Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Closed and merged banks › New Jersey › The Bank of New York

FDIC certificate 6420 · West Paterson, NJ

What happened to The Bank of New York?

The Bank of New York in West Paterson, NJ (earlier called National Community Bank of Rutherford and 2 other names) merged into The Bank of New York of New York, NY on Dec 1, 1996. That bank is now called The Bank of New York Mellon (New York, NY).

1895
opened
1996
merged away
4
names it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1895
    National Community Bank of Rutherford opens in West Paterson, NJ
  2. Feb 7, 1975
    renamed National Community Bank of New Jersey
  3. Sep 7, 1993
    renamed The Bank of New York National Association
  4. Jun 1, 1995
    renamed The Bank of New York
  5. Dec 1, 1996
    MERGEDThe Bank of New York merged into The Bank of New York of New York, NY.FDIC certificate 6420 ends; its business continues under certificate 639.
  6. Today
    OPEN
    The Bank of New York MellonMain office New York, NY · FDIC certificate 639 · 10 offices in 7 states on June 30, 2026

    Every The Bank of New York Mellon office →   Website on file with the FDIC: www.bny.com

If you still have something from The Bank of New York

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows The Bank of New York as lienholder, start with The Bank of New York Mellon. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask The Bank of New York Mellon to search for the account under the name The Bank of New York. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask The Bank of New York Mellon which branch now holds boxes from the The Bank of New York office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

113 offices filed under this charter in some year from 1994 on. 35 are still open as of June 30, 2026. Showing 40.

OfficeLast filed under itNow
475 Main StMetuchen, NJ1996OpenJPMorgan Chase Bank, National Association
2 Journal Square PlzJersey City, NJ1996OpenJPMorgan Chase Bank, National Association
1801 Atlantic AvenueAtlantic City, NJ1996OpenOceanFirst Bank, National Association
170 The PlzTeaneck, NJ1996OpenJPMorgan Chase Bank, National Association
50 Grand AveEnglewood, NJ1996OpenJPMorgan Chase Bank, National Association
504 Bergen BlvdRidgefield, NJ1996OpenJPMorgan Chase Bank, National Association
450 Plaza DrSecaucus, NJ1996OpenJPMorgan Chase Bank, National Association
2 Mount Pleasant AveWallington, NJ1996OpenJPMorgan Chase Bank, National Association
300 State Rt 23Franklin, NJ1996OpenJPMorgan Chase Bank, National Association
90 Hackensack StEast Rutherford, NJ1996OpenJPMorgan Chase Bank, National Association
2500 Route 35Manasquan, NJ1996OpenJPMorgan Chase Bank, National Association
1199 Sussex TpkeRandolph, NJ1996OpenJPMorgan Chase Bank, National Association
963 Van Houten AveClifton, NJ1996OpenJPMorgan Chase Bank, National Association
136 Passaic StGarfield, NJ1996OpenJPMorgan Chase Bank, National Association
1150 Broad StShrewsbury, NJ1996OpenJPMorgan Chase Bank, National Association
411 Route 33Trenton, NJ1996OpenOceanFirst Bank, National Association
11 Kearny AveKearny, NJ1996OpenJPMorgan Chase Bank, National Association
1 E Clinton StDover, NJ1996OpenJPMorgan Chase Bank, National Association
24 Park AveRutherford, NJ1996OpenJPMorgan Chase Bank, National Association
3196 Kennedy Boulevard, Kennedy CenterUnion City, NJ1996OpenJPMorgan Chase Bank, National Association
301 Ridge RdLyndhurst, NJ1996OpenJPMorgan Chase Bank, National Association
370 Essex StLodi, NJ1996OpenJPMorgan Chase Bank, National Association
20 Hamburg TpkeRiverdale, NJ1996OpenJPMorgan Chase Bank, National Association
399 Ridgedale AveEast Hanover, NJ1996OpenJPMorgan Chase Bank, National Association
23 Ridge RdNorth Arlington, NJ1996OpenJPMorgan Chase Bank, National Association
345 Ramapo Valley RdOakland, NJ1996OpenJPMorgan Chase Bank, National Association
120 Hampton House RdNewton, NJ1996OpenJPMorgan Chase Bank, National Association
387 Passaic AveFairfield, NJ1996OpenJPMorgan Chase Bank, National Association
1250 New Jersey Highway 46Ledgewood, NJ1996OpenJPMorgan Chase Bank, National Association
500 Main StBradley Beach, NJ1996OpenJPMorgan Chase Bank, National Association
44 Main StChester, NJ1996OpenJPMorgan Chase Bank, National Association
550 Route 515Vernon, NJ1996OpenJPMorgan Chase Bank, National Association
8101 Tonnelle AveNorth Bergen, NJ1996OpenJPMorgan Chase Bank, National Association
1185 Route 206Princeton, NJ1996OpenThe Bank of Princeton
521 New RdSomers Point, NJ1996OpenSturdy Savings Bank
28 Eisenhower ParkwayRoseland, NJ1996No longer reported
30 Pompton And Claremont AvenueVerona, NJ1996No longer reported
281 Millburn AvenueMillburn, NJ1996No longer reported
One Riverfront PlazaNewark, NJ1996No longer reported
555 Passaic AvenueWest Caldwell, NJ1996No longer reported

Banks folded into The Bank of New York

6 banks merged directly into this charter; counting the banks those had absorbed earlier, 18 charters end up inside it.

BankEndedHow
Carteret Federal Savings Bank of New JerseyMadison, NJMar 10, 1995failed
The Mainland BankLinwood, NJJan 1, 1982merged
Allaire State BankWall Township, NJJan 1, 1982merged
Arcadia National BankSecaucus, NJJul 2, 1979merged
National Union Bank of New JerseyDover, NJApr 1, 1973merged
The Bank of Sussex CountyFranklin, NJJan 2, 1970merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 6420 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.