Bank Branches › Closed and merged banks › New York › Sterling National Bank
What happened to Sterling National Bank?
Sterling National Bank in New York, NY (earlier called Sterling National Bank & Trust Company of New York) merged into Sterling National Bank of Pearl River, NY on Oct 31, 2013. After 2 more changes of hands, what was Sterling National Bank is today part of Santander Bank, N.A. (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1929Sterling National Bank & Trust Company of New York opens in New York, NY
- Nov 21, 1996renamed Sterling National Bank
- Oct 31, 2013MERGEDSterling National Bank merged into Sterling National Bank of Pearl River, NY.FDIC certificate 7220 ends; its business continues under certificate 30337.
- Feb 1, 2022MERGEDSterling National Bank of Pearl River, NY merged into Webster Bank, National Association of Stamford, CT.FDIC certificate 30337 ends; its business continues under certificate 18221.
- Aug 20, 2026MERGEDWebster Bank, National Association of Stamford, CT merged into Santander Bank, N.A. of Wilmington, DE.FDIC certificate 18221 ends; its business continues under certificate 29950.
- TodayOPEN
Santander Bank, N.A.Main office Wilmington, DE · FDIC certificate 29950 · 368 offices in 9 states on June 30, 2026Every Santander Bank, N.A. office → Website on file with the FDIC: www.santander.com
If you still have something from Sterling National Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Sterling National Bank as lienholder, start with Santander Bank, N.A.. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Santander Bank, N.A. to search for the account under the name Sterling National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Santander Bank, N.A. which branch now holds boxes from the Sterling National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
14 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 420 Lexington AveNew York, NY | OpenWebster Bank, National Association |
| 489 Fifth AvenueNew York, NY | No longer reported |
| 622 Third AvenueNew York, NY | No longer reported |
| 425 Park AvenueNew York, NY | No longer reported |
| 31 West 27th Street, 7th FloorNew York, NY | No longer reported |
| 42 Broadway - 4th FloorNew York, NY | No longer reported |
| 108-01 Queens BoulevardForest Hills, NY | No longer reported |
| 30-00 47th AvenueLong Island City, NY | No longer reported |
| 8904 Sutphin BoulevardJamaica, NY | No longer reported |
| 138-21 Queens BoulevardNew York City, NY | No longer reported |
| 16 Court Street, 15th FloorBrooklyn, NY | No longer reported |
| 1 Executive BoulevardYonkers, NY | No longer reported |
| 98 Cutter Mill RoadGreat Neck, NY | No longer reported |
| 320 Crossways Park DriveWoodbury, NY | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 7220 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.