Bank Branches › Closed and merged banks › New Jersey › United Trust Bank
What happened to United Trust Bank?
United Trust Bank in Bridgewater, NJ (earlier called The First National Bank of Blairstown and 1 other name) merged into PNC Bank, National Association of Wilmington, DE on Mar 19, 2004. PNC Bank, National Association is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1900The First National Bank of Blairstown opens in Bridgewater, NJ
- Aug 1, 1988renamed United National Bank
- May 7, 2001renamed United Trust Bank
- Mar 19, 2004MERGEDUnited Trust Bank merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 6308 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from United Trust Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows United Trust Bank as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask PNC Bank, National Association to search for the account under the name United Trust Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask PNC Bank, National Association which branch now holds boxes from the United Trust Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
69 offices filed under this charter in some year from 1994 on. 14 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 755 Memorial PkwyPhillipsburg, NJ | OpenPNC Bank, National Association |
| 48 W Washington AveWashington, NJ | OpenPNC Bank, National Association |
| 315 Route 206, Hillsborough PromenadeHillsborough, NJ | OpenPNC Bank, National Association |
| 101 Mansfield StBelvidere, NJ | OpenPNC Bank, National Association |
| 331 3rd AveAlpha, NJ | OpenPNC Bank, National Association |
| 675 Franklin BlvdSomerset, NJ | OpenPNC Bank, National Association |
| 535 BoulevardKenilworth, NJ | OpenPNC Bank, National Association |
| 136 Route 94Blairstown, NJ | OpenPNC Bank, National Association |
| 82 Greenbrook RdGreen Brook, NJ | OpenPNC Bank, National Association |
| 211 W Front Street, Suite 115 & 116Plainfield, NJ | OpenPNC Bank, National Association |
| 630 Georges RdNorth Brunswick, NJ | OpenPNC Bank, National Association |
| 401 Town Center BlvdEaston, PA | OpenPNC Bank, National Association |
| 1125 South AvePlainfield, NJ | OpenPNC Bank, National Association |
| 61 N 3rd StEaston, PA | OpenPNC Bank, National Association |
| Valley and Third StreetsSouth Orange, NJ | No longer reported |
| 744 Bloomfield AvenueWest Caldwell, NJ | No longer reported |
| 181 Howard BoulevardMount Arlington, NJ | No longer reported |
| 177 Main StreetMadison, NJ | No longer reported |
| 150 East Hanover AvenueMorris Township, NJ | No longer reported |
| 333 N Main StLambertville, NJ | No longer reported |
| 431 County Road 513Califon, NJ | No longer reported |
| 39 Wal-Mart PlazaClinton, NJ | No longer reported |
| 172 Oldwick RoadWhitehouse Station, NJ | No longer reported |
| 73 Beaver AvenueAnnandale, NJ | No longer reported |
| 309 Route 202 SouthFlemington, NJ | No longer reported |
| 777 Route 523Sergeantsville, NJ | No longer reported |
| 166 Route 31 North & Minneakoning RoadFlemington, NJ | No longer reported |
| 531 US Highway 22 EastWhitehouse, NJ | No longer reported |
| 45 South Martine AvenueFanwood, NJ | No longer reported |
| Cranford Industrial ParkCranford, NJ | No longer reported |
| 1400 Woodland AvenueNorth Plainfield, NJ | No longer reported |
| 643 Raritan RoadCranford, NJ | No longer reported |
| 900 South Avenue WestWestfield, NJ | No longer reported |
| 51 Mountain BoulevardWarren Township, NJ | No longer reported |
| 413 Route 57 WestWashington, NJ | No longer reported |
| 1225 US Highway 22Phillipsburg, NJ | No longer reported |
| 716 Route 57Stewartsville, NJ | No longer reported |
| 115 South Main StreetPhillipsburg, NJ | No longer reported |
| 1192 Route 22 EastPhillipsburg, NJ | No longer reported |
| 1199 Amboy AveEdison, NJ | No longer reported |
Banks folded into United Trust Bank
6 banks merged directly into this charter; counting the banks those had absorbed earlier, 11 charters end up inside it.
| Bank | Ended |
|---|---|
| Vista Bank, National AssociationPhillipsburg, NJ | Aug 24, 2002 |
| Raritan Savings BankRaritan, NJ | Mar 31, 1999 |
| State Bank of South OrangeSouth Orange, NJ | Sep 30, 1998 |
| Farrington BankNorth Brunswick, NJ | Feb 28, 1997 |
| New Era BankFranklin Township, NJ | Jun 30, 1995 |
| United National BankPlainfield, NJ | Aug 1, 1988 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 6308 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.