Bank Branches › Closed and merged banks › Indiana › Citizens Banking Company
What happened to Citizens Banking Company?
Citizens Banking Company in Anderson, IN merged into Society National Bank, Indiana of South Bend, IN on Mar 10, 1995. After 2 more changes of hands, what was Citizens Banking Company is today part of KeyBank National Association (Cleveland, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1931Citizens Banking Company opens in Anderson, IN
- Mar 10, 1995MERGEDCitizens Banking Company merged into Society National Bank, Indiana of South Bend, IN.FDIC certificate 5778 ends; its business continues under certificate 4336.
- Jan 7, 1996MERGEDSociety National Bank, Indiana of South Bend, IN merged into Society National Bank, Indiana of Bryan, OH.FDIC certificate 4336 ends; its business continues under certificate 21735.
- Jun 17, 1996MERGEDSociety National Bank, Indiana (by then renamed Keybank National Association) of Bryan, OH merged into Society National Bank of Cleveland, OH.FDIC certificate 21735 ends; its business continues under certificate 17534.
- TodayOPEN
KeyBank National AssociationMain office Cleveland, OH · FDIC certificate 17534 · 951 offices in 16 states on June 30, 2026Every KeyBank National Association office → Website on file with the FDIC: www.key.com
If you still have something from Citizens Banking Company
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Citizens Banking Company as lienholder, start with KeyBank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask KeyBank National Association to search for the account under the name Citizens Banking Company. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask KeyBank National Association which branch now holds boxes from the Citizens Banking Company office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
9 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 5457 S Scatterfield RdAnderson, IN | OpenKeyBank National Association |
| 2246 Broadway StreetAnderson, IN | No longer reported |
| 3228 Nichol AvenueAnderson, IN | No longer reported |
| 1 Citizens PlzAnderson, IN | No longer reported |
| 101 North Harrison StreetAlexandria, IN | No longer reported |
| 408 East Main StreetChesterfield, IN | No longer reported |
| 37th and Main StreetsAnderson, IN | No longer reported |
| 905 South State Road 109Anderson, IN | No longer reported |
| State Road 9 and Mill Creek RoadAlexandria, IN | No longer reported |
Banks folded into Citizens Banking Company
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Madison County Bank & TrustChesterfield, IN | Sep 5, 1990 |
| Alexandria Banking CompanyAlexandria, IN | Jan 1, 1988 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 5778 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.