Bank Branches › Closed and merged banks › West Virginia › Peoples State Bank, National Association
What happened to Peoples State Bank, National Association?
Peoples State Bank, National Association in Clarksburg, WV (earlier called The Buffalo Bank and 1 other name) merged into The City National Bank of Charleston of Charleston, WV on Dec 22, 1997. That bank is now called City National Bank of West Virginia (Charleston, WV).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1919The Buffalo Bank opens in Clarksburg, WV
- Jan 6, 1995renamed Peoples State Bank, Inc.
- May 30, 1997renamed Peoples State Bank, National Association
- Dec 22, 1997MERGEDPeoples State Bank, National Association merged into The City National Bank of Charleston of Charleston, WV.FDIC certificate 838 ends; its business continues under certificate 17735.
- TodayOPEN
City National Bank of West VirginiaMain office Charleston, WV · FDIC certificate 17735 · 95 offices in 4 states on June 30, 2026Every City National Bank of West Virginia office → Website on file with the FDIC: www.bankatcity.com
If you still have something from Peoples State Bank, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Peoples State Bank, National Association as lienholder, start with City National Bank of West Virginia. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask City National Bank of West Virginia to search for the account under the name Peoples State Bank, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask City National Bank of West Virginia which branch now holds boxes from the Peoples State Bank, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
5 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 74 Wall StWinfield, WV | OpenCity National Bank of West Virginia |
| 946 Roosevelt BlvdEleanor, WV | OpenCity National Bank of West Virginia |
| 1216 Johnson AveBridgeport, WV | OpenCity National Bank of West Virginia |
| 300 West Main StreetClarksburg, WV | No longer reported |
| 115 West Main StreetClarksburg, WV | No longer reported |
Banks folded into Peoples State Bank, National Association
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| The First Community Bank-WinfieldWinfield, WV | Oct 8, 1985 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 838 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.