Bank Branches › Closed and merged banks › Massachusetts › Benjamin Franklin Bank
What happened to Benjamin Franklin Bank?
Benjamin Franklin Bank in Franklin, MA (earlier called Benjamin Franklin Savings Bank) merged into Rockland Trust Company of Rockland, MA on May 9, 2009. Rockland Trust Company is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1871Benjamin Franklin Savings Bank opens in Franklin, MA
- Dec 15, 2004renamed Benjamin Franklin Bank
- May 9, 2009MERGEDBenjamin Franklin Bank merged into Rockland Trust Company of Rockland, MA.FDIC certificate 90200 ends; its business continues under certificate 9712.
- TodayOPEN
Rockland Trust CompanyMain office Rockland, MA · FDIC certificate 9712 · 151 offices in 2 states on June 30, 2026Every Rockland Trust Company office → Website on file with the FDIC: www.rocklandtrust.com
If you still have something from Benjamin Franklin Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Benjamin Franklin Bank as lienholder, start with Rockland Trust Company. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Rockland Trust Company to search for the account under the name Benjamin Franklin Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Rockland Trust Company which branch now holds boxes from the Benjamin Franklin Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
12 offices filed under this charter in some year from 1994 on. 8 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 58 Main StFranklin, MA | OpenRockland Trust Company |
| 1 Mechanic StFoxboro, MA | OpenRockland Trust Company |
| 1290 Main StWaltham, MA | OpenRockland Trust Company |
| 4 N Main StBellingham, MA | OpenRockland Trust Company |
| 231 E Central StFranklin, MA | OpenRockland Trust Company |
| 75 Moody StWaltham, MA | OpenRockland Trust Company |
| 76 North StMedfield, MA | OpenRockland Trust Company |
| 40 Austin StNewtonville, MA | OpenRockland Trust Company |
| 330b Washington StreetWellesley Hills, MA | No longer reported |
| 430 Main StreetWatertown, MA | No longer reported |
| 221 Main StreetMilford, MA | No longer reported |
| 218 Oak StreetFranklin, MA | No longer reported |
Banks folded into Benjamin Franklin Bank
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Chart Bank, A Cooperative BankWaltham, MA | Apr 4, 2005 |
| The Foxboro National Bank of FoxboroughFoxboro, MA | Mar 21, 1998 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 90200 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.