Bank Branches › Closed and merged banks › Pennsylvania › The Citizens National Bank
What happened to The Citizens National Bank?
The Citizens National Bank in Lansford, PA (earlier called The Citizens National Bank of Lansford) merged into The Harleysville National Bank and Trust Company of Harleysville, PA on Mar 26, 2004. After 2 more changes of hands, what was The Citizens National Bank is today part of KeyBank National Association (Cleveland, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1903The Citizens National Bank of Lansford opens in Lansford, PA
- Jan 22, 1999renamed The Citizens National Bank
- Mar 26, 2004MERGEDThe Citizens National Bank merged into The Harleysville National Bank and Trust Company of Harleysville, PA.FDIC certificate 7558 ends; its business continues under certificate 7516.
- Apr 9, 2010MERGEDThe Harleysville National Bank and Trust Company of Harleysville, PA merged into First Niagara Bank, National Association of Buffalo, NY.FDIC certificate 7516 ends; its business continues under certificate 16004.
- Oct 8, 2016MERGEDFirst Niagara Bank, National Association of Buffalo, NY merged into KeyBank National Association of Cleveland, OH.FDIC certificate 16004 ends; its business continues under certificate 17534.
- TodayOPEN
KeyBank National AssociationMain office Cleveland, OH · FDIC certificate 17534 · 951 offices in 16 states on June 30, 2026Every KeyBank National Association office → Website on file with the FDIC: www.key.com
If you still have something from The Citizens National Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows The Citizens National Bank as lienholder, start with KeyBank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask KeyBank National Association to search for the account under the name The Citizens National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask KeyBank National Association which branch now holds boxes from the The Citizens National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
12 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 904 Blakeslee Boulevard Dr ELehighton, PA | OpenKeyBank National Association |
| 25 N Kennedy DrMcadoo, PA | OpenFirst National Bank of Pennsylvania |
| 1001 Main StHonesdale, PA | OpenPeoples Security Bank and Trust Company |
| 4421 Lehigh DrWalnutport, PA | OpenKeyBank National Association |
| 13 W Ridge StLansford, PA | OpenKeyBank National Association |
| 372 Delaware AvenuePalmerton, PA | No longer reported |
| 2 East Ludlow StreetSummit Hill, PA | No longer reported |
| 502 Main StreetSlatington, PA | No longer reported |
| 1602 West Allen StreetAllentown, PA | No longer reported |
| 701-705 Main StreetSlatington, PA | No longer reported |
| 543 Interchange RdKresgeville, PA | No longer reported |
| 211 South Best AvenueWalnutport, PA | No longer reported |
Banks folded into The Citizens National Bank
4 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Citizens Bank and Trust CompanyPalmerton, PA | Apr 28, 2000 |
| The Citizens National Bank of SlatingtonSlatington, PA | Jan 22, 1999 |
| Farmers & Merchants BankHonesdale, PA | Mar 1, 1996 |
| Summit Hill Trust CompanySummit Hill, PA | Sep 26, 1992 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 7558 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.