Bank Branches › Closed and merged banks › New York › The National Bank of Roxbury
What happened to The National Bank of Roxbury?
The National Bank of Roxbury in Roxbury, NY merged into The National Bank of Stamford of Stamford, NY on Jan 27, 1992. After 2 more changes of hands, what was The National Bank of Roxbury is today part of Wayne Bank (Honesdale, PA).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1905The National Bank of Roxbury opens in Roxbury, NY
- Jan 27, 1992MERGEDThe National Bank of Roxbury merged into The National Bank of Stamford of Stamford, NY.FDIC certificate 7285 ends; its business continues under certificate 7316.
- Nov 10, 2007MERGEDThe National Bank of Stamford of Stamford, NY merged into The National Bank of Delaware County of Walton, NY.FDIC certificate 7316 ends; its business continues under certificate 7337.
- Jul 31, 2016MERGEDThe National Bank of Delaware County of Walton, NY merged into Wayne Bank of Honesdale, PA.FDIC certificate 7337 ends; its business continues under certificate 698.
- TodayOPEN
Wayne BankMain office Honesdale, PA · FDIC certificate 698 · 33 offices in 2 states on June 30, 2026Every Wayne Bank office → Website on file with the FDIC: Wayne.Bank
If you still have something from The National Bank of Roxbury
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows The National Bank of Roxbury as lienholder, start with Wayne Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Wayne Bank to search for the account under the name The National Bank of Roxbury. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Wayne Bank which branch now holds boxes from the The National Bank of Roxbury office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 7285 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.