Bank Branches › Closed and merged banks › Florida › Coastal Community Bank
What happened to Coastal Community Bank?
Coastal Community Bank in Panama City Beach, FL (earlier called Apalachicola State Bank) failed, and Centennial Bank of Conway, AR took it over on Jul 30, 2010. Centennial Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1906Apalachicola State Bank opens in Panama City Beach, FL
- Jun 10, 2002renamed Coastal Community Bank
- Jul 30, 2010FAILEDCoastal Community Bank failed, and Centennial Bank of Conway, AR took it over.FDIC certificate 9619 ends; its business continues under certificate 11241.
- TodayOPEN
Centennial BankMain office Conway, AR · FDIC certificate 11241 · 230 offices in 6 states on June 30, 2026Every Centennial Bank office → Website on file with the FDIC: www.my100bank.com
If you still have something from Coastal Community Bank
A lien that was never released
Coastal Community Bank failed on Jul 30, 2010. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Centennial Bank, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Centennial Bank). Start with Centennial Bank, and ask them to search under the name Coastal Community Bank.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Centennial Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
11 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 22 Avenue EApalachicola, FL | OpenCentennial Bank |
| 635 E Baldwin RdPanama City, FL | OpenCentennial Bank |
| 12141 Panama City Beach PkwyPanama City Beach, FL | OpenCentennial Bank |
| 612 Nw Avenue ACarrabelle, FL | OpenCentennial Bank |
| 2515 Thomas DrPanama City Beach, FL | OpenCentennial Bank |
| 7435 Highway 77Southport, FL | No longer reported |
| 1000 Beck AvenuePanama City, FL | No longer reported |
| 505 Monument AvenuePort Saint Joe, FL | No longer reported |
| Highways 98-319 and Jefferson StreetEastpoint, FL | No longer reported |
| Franklin Boulevard and Pine AvenueSaint George Island, FL | No longer reported |
| 12141 Panama City Beach ParkPanama City Beac, FL | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 9619 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.