Bank Branches › Closed and merged banks › Pennsylvania › Summit Bank
What happened to Summit Bank?
Summit Bank in Bethlehem, PA (earlier called First Valley Bank) merged into Fleet National Bank of Providence, RI on Mar 1, 2001. After 1 more change of hands, what was Summit Bank is today part of Bank of America, National Association (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1863First Valley Bank opens in Bethlehem, PA
- Jul 12, 1996renamed Summit Bank
- Mar 1, 2001MERGEDSummit Bank merged into Fleet National Bank of Providence, RI.FDIC certificate 7406 ends; its business continues under certificate 2558.
- Jun 13, 2005MERGEDFleet National Bank of Providence, RI merged into Bank of America, National Association of Charlotte, NC.FDIC certificate 2558 ends; its business continues under certificate 3510.
- TodayOPEN
Bank of America, National AssociationMain office Charlotte, NC · FDIC certificate 3510 · 3,598 offices in 39 states on June 30, 2026Every Bank of America, National Association office → Website on file with the FDIC: www.bankofamerica.com
If you still have something from Summit Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Summit Bank as lienholder, start with Bank of America, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Bank of America, National Association to search for the account under the name Summit Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Bank of America, National Association which branch now holds boxes from the Summit Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
125 offices filed under this charter in some year from 1994 on. 29 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 73 Old Dublin Pike, Ste 19Doylestown, PA | OpenBank of America, National Association |
| 616 Old York Road, Cloverly PlazaJenkintown, PA | OpenBank of America, National Association |
| 3300 Lehigh StAllentown, PA | OpenBank of America, National Association |
| 4610 City AvePhiladelphia, PA | OpenBank of America, National Association |
| 9501 Bustleton AvePhiladelphia, PA | OpenBank of America, National Association |
| 1107 Butztown RdBethlehem, PA | OpenBank of America, National Association |
| 1108 Van Buren RdEaston, PA | OpenBank of America, National Association |
| 2894 S Eagle RdNewtown, PA | OpenBank of America, National Association |
| 646 W Lancaster AveBryn Mawr, PA | OpenBank of America, National Association |
| 220 E Street RdFeasterville Trevose, PA | OpenBank of America, National Association |
| 1975 Street RdBensalem, PA | OpenBank of America, National Association |
| 2356 Catasauqua RdBethlehem, PA | OpenBank of America, National Association |
| 101 W Baltimore AveMedia, PA | OpenBank of America, National Association |
| 100 Welsh Rd, Unit NHorsham, PA | OpenBank of America, National Association |
| 2 S 69th StUpper Darby, PA | OpenBank of America, National Association |
| 1818 Market StPhiladelphia, PA | OpenBank of America, National Association |
| 723 Street RdSouthampton, PA | OpenBank of America, National Association |
| 1501 Locust StPhiladelphia, PA | OpenBank of America, National Association |
| 535 Wyoming AveKingston, PA | OpenCommunity Bank, National Association |
| 2126 Macarthur RdWhitehall, PA | OpenBank of America, National Association |
| 30 S Church StHazleton, PA | OpenCommunity Bank, National Association |
| 29 E 3rd StBethlehem, PA | OpenBank of America, National Association |
| 1443 W Allen StAllentown, PA | OpenBank of America, National Association |
| 167 Carousel LaneLahaska, PA | OpenBank of America, National Association |
| 120 N 1st StLehighton, PA | OpenCommunity Bank, National Association |
| 1841 E Allegheny AvePhiladelphia, PA | OpenBank of America, National Association |
| 219 E Lancaster AveWayne, PA | OpenBank of America, National Association |
| 406 S Main StWilkes Barre, PA | OpenCommunity Bank, National Association |
| 12 W Ridge StLansford, PA | OpenCommunity Bank, National Association |
| 6425 Rising Sun AvePhiladelphia, PA | No longer reported |
| 423 East Girard AvenuePhiladelphia, PA | No longer reported |
| 1000 Cottman AvenuePhiladelphia, PA | No longer reported |
| 3799 Clarendon AvenuePhiladelphia, PA | No longer reported |
| 14425 Bustleton AvenuePhiladelphia, PA | No longer reported |
| 8500 Germantown AvenuePhiladelphia, PA | No longer reported |
| 580 Centerville RoadLancaster, PA | No longer reported |
| 2010 Fruitville PikeLancaster, PA | No longer reported |
| 2 North Queen StreetLancaster, PA | No longer reported |
| 3215 Fifth Street HighwayReading, PA | No longer reported |
| 1101 Woodland RoadWyomissing, PA | No longer reported |
Banks folded into Summit Bank
10 banks merged directly into this charter; counting the banks those had absorbed earlier, 21 charters end up inside it.
| Bank | Ended |
|---|---|
| Prime BankPhiladelphia, PA | Sep 18, 1999 |
| The Hazleton National BankHazleton, PA | Mar 19, 1994 |
| Hanover BankWilkes-Barre, PA | Mar 19, 1994 |
| Horizon Financial, FASouthampton, PA | May 25, 1990 |
| The Liberty National Bank of PittstonPittston, PA | Dec 31, 1973 |
| First National Bank in BangorBangor, PA | Jul 2, 1973 |
| Citizens' Bank of FreelandFreeland, PA | Oct 9, 1972 |
| State Bank of Eastern PennsylvaniaKingston, PA | Apr 28, 1972 |
| The First National Bank of NesquehoningNesquehoning, PA | Sep 30, 1971 |
| The First National Bank of LansfordLansford, PA | Jun 23, 1971 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 7406 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.