Bank Branches › Closed and merged banks › Missouri › Mercantile Bank of Kansas City
What happened to Mercantile Bank of Kansas City?
Mercantile Bank of Kansas City in Kansas City, MO (earlier called Mercantile Bank and Trust Company) closed voluntarily on Jun 22, 1998. It did not fail.
The chain, step by step
From the day it opened to the last entry on record. Each step is one entry in the FDIC's record.
- 1933Mercantile Bank and Trust Company opens in Kansas City, MO
- Nov 14, 1986renamed Mercantile Bank of Kansas City
- Jun 22, 1998CLOSEDMercantile Bank of Kansas City closed voluntarily. It did not fail.FDIC certificate 8285 ends.
- NO SUCCESSOR BANK
The FDIC record ends here. No operating bank carries this charter today.
If you still have something from Mercantile Bank of Kansas City
A lien that was never released
Mercantile Bank of Kansas City closed voluntarily, and the FDIC says it cannot process lien releases for banks that closed voluntarily and liquidated or closed without government assistance. The FDIC says it may be able to help only where the lender was a failed bank placed in FDIC receivership.
Our suggestion, not the FDIC's: a title company or real-estate attorney in the county where the lien is recorded will know how that state clears a lien from a lender that no longer exists.
An old account, passbook or CD
With no successor bank to ask, go to the unclaimed-property program of the state of the owner's last known address on the bank's records. The OCC gives the same advice for old records from a bank that no longer exists.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Contents of boxes left behind are handled under state unclaimed-property law. Start with the unclaimed-property program of Missouri, where the box was.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
16 offices filed under this charter in some year from 1994 on. 10 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 6161 Nw Barry RdKansas City, MO | OpenU.S. Bank National Association |
| 6405 N Cosby AveKansas City, MO | OpenU.S. Bank National Association |
| 3640 S Noland RdIndependence, MO | OpenU.S. Bank National Association |
| 11204 Holmes RdKansas City, MO | OpenU.S. Bank National Association |
| 1 W Armour BlvdKansas City, MO | OpenU.S. Bank National Association |
| 1500 Nw State Route 7Blue Springs, MO | OpenU.S. Bank National Association |
| 18781 E 39th St SIndependence, MO | OpenU.S. Bank National Association |
| 9063 E Gregory BlvdRaytown, MO | OpenU.S. Bank National Association |
| 200 Ne Vivion RdKansas City, MO | OpenU.S. Bank National Association |
| 6300 Troost AveKansas City, MO | OpenU.S. Bank National Association |
| 1101 Walnut StreetKansas City, MO | No longer reported |
| 8730 East 63rd StreetRaytown, MO | No longer reported |
| 1323 Walnut StreetKansas City, MO | No longer reported |
| 11501 Blue Ridge BoulevardKansas City, MO | No longer reported |
| 99th Street and Holmes RoadKansas City, MO | No longer reported |
| 111 West 75th StreetKansas City, MO | No longer reported |
Banks folded into Mercantile Bank of Kansas City
5 banks merged directly into this charter; counting the banks those had absorbed earlier, 11 charters end up inside it.
| Bank | Ended |
|---|---|
| American BankKansas City, MO | Nov 10, 1992 |
| American Bank of Platte CountyKansas City, MO | Nov 10, 1992 |
| Noland Road Mercantile BankIndependence, MO | Nov 14, 1986 |
| Mercantile Regional BankKansas City, MO | Nov 14, 1986 |
| Mercantile National Bank of Clay CountyKansas City, MO | Nov 14, 1986 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 8285 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.