Bank Branches › Closed and merged banks › Illinois › Harris Trust and Savings Bank
What happened to Harris Trust and Savings Bank?
Harris Trust and Savings Bank in Chicago, IL merged into Harris National Association of Chicago, IL on May 27, 2005. That bank is now called BMO Bank National Association (Chicago, IL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1882Harris Trust and Savings Bank opens in Chicago, IL
- May 27, 2005MERGEDHarris Trust and Savings Bank merged into Harris National Association of Chicago, IL.FDIC certificate 906 ends; its business continues under certificate 16571.
- TodayOPEN
BMO Bank National AssociationMain office Chicago, IL · FDIC certificate 16571 · 988 offices in 23 states on June 30, 2026Every BMO Bank National Association office → Website on file with the FDIC: www.bmo.com
If you still have something from Harris Trust and Savings Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Harris Trust and Savings Bank as lienholder, start with BMO Bank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask BMO Bank National Association to search for the account under the name Harris Trust and Savings Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask BMO Bank National Association which branch now holds boxes from the Harris Trust and Savings Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
73 offices filed under this charter in some year from 1994 on. 47 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 590 S Roselle RdSchaumburg, IL | OpenBMO Bank National Association |
| 850 W Army Trail RdCarol Stream, IL | OpenBMO Bank National Association |
| 7077 W Dempster StNiles, IL | OpenBMO Bank National Association |
| 5960 W Irving Park RdChicago, IL | OpenBMO Bank National Association |
| 615 Busse HwyPark Ridge, IL | OpenBMO Bank National Association |
| 191 E Lake StBloomingdale, IL | OpenBMO Bank National Association |
| 6820 N Lincoln AveLincolnwood, IL | OpenBMO Bank National Association |
| 1199 W Higgins RdHoffman Estates, IL | OpenBMO Bank National Association |
| 824 N Western AveLake Forest, IL | OpenBMO Bank National Association |
| 205 W Northwest HwyPalatine, IL | OpenBMO Bank National Association |
| 215 E Palatine RdArlington Hts., IL | OpenBMO Bank National Association |
| 4801 Golf RdSkokie, IL | OpenBMO Bank National Association |
| 9950 S Kedzie AveEvergreen Park, IL | OpenBMO Bank National Association |
| 10 Huntington LnWheeling, IL | OpenBMO Bank National Association |
| 625 W Army Trail BlvdAddison, IL | OpenBMO Bank National Association |
| 99 W Washington StChicago, IL | OpenBMO Bank National Association |
| 935 W Rollins RdRound Lake Heights, IL | OpenBMO Bank National Association |
| 4 Blanchard CirWheaton, IL | OpenBMO Bank National Association |
| 6811 Stanley AveBerwyn, IL | OpenBMO Bank National Association |
| 333 Park AveGlencoe, IL | OpenBMO Bank National Association |
| 6655 Cermak RdBerwyn, IL | OpenBMO Bank National Association |
| 1310 S Route 12Fox Lake, IL | OpenBMO Bank National Association |
| 6400 S Pulaski RdChicago, IL | OpenBMO Bank National Association |
| 1380 Main StCrete, IL | OpenBMO Bank National Association |
| 901 Burlington AveWestern Springs, IL | OpenBMO Bank National Association |
| 450 E Higgins RdElk Grove Village, IL | OpenBMO Bank National Association |
| 1000 N Lake Shore DrChicago, IL | OpenBMO Bank National Association |
| 1190 Mchenry RdBuffalo Grove, IL | OpenBMO Bank National Association |
| 4940 211th StMatteson, IL | OpenBMO Bank National Association |
| 9101 W Cermak RdNorth Riverside, IL | OpenBMO Bank National Association |
| 405 Pennsylvania AveGlen Ellyn, IL | OpenBMO Bank National Association |
| 4531 N Broadway StChicago, IL | OpenBMO Bank National Association |
| 4959 W North AveChicago, IL | OpenBMO Bank National Association |
| 1050 Maple AveLisle, IL | OpenBMO Bank National Association |
| 4050 147th StMidlothian, IL | OpenBMO Bank National Association |
| 2927 W Addison StChicago, IL | OpenBMO Bank National Association |
| 352 E Illinois StChicago, IL | OpenBMO Bank National Association |
| 555 Burnham AveCalumet City, IL | OpenBMO Bank National Association |
| 901 E 47th StChicago, IL | OpenBMO Bank National Association |
| 1630 Chicago RdChicago Heights, IL | OpenBMO Bank National Association |
Banks folded into Harris Trust and Savings Bank
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Harris Bank Round LakeRound Lake Heights, IL | Jun 7, 2004 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 906 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.