Bank Branches › Closed and merged banks › California › Presidio Bank
What happened to Presidio Bank?
Presidio Bank in San Francisco, CA merged into Heritage Bank of Commerce of San Jose, CA on Oct 11, 2019. After 1 more change of hands, what was Presidio Bank is today part of Citizens Business Bank, National Association (Ontario, CA).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 2006Presidio Bank opens in San Francisco, CA
- Oct 11, 2019MERGEDPresidio Bank merged into Heritage Bank of Commerce of San Jose, CA.FDIC certificate 58325 ends; its business continues under certificate 33905.
- Apr 17, 2026MERGEDHeritage Bank of Commerce of San Jose, CA merged into Citizens Business Bank, National Association of Ontario, CA.FDIC certificate 33905 ends; its business continues under certificate 21716.
- TodayOPEN
Citizens Business Bank, National AssociationMain office Ontario, CA · FDIC certificate 21716 · 83 offices in 1 state on June 30, 2026Every Citizens Business Bank, National Association office → Website on file with the FDIC: www.cbbank.com
If you still have something from Presidio Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Presidio Bank as lienholder, start with Citizens Business Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Citizens Business Bank, National Association to search for the account under the name Presidio Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Citizens Business Bank, National Association which branch now holds boxes from the Presidio Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
7 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 325 Lytton Ave, Ste 100Palo Alto, CA | OpenCitizens Business Bank, National Association |
| 1990 N California Blvd, Ste 100Walnut Creek, CA | OpenCitizens Business Bank, National Association |
| 400 S El Camino Real, Ste 150San Mateo, CA | OpenCitizens Business Bank, National Association |
| 999 5th Ave, Ste 100San Rafael, CA | OpenCitizens Business Bank, National Association |
| 120 Kearny Street, Suite 2300, One Montgomery TowerSan Francisco, CA | OpenCitizens Business Bank, National Association |
| 1850 Mt. Diablo Blvd, Suite 640Walnut Creek, CA | No longer reported |
| 703 2nd Street, Suite 210Santa Rosa, CA | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 58325 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.