Bank Branches › Closed and merged banks › Arkansas › First Team Bank
What happened to First Team Bank?
First Team Bank in Heber Springs, AR (earlier called The Cleburne County Bank) merged into First Arkansas Bank and Trust of Jacksonville, AR on Nov 1, 2005. First Arkansas Bank and Trust is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1903The Cleburne County Bank opens in Heber Springs, AR
- Jul 23, 2004renamed First Team Bank
- Nov 1, 2005MERGEDFirst Team Bank merged into First Arkansas Bank and Trust of Jacksonville, AR.FDIC certificate 8731 ends; its business continues under certificate 16849.
- TodayOPEN
First Arkansas Bank and TrustMain office Jacksonville, AR · FDIC certificate 16849 · 20 offices in 1 state on June 30, 2026Every First Arkansas Bank and Trust office → Website on file with the FDIC: www.fabandt.bank
If you still have something from First Team Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows First Team Bank as lienholder, start with First Arkansas Bank and Trust. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask First Arkansas Bank and Trust to search for the account under the name First Team Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask First Arkansas Bank and Trust which branch now holds boxes from the First Team Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
13 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 7654 Greers Ferry RdGreers Ferry, AR | OpenFirst Arkansas Bank and Trust |
| 620 Highway 65 NMarshall, AR | OpenBank of 1889 |
| 11 N Broadview StGreenbrier, AR | OpenFirst Arkansas Bank and Trust |
| 5825 Heber Springs Rd WQuitman, AR | OpenFirst Arkansas Bank and Trust |
| 502 Main StPangburn, AR | OpenFirst Security Bank |
| 5756 Highway 9Center Ridge, AR | No longer reported |
| 367 Highway 25 N, # 1Greenbrier, AR | No longer reported |
| 8 South BroadwayDamascus, AR | No longer reported |
| 806 W Main StHeber Springs, AR | No longer reported |
| 10989 Heber Springs Rd NConcord, AR | No longer reported |
| #2 Little Rock RoadHeber Springs, AR | No longer reported |
| Route 4 and Highway 25 NorthHeber Springs, AR | No longer reported |
| 300 West Main StreetHeber Springs, AR | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 8731 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.