Bank Branches › Closed and merged banks › Indiana › First National Bank, Valparaiso
What happened to First National Bank, Valparaiso?
First National Bank, Valparaiso in Valparaiso, IN merged into 1st Source Bank of South Bend, IN on Jun 7, 2008. 1st Source Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1889First National Bank, Valparaiso opens in Valparaiso, IN
- Jun 7, 2008MERGEDFirst National Bank, Valparaiso merged into 1st Source Bank of South Bend, IN.FDIC certificate 8057 ends; its business continues under certificate 9087.
- TodayOPEN
1st Source BankMain office South Bend, IN · FDIC certificate 9087 · 80 offices in 3 states on June 30, 2026Every 1st Source Bank office → Website on file with the FDIC: www.1stsource.com
If you still have something from First National Bank, Valparaiso
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows First National Bank, Valparaiso as lienholder, start with 1st Source Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask 1st Source Bank to search for the account under the name First National Bank, Valparaiso. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask 1st Source Bank which branch now holds boxes from the First National Bank, Valparaiso office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
29 offices filed under this charter in some year from 1994 on. 11 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 14 Indiana AveValparaiso, IN | Open1st Source Bank |
| 2700 Calumet AveValparaiso, IN | Open1st Source Bank |
| 6043 Central AvePortage, IN | Open1st Source Bank |
| 1500 S Calumet RdChesterton, IN | Open1st Source Bank |
| 111 W Sigler StHebron, IN | Open1st Source Bank |
| 2044 W. St. Rd. 2La Porte, IN | Open1st Source Bank |
| 221 S Main StKouts, IN | Open1st Source Bank |
| 501 N Flynn RdWestville, IN | Open1st Source Bank |
| 2356 Morthland DrValparaiso, IN | Open1st Source Bank |
| 302 Keller AveNorth Judson, IN | OpenFirst Farmers Bank & Trust Co. |
| 218 N Washington StLa Crosse, IN | Open1st Source Bank |
| 9856 West 400 NorthMichigan City, IN | No longer reported |
| 1101 Boyd AvenueLaporte, IN | No longer reported |
| 1340 Pine Lake AvenueLaporte, IN | No longer reported |
| 5844 North US Route 35Michigan City, IN | No longer reported |
| 7007 West Johnson RoadMichigan City, IN | No longer reported |
| 10301 West U.S. Highway 30Wanatah, IN | No longer reported |
| 800 Country Square PlazaHebron, IN | No longer reported |
| 1806 East LincolnwayValparaiso, IN | No longer reported |
| 2904 John Howell DriveValparaiso, IN | No longer reported |
| 104 W 1100 NorthChesterton, IN | No longer reported |
| 5615 U.S. Highway 6Portage, IN | No longer reported |
| 175 West LincolnwayValparaiso, IN | No longer reported |
| 2600 Valparaiso StreetValparaiso, IN | No longer reported |
| 401 State Road 149Valparaiso, IN | No longer reported |
| 100 East Short StreetHamlet, IN | No longer reported |
| 801 Broadway StreetChesterton, IN | No longer reported |
| 2800 North Calumet AvenueValparaiso, IN | No longer reported |
| 1605 Calumet AvenueValparaiso, IN | No longer reported |
Banks folded into First National Bank, Valparaiso
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Citizens BankHebron, IN | Feb 28, 1975 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 8057 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.