Bank Branches › Closed and merged banks › Florida › Barnett Bank of Central Florida, National Association
What happened to Barnett Bank of Central Florida, National Association?
Barnett Bank of Central Florida, National Association in Orlando, FL (earlier called Barnett First National Bank of Winter Park and 2 other names) merged into Barnett Bank, National Association of Jacksonville, FL on Jun 29, 1996. After 2 more changes of hands, what was Barnett Bank of Central Florida, National Association is today part of Bank of America, National Association (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1917Barnett First National Bank of Winter Park opens in Orlando, FL
- Feb 12, 1973renamed Barnett Bank of Winter Park, National Association
- Jan 1, 1977renamed Barnett Bank of Orlando/Winter Park, National Association
- Nov 2, 1981renamed Barnett Bank of Central Florida, National Association
- Jun 29, 1996MERGEDBarnett Bank of Central Florida, National Association merged into Barnett Bank, National Association of Jacksonville, FL.FDIC certificate 8022 ends; its business continues under certificate 3566.
- Oct 8, 1998MERGEDBarnett Bank, National Association of Jacksonville, FL merged into NationsBank, National Association of Charlotte, NC.FDIC certificate 3566 ends; its business continues under certificate 15802.
- Jul 23, 1999MERGEDNationsBank, National Association (by then renamed Bank of America, National Association) of Charlotte, NC merged into Bank of America National Trust and Savings Association of Charlotte, NC.FDIC certificate 15802 ends; its business continues under certificate 3510.
- TodayOPEN
Bank of America, National AssociationMain office Charlotte, NC · FDIC certificate 3510 · 3,598 offices in 39 states on June 30, 2026Every Bank of America, National Association office → Website on file with the FDIC: www.bankofamerica.com
If you still have something from Barnett Bank of Central Florida, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Barnett Bank of Central Florida, National Association as lienholder, start with Bank of America, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Bank of America, National Association to search for the account under the name Barnett Bank of Central Florida, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Bank of America, National Association which branch now holds boxes from the Barnett Bank of Central Florida, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
62 offices filed under this charter in some year from 1994 on. 31 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 300 S Orange Ave, Ste 100Orlando, FL | OpenBank of America, National Association |
| 7682 Dr Phillips BlvdOrlando, FL | OpenBank of America, National Association |
| 4048 W Town Center BlvdOrlando, FL | OpenBank of America, National Association |
| 15 E Merritt Island CswyMerritt Island, FL | OpenBank of America, National Association |
| 1703 W Vine StKissimmee, FL | OpenBank of America, National Association |
| 4725 S Kirkman RdOrlando, FL | OpenBank of America, National Association |
| 1700 S Semoran BlvdOrlando, FL | OpenBank of America, National Association |
| 1445 Tuskawilla RdWinter Springs, FL | OpenBank of America, National Association |
| 33 E Main StApopka, FL | OpenBank of America, National Association |
| 11800 Research PkwyOrlando, FL | OpenBank of America, National Association |
| 10201 W Colonial DrOcoee, FL | OpenBank of America, National Association |
| 2601 W State Road 434Longwood, FL | OpenBank of America, National Association |
| 2000 E Osceola PkwyKissimmee, FL | OpenBank of America, National Association |
| 3173 E Colonial DrOrlando, FL | OpenBank of America, National Association |
| 4300 13th StSaint Cloud, FL | OpenBank of America, National Association |
| 2453 N Wickham RdMelbourne, FL | OpenBank of America, National Association |
| 460 E Altamonte DrAltamonte Springs, FL | OpenBank of America, National Association |
| 4710 Babcock St NePalm Bay, FL | OpenBank of America, National Association |
| 10900 Orangewood BlvdOrlando, FL | OpenBank of America, National Association |
| 2893 S Orange AveOrlando, FL | OpenBank of America, National Association |
| 2051 Central Florida PkwyOrlando, FL | OpenBank of America, National Association |
| 2600 Barna AveTitusville, FL | OpenBank of America, National Association |
| 7605 Aloma AveWinter Park, FL | OpenBank of America, National Association |
| 202 E Eau Gallie BlvdIndian Harbour Beach, FL | OpenBank of America, National Association |
| 105 N Maitland AveMaitland, FL | OpenBank of America, National Association |
| 3003 W New Haven AveWest Melbourne, FL | OpenBank of America, National Association |
| 3305 S Orange Blossom TrlKissimmee, FL | OpenBank of America, National Association |
| 35 S Doverplum AveKissimmee, FL | OpenBank of America, National Association |
| 1151 Malabar Rd NePalm Bay, FL | OpenBank of America, National Association |
| 110 E State Road 434Winter Springs, FL | OpenBank of America, National Association |
| 5655 N Orange Blossom TrlOrlando, FL | OpenBank of America, National Association |
| 555 South Hunt Club BoulevardApopka, FL | No longer reported |
| 3094 Orlando DriveSanford, FL | No longer reported |
| 1001 Red Bug Lake RoadCasselberry, FL | No longer reported |
| 1145 West State Road 434Longwood, FL | No longer reported |
| 20 Alexandria BoulevardOviedo, FL | No longer reported |
| 5300 South Highway 17-92Casselberry, FL | No longer reported |
| 704 Lake Mary BoulevardLake Mary, FL | No longer reported |
| 478 East Altamonte AvenueAltamonte Springs, FL | No longer reported |
| 1052 East Semoran BoulevardCassleberry, FL | No longer reported |
Banks folded into Barnett Bank of Central Florida, National Association
9 banks merged directly into this charter; counting the banks those had absorbed earlier, 10 charters end up inside it.
| Bank | Ended |
|---|---|
| United Savings of America, FAMelbourne, FL | Feb 7, 1992 |
| Barnett Bank of KissimmeeKissimmee, FL | Apr 13, 1984 |
| Century Bank of Orange CountyApopka, FL | Aug 1, 1982 |
| Barnett Bank of Brevard County, N.A.Cocoa, FL | Nov 2, 1981 |
| Barnett Bank of Seminole County, National AssociationAltamonte Springs, FL | Nov 2, 1981 |
| Barnett Bank of OrlandoOrlando, FL | Jan 1, 1977 |
| Barnett Mall Bank, National AssociationWinter Park, FL | Jan 1, 1977 |
| Barnett Bank of West OrlandoOrlando, FL | Jan 1, 1977 |
| Barnett Bank of South OrlandoOrlando, FL | Jan 1, 1977 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 8022 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.