Bank Branches › Closed and merged banks › New Jersey › Prospect Park National Bank
What happened to Prospect Park National Bank?
Prospect Park National Bank in Wayne, NJ (earlier called The Prospect Park National Bank) merged into The Bank of New Jersey of Camden, NJ on May 10, 1982. After 5 more changes of hands, what was Prospect Park National Bank is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1925The Prospect Park National Bank opens in Wayne, NJ
- Aug 1, 1974renamed Prospect Park National Bank
- May 10, 1982MERGEDProspect Park National Bank merged into The Bank of New Jersey of Camden, NJ.FDIC certificate 6411 ends; its business continues under certificate 681.
- Jan 1, 1985MERGEDThe Bank of New Jersey of Camden, NJ merged into Princeton Bank of Princeton, NJ.FDIC certificate 681 ends; its business continues under certificate 683.
- Jan 1, 1989MERGEDPrinceton Bank of Princeton, NJ merged into Chemical Bank New Jersey, National Association of Chester, NJ.FDIC certificate 683 ends; its business continues under certificate 6312.
- Oct 6, 1995MERGEDChemical Bank New Jersey, National Association of Chester, NJ merged into PNC Bank, New Jersey, National Association of Philadelphia, PA.FDIC certificate 6312 ends; its business continues under certificate 27266.
- Oct 6, 1995MERGEDPNC Bank, New Jersey, National Association of Philadelphia, PA merged into PNC Bank, National Association of Pittsburgh, PA.FDIC certificate 27266 ends; its business continues under certificate 7944.
- Sep 6, 1996MERGEDPNC Bank, National Association of Pittsburgh, PA merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 7944 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from Prospect Park National Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Prospect Park National Bank as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask PNC Bank, National Association to search for the account under the name Prospect Park National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask PNC Bank, National Association which branch now holds boxes from the Prospect Park National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 6411 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.