M−2%
Jun 30 2022Synovus Bank$97.6M−9%
Jun 30 2021Synovus Bank$108M+8%
Jun 30 2020Synovus Bank$99.5M+17%
Jun 30 2019Synovus Bank$85.2M+6%
Jun 30 2018Synovus Bank$80.7M0%
Jun 30 2017Synovus Bank$80.4M+17%
Jun 30 2016Synovus Bank$68.5M+2%
Jun 30 2015Synovus Bank$67.3M+22%
Jun 30 2014Synovus Bank$55.3M+2%
Jun 30 2013Synovus Bank$54.3M+5%
Jun 30 2012Synovus Bank$51.5M+4%
Jun 30 2011Synovus Bank$49.6M+17%
Jun 30 2010Synovus BankNEW NAME$42.3M+4%
Jun 30 2009COASTAL BANK AND TRUST OF FLORIDANEW NAME$40.6M+4%
Jun 30 2008Vanguard Bank & Trust Company$39.0M−12%
Jun 30 2007Vanguard Bank & Trust Company$44.6M−3%
Jun 30 2006Vanguard Bank & Trust Company$46.0M+6%
Jun 30 2005Vanguard Bank & Trust Company$43.2M+19%
Jun 30 2004Vanguard Bank & Trust Company$36.2M+11%
Jun 30 2003Vanguard Bank & Trust Company$32.6M+5%
Jun 30 2002Vanguard Bank & Trust Company$31.0M+1%
Jun 30 2001Vanguard Bank & Trust Company$30.7M+22%
Jun 30 2000Vanguard Bank & Trust Company$25.2M0%
Jun 30 1999Vanguard Bank & Trust Company$25.3M+17%
Jun 30 1998Vanguard Bank & Trust Company$21.7M+37%
Jun 30 1997Vanguard Bank & Trust Company$15.9M+17%
Jun 30 1996Vanguard Bank & Trust Company$13.6M+29%
Jun 30 1995Vanguard Bank & Trust Company$10.5M+99%
Jun 30 1994Vanguard Bank & Trust Company$5.3M
1984-09-24Office established (FDIC record) — 10 years before this passbook begins

Nearest other open offices in Okaloosa County

  1. 0.1 miBank of America, National Association · 4500 E Highway 20, Niceville
  2. 2.5 miCCB Community Bank · 1502 John Sims Pkwy E, Niceville
  3. 3.1 miRegions Bank · 1200 John Sims Pkwy E, Niceville
  4. 3.3 miPNC Bank, National Association · 1130 John Sims Pkwy E, Niceville
  5. 3.3 miFNBT BANK · 1065 John Sims Pkwy E, Niceville
  6. 3.6 miPNB Community Bank · 1020 John Sims Pkwy E, Niceville
  7. 3.6 miPinnacle Bank · 1001 John Sims Pkwy E, Niceville
  8. 3.9 miTrustmark Bank · 799 John Sims Pkwy E, Niceville

All banks in Okaloosa County →
Every Pinnacle Bank office →
Earlier names and banks folded into Pinnacle Bank →

Names on the sign

1994–2008Vanguard Bank & Trust Company2009–2009COASTAL BANK AND TRUST OF FLORIDA2010–2025Synovus Bank2026–nowPinnacle Bank

The FDIC office number stays with the building when banks merge or rename, so the same office appears under each owner. Follow an earlier name to see what became of that bank.

Deposits are the balances the bank assigned to this office on June 30 of each year, in nominal dollars. Source: FDIC Summary of Deposits, office (UNINUMBR) 224315.