Bank Branches › Closed and merged banks › Florida › Commerce Bank of Southwest Florida
What happened to Commerce Bank of Southwest Florida?
Commerce Bank of Southwest Florida in Fort Myers, FL failed, and Central Bank of Golden Valley, MN took it over on Nov 20, 2009. After 2 more changes of hands, what was Commerce Bank of Southwest Florida is today part of Nicolet National Bank (Green Bay, WI).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 2005Commerce Bank of Southwest Florida opens in Fort Myers, FL
- Nov 20, 2009FAILEDCommerce Bank of Southwest Florida failed, and Central Bank of Golden Valley, MN took it over.FDIC certificate 58016 ends; its business continues under certificate 27234.
- Apr 1, 2016MERGEDCentral Bank of Golden Valley, MN merged into MidWestOneBank of Iowa City, IA.FDIC certificate 27234 ends; its business continues under certificate 14843.
- Feb 13, 2026MERGEDMidWestOne Bank of Iowa City, IA merged into Nicolet National Bank of Green Bay, WI.FDIC certificate 14843 ends; its business continues under certificate 57038.
- TodayOPEN
Nicolet National BankMain office Green Bay, WI · FDIC certificate 57038 · 115 offices in 6 states on June 30, 2026Every Nicolet National Bank office → Website on file with the FDIC: www.nicoletbank.com
If you still have something from Commerce Bank of Southwest Florida
A lien that was never released
Commerce Bank of Southwest Florida failed on Nov 20, 2009. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Nicolet National Bank, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Central Bank). Start with Nicolet National Bank, and ask them to search under the name Commerce Bank of Southwest Florida.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Nicolet National Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
1 office filed under this charter in some year from 1994 on. None is still reporting as of June 30, 2026.
| Office | Now |
|---|---|
| 1520 Royal Palm Square Boulevard, Suite 100Fort Myers, FL | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 58016 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.