Bank Branches › Closed and merged banks › Ohio › PNC Bank, Ohio, National Association
What happened to PNC Bank, Ohio, National Association?
PNC Bank, Ohio, National Association in Cincinnati, OH (earlier called The Central Trust Company and 1 other name) merged into PNC Bank, National Association of Wilmington, DE on Dec 31, 1997. PNC Bank, National Association is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1862The Central Trust Company opens in Cincinnati, OH
- Dec 31, 1974renamed The Central Trust Company, National Association
- Feb 28, 1993renamed PNC Bank, Ohio, National Association
- Dec 31, 1997MERGEDPNC Bank, Ohio, National Association merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 742 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from PNC Bank, Ohio, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows PNC Bank, Ohio, National Association as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask PNC Bank, National Association to search for the account under the name PNC Bank, Ohio, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask PNC Bank, National Association which branch now holds boxes from the PNC Bank, Ohio, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
75 offices filed under this charter in some year from 1994 on. 19 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 201 E Fifth StCincinnati, OH | OpenPNC Bank, National Association |
| 3740 Paxton AveCincinnati, OH | OpenPNC Bank, National Association |
| 9180 Union Cemetery RdCincinnati, OH | OpenPNC Bank, National Association |
| 7811 Tylersville RdWest Chester, OH | OpenPNC Bank, National Association |
| 6109 Glenway AveCincinnati, OH | OpenPNC Bank, National Association |
| 310 W National RdEnglewood, OH | OpenFifth Third Bank, National Association |
| 9650 Colerain AveCincinnati, OH | OpenPNC Bank, National Association |
| 939 Hempstead DrCincinnati, OH | OpenPNC Bank, National Association |
| 9909 Montgomery RdCincinnati, OH | OpenPNC Bank, National Association |
| 415 Ludlow AveCincinnati, OH | OpenPNC Bank, National Association |
| 2216 Dixie HwyFort Mitchell, KY | OpenPNC Bank, National Association |
| 4579 Eastgate BoulevardUnion Township, OH | OpenPNC Bank, National Association |
| 8810 Us Highway 42Florence, KY | OpenPNC Bank, National Association |
| 1 Carothers RdNewport, KY | OpenPNC Bank, National Association |
| 5790 Springboro PikeDayton, OH | OpenFifth Third Bank, National Association |
| 1180 Smiley AveCincinnati, OH | OpenPNC Bank, National Association |
| 1 N Miami AveCleves, OH | OpenPNC Bank, National Association |
| 404 Madison AveCovington, KY | OpenPNC Bank, National Association |
| 1 E Main StTrotwood, OH | OpenFifth Third Bank, National Association |
| 5851 Hamilton AveCincinnati, OH | No longer reported |
| 3030 Vernon PlaceCincinnati, OH | No longer reported |
| 11220 Reed Hartman HighwayBlue Ash, OH | No longer reported |
| 5916 Cheviot RoadCincinnati, OH | No longer reported |
| 6070 Montgomery RoadCincinnati, OH | No longer reported |
| 3912 East Galbraith RoadCincinnati, OH | No longer reported |
| 12075 Lebanon RoadSharonville, OH | No longer reported |
| 6902 Wooster PikeMariemont, OH | No longer reported |
| 7391 Beechmont AvenueCincinnati, OH | No longer reported |
| 7435 Kenwood RoadCincinnati, OH | No longer reported |
| 633 Anderson Ferry RoadCincinnati, OH | No longer reported |
| 7162 Reading RoadCincinnati, OH | No longer reported |
| 10276 Reading RoadEvendale, OH | No longer reported |
| 4018 Harrison AvenueCheviot, OH | No longer reported |
| 19 West Seventh StreetCincinnati, OH | No longer reported |
| 3 West Fourth StreetCincinnati, OH | No longer reported |
| 5100 Glenway AvenueCincinnati, OH | No longer reported |
| 681 Ohio PikeCincinnati, OH | No longer reported |
| 8425 Vine StreetCincinnati, OH | No longer reported |
| 11375 Princeton RoadSpringdale, OH | No longer reported |
| 1598 West Galbraith RoadCincinnati, OH | No longer reported |
Banks folded into PNC Bank, Ohio, National Association
8 banks merged directly into this charter; counting the banks those had absorbed earlier, 18 charters end up inside it.
| Bank | Ended |
|---|---|
| PNC Bank, Northern Kentucky, National AssociationCincinnati, OH | May 26, 1995 |
| Brentwood Savings AssociationCincinnati, OH | Mar 3, 1995 |
| Gateway Federal Savings BankCincinnati, OH | Nov 19, 1993 |
| Citizens Fidelity (Ohio), National AssociationCincinnati, OH | Jun 29, 1989 |
| The Southern Ohio BankCincinnati, OH | Apr 12, 1985 |
| The First National Bank of GallipolisGallipolis, OH | Oct 5, 1979 |
| The Citizens National Bank of MiddleportMiddleport, OH | Oct 5, 1979 |
| The Central Trust Company of Montgomery County, National AssociationDayton, OH | Apr 16, 1979 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 742 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.