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FDIC certificate 6475 · Vineland, NJ

What happened to Citizens United Bank, National Association?

Citizens United Bank, National Association in Vineland, NJ (earlier called The First National Bank of Marlton and 4 other names) merged into New Jersey National Bank of Philadelphia, PA on Oct 1, 1984. After 3 more changes of hands, what was Citizens United Bank, National Association is today part of Wells Fargo Bank, National Association (Sioux Falls, SD).

1927
opened
1984
merged away
6
names it used
4
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1927
    The First National Bank of Marlton opens in Vineland, NJ
  2. Nov 2, 1972
    renamed First National Bank of Marlton
  3. Dec 1, 1973
    renamed First Continental Bank, National Association
  4. Mar 11, 1974
    renamed Citizens Bank of Marlton, National Association
  5. Oct 29, 1974
    renamed Citizens United Bank, N. A.
  6. Dec 19, 1981
    renamed Citizens United Bank, National Association
  7. Oct 1, 1984
    MERGEDCitizens United Bank, National Association merged into New Jersey National Bank of Philadelphia, PA.FDIC certificate 6475 ends; its business continues under certificate 6500.
  8. Dec 6, 1996
    MERGEDNew Jersey National Bank of Philadelphia, PA merged into Corestates Bank, National Association of Philadelphia, PA.FDIC certificate 6500 ends; its business continues under certificate 719.
  9. May 15, 1998
    MERGEDCorestates Bank, National Association of Philadelphia, PA merged into First Union National Bank of Charlotte, NC.FDIC certificate 719 ends; its business continues under certificate 33869.
  10. Mar 20, 2010
    MERGEDFirst Union National Bank (by then renamed Wachovia Bank, National Association) of Charlotte, NC merged into Wells Fargo Bank, National Association of Sioux Falls, SD.FDIC certificate 33869 ends; its business continues under certificate 3511.
  11. Today
    OPEN
    Wells Fargo Bank, National AssociationMain office Sioux Falls, SD · FDIC certificate 3511 · 4,157 offices in 40 states on June 30, 2026

    Every Wells Fargo Bank, National Association office →   Website on file with the FDIC: www.wellsfargo.com

If you still have something from Citizens United Bank, National Association

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Citizens United Bank, National Association as lienholder, start with Wells Fargo Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Wells Fargo Bank, National Association to search for the account under the name Citizens United Bank, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Wells Fargo Bank, National Association which branch now holds boxes from the Citizens United Bank, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Banks folded into Citizens United Bank, National Association

4 banks merged directly into this charter; counting the banks those had absorbed earlier, 8 charters end up inside it.

BankEndedHow
Peoples Bank of South JerseyClayton, NJDec 19, 1981merged
Citizens National Bank of South JerseyBridgeton, NJOct 29, 1974merged
Citizens State BankVineland, NJOct 29, 1974merged
Citizens Bank of Maple ShadeMaple Shade Township, NJOct 29, 1974merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 6475 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.