Bank Branches › Closed and merged banks › Massachusetts › Cambridge Trust Company
What happened to Cambridge Trust Company?
Cambridge Trust Company in Cambridge, MA merged into Eastern Bank of Boston, MA on Jul 12, 2024. Eastern Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1890Cambridge Trust Company opens in Cambridge, MA
- Jul 12, 2024MERGEDCambridge Trust Company merged into Eastern Bank of Boston, MA.FDIC certificate 8152 ends; its business continues under certificate 32773.
- TodayOPEN
Eastern BankMain office Boston, MA · FDIC certificate 32773 · 129 offices in 3 states on June 30, 2026Every Eastern Bank office → Website on file with the FDIC: www.easternbank.com
If you still have something from Cambridge Trust Company
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Cambridge Trust Company as lienholder, start with Eastern Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Eastern Bank to search for the account under the name Cambridge Trust Company. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Eastern Bank which branch now holds boxes from the Cambridge Trust Company office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
36 offices filed under this charter in some year from 1994 on. 19 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1 Federal StBoston, MA | OpenEastern Bank |
| 1336 Massachusetts AveCambridge, MA | OpenEastern Bank |
| 353 Huron AveCambridge, MA | OpenEastern Bank |
| 75 Main StConcord, MA | OpenEastern Bank |
| 195 Linden St, # 197Wellesley, MA | OpenEastern Bank |
| 494 Boston Post RdWeston, MA | OpenEastern Bank |
| 415 Main StCambridge, MA | OpenEastern Bank |
| 1690 Massachusetts AveLexington, MA | OpenEastern Bank |
| 143 Daniel StPortsmouth, NH | OpenEastern Bank |
| 65 Beacon StBoston, MA | OpenEastern Bank |
| 361 Trapelo RdBelmont, MA | OpenEastern Bank |
| 1720 Massachusetts AveCambridge, MA | OpenEastern Bank |
| 89 Turnpike StNorth Andover, MA | OpenEastern Bank |
| 17 Portsmouth AveStratham, NH | OpenEastern Bank |
| 26 Lafayette RdNorth Hampton, NH | OpenEastern Bank |
| 26 Mount Vernon StWinchester, MA | OpenEastern Bank |
| 920 Central AveDover, NH | OpenEastern Bank |
| 29 Washington StWellesley Hills, MA | OpenEastern Bank |
| 865 Central AveNeedham, MA | OpenEastern Bank |
| 69 Park StAndover, MA | No longer reported |
| 99 S River RdBedford, NH | No longer reported |
| 2 Harbour PlPortsmouth, NH | No longer reported |
| 78 Blanchard RdBurlington, MA | No longer reported |
| 776 Beacon St, # 1Newton Center, MA | No longer reported |
| 100 Worcester St, Ste 300Wellesley, MA | No longer reported |
| 20 International DrivePortsmouth, NH | No longer reported |
| 40 Central StreetWellesley, MA | No longer reported |
| 565 Tremont StreetBoston, MA | No longer reported |
| 1000 Elm St.Manchester, NH | No longer reported |
| One Harbour PlacePortsmouth, NH | No longer reported |
| 49 S Main StreetConcord, NH | No longer reported |
| 75 State St.Boston, MA | No longer reported |
| 350 Massachusetts AvenueCambridge, MA | No longer reported |
| 152 Lincoln RoadLincoln, MA | No longer reported |
| 32 Grove StreetPeterborough, NH | No longer reported |
| 124 Mount Auburn StreetCambridge, MA | No longer reported |
Banks folded into Cambridge Trust Company
3 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Northmark BankNorth Andover, MA | Oct 1, 2022 |
| Wellesley BankWellesley, MA | Jun 1, 2020 |
| Optima Bank & Trust CompanyPortsmouth, NH | Apr 18, 2019 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 8152 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.