Bank Branches › Closed and merged banks › Illinois › Metropolitan Bank and Trust Company
What happened to Metropolitan Bank and Trust Company?
Metropolitan Bank and Trust Company in Chicago, IL merged into Metrobank of Berwyn, IL on Mar 30, 2011. After 1 more change of hands, what was Metropolitan Bank and Trust Company is today part of Byline Bank (Chicago, IL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1914Metropolitan Bank and Trust Company opens in Chicago, IL
- Mar 30, 2011MERGEDMetropolitan Bank and Trust Company merged into Metrobank of Berwyn, IL.FDIC certificate 912 ends; its business continues under certificate 16641.
- Jun 28, 2013MERGEDMetrobank of Berwyn, IL merged into North Community Bank of Chicago, IL.FDIC certificate 16641 ends; its business continues under certificate 20624.
- TodayOPEN
Byline BankMain office Chicago, IL · FDIC certificate 20624 · 48 offices in 2 states on June 30, 2026Every Byline Bank office → Website on file with the FDIC: www.bylinebank.com
If you still have something from Metropolitan Bank and Trust Company
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Metropolitan Bank and Trust Company as lienholder, start with Byline Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Byline Bank to search for the account under the name Metropolitan Bank and Trust Company. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Byline Bank which branch now holds boxes from the Metropolitan Bank and Trust Company office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
10 offices filed under this charter in some year from 1994 on. 2 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1947 W 35th StChicago, IL | OpenByline Bank |
| 3636 W 26th StChicago, IL | OpenByline Bank |
| 2201 West Cermak RoadChicago, IL | No longer reported |
| 2235 West Cermak RoadChicago, IL | No longer reported |
| 8744 Ogden AvenueLyons, IL | No longer reported |
| 601 N. HarlemOak Park, IL | No longer reported |
| 4050 South ArcherChicago, IL | No longer reported |
| 4800 W 24th PlaceCicero, IL | No longer reported |
| 6001 West Ogden AvenueCicero, IL | No longer reported |
| 3620 West 26th StreetChicago, IL | No longer reported |
Banks folded into Metropolitan Bank and Trust Company
2 banks merged directly into this charter; counting the banks those had absorbed earlier, 3 charters end up inside it.
| Bank | Ended |
|---|---|
| Civic Federal Savings BankChicago, IL | May 15, 1992 |
| Century Federal Savings Bank, FSBChicago, IL | Jan 31, 1992 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 912 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.