Bank Branches › Closed and merged banks › Pennsylvania › First National Bank of Chester County
What happened to First National Bank of Chester County?
First National Bank of Chester County in West Chester, PA (earlier called The First National Bank of West Chester) merged into Graystone Tower Bank of Enola, PA on Dec 10, 2010. After 2 more changes of hands, what was First National Bank of Chester County is today part of Truist Bank (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1863The First National Bank of West Chester opens in West Chester, PA
- Feb 17, 2000renamed First National Bank of Chester County
- Dec 10, 2010MERGEDFirst National Bank of Chester County merged into Graystone Tower Bank of Enola, PA.FDIC certificate 7802 ends; its business continues under certificate 58166.
- Feb 18, 2012MERGEDGraystone Tower Bank of Enola, PA merged into Susquehanna Bank of Lititz, PA.FDIC certificate 58166 ends; its business continues under certificate 7579.
- Aug 1, 2015MERGEDSusquehanna Bank of Lititz, PA merged into Branch Banking and Trust Company of Charlotte, NC.FDIC certificate 7579 ends; its business continues under certificate 9846.
- TodayOPEN
Truist BankMain office Charlotte, NC · FDIC certificate 9846 · 1,928 offices in 18 states on June 30, 2026Every Truist Bank office → Website on file with the FDIC: www.Truist.com
If you still have something from First National Bank of Chester County
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows First National Bank of Chester County as lienholder, start with Truist Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Truist Bank to search for the account under the name First National Bank of Chester County. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Truist Bank which branch now holds boxes from the First National Bank of Chester County office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
26 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 275 Limestone RdOxford, PA | OpenTruist Bank |
| 311 N 5 Points RdWest Chester, PA | OpenTruist Bank |
| 1371 E Boot RdWest Chester, PA | OpenTruist Bank |
| 6 E Street RdWest Chester, PA | OpenTruist Bank |
| 99 Manor AveDowningtown, PA | OpenTruist Bank |
| 3840 Hempland RoadMountville, PA | No longer reported |
| 417 Stonehedge DriveCarlisle, PA | No longer reported |
| 126 W Cypress StKennett Square, PA | No longer reported |
| 1436 Pottstown PikeWest Chester, PA | No longer reported |
| 741 West Cypress StreetKennett Square, PA | No longer reported |
| 111 East Uwchlan AvenueExton, PA | No longer reported |
| 698 Downingtown PikeWest Chester, PA | No longer reported |
| 15 Freedom Blvd.Coatesville, PA | No longer reported |
| 1109 East Baltimore PikeKennett Square, PA | No longer reported |
| 1660 East StreetKennett Square, PA | No longer reported |
| 904 East Baltimore PikeKennett Square, PA | No longer reported |
| 700 Nutt RoadPhoenixville, PA | No longer reported |
| 887 South Matlack StreetWest Chester, PA | No longer reported |
| 9 North High StreetWest Chester, PA | No longer reported |
| 309 Westgate VlgMalvern, PA | No longer reported |
| 849 Old Baltimore PikeWest Grove, PA | No longer reported |
| 411 North Middletown RoadMedia, PA | No longer reported |
| 1343 West Baltimore PikeWawa, PA | No longer reported |
| 967 South Township Line RoadRoyersford, PA | No longer reported |
| 1361 Boot RoadWest Chester, PA | No longer reported |
| 258 B Old Lincoln HighwayCoatesville, PA | No longer reported |
Banks folded into First National Bank of Chester County
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| American Home Bank, N.A.Mountville, PA | Dec 31, 2008 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 7802 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.