Bank Branches › Closed and merged banks › Maryland › Howard Bank
What happened to Howard Bank?
Howard Bank in Baltimore, MD merged into First National Bank of Pennsylvania of Greenville, PA on Feb 5, 2022. First National Bank of Pennsylvania is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 2004Howard Bank opens in Baltimore, MD
- Feb 5, 2022MERGEDHoward Bank merged into First National Bank of Pennsylvania of Greenville, PA.FDIC certificate 57776 ends; its business continues under certificate 7888.
- TodayOPEN
First National Bank of PennsylvaniaMain office Greenville, PA · FDIC certificate 7888 · 358 offices in 8 states on June 30, 2026Every First National Bank of Pennsylvania office → Website on file with the FDIC: www.fnb-online.com
If you still have something from Howard Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Howard Bank as lienholder, start with First National Bank of Pennsylvania. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask First National Bank of Pennsylvania to search for the account under the name Howard Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask First National Bank of Pennsylvania which branch now holds boxes from the Howard Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
32 offices filed under this charter in some year from 1994 on. 7 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 2129 York RdTimonium, MD | OpenFirst National Bank of Pennsylvania |
| 10161 Baltimore National PikeEllicott City, MD | OpenFirst National Bank of Pennsylvania |
| 3301 Boston StBaltimore, MD | OpenFirst National Bank of Pennsylvania |
| 2028 E Joppa RdBaltimore, MD | OpenFirst National Bank of Pennsylvania |
| 6 Pearl StRising Sun, MD | OpenFirst National Bank of Pennsylvania |
| 305 Crain Hwy SGlen Burnie, MD | OpenFirst National Bank of Pennsylvania |
| 3 W Bel Air AveAberdeen, MD | OpenFirst National Bank of Pennsylvania |
| 1997 Annapolis Exchange Pkwy, Ste 140Annapolis, MD | No longer reported |
| 10101 Philadelphia RoadBaltimore, MD | No longer reported |
| 7860 Wise AvenueBaltimore, MD | No longer reported |
| 4800 Painters Mill RoadOwings Mills, MD | No longer reported |
| 3301 Boston StreetBaltimore, MD | No longer reported |
| 6011 University Boulevard, Suite 150Ellicott City, MD | No longer reported |
| 615 Baltimore Pike, Spaces 25b And 26Bel Air, MD | No longer reported |
| 2700 Remington AvenueBaltimore, MD | No longer reported |
| 10175 Little Patuxent ParkwayColumbia, MD | No longer reported |
| 366 A Ritchie HighwaySeverna Park, MD | No longer reported |
| 1013 Reisterstown RoadPikesville, MD | No longer reported |
| 305 Augustine Herman HwyElkton, MD | No longer reported |
| 12 A Bel Air South ParkwayBel Air, MD | No longer reported |
| 1403 Conwingo DriveBel Air, MD | No longer reported |
| 1301 Merritt BoulevardBaltimore, MD | No longer reported |
| 176 Carroll Island RoadBaltimore, MD | No longer reported |
| 10985 Johns Hopkins RoadLaurel, MD | No longer reported |
| 22 W Pennsylvaina AveTowson, MD | No longer reported |
| 821 West 36th StreetBaltimore, MD | No longer reported |
| 800 Revolution StreetHavre De Grace, MD | No longer reported |
| 3535 Conowingo RdStreet, MD | No longer reported |
| 2006 Lancaster PikePeach Bottom, PA | No longer reported |
| 6011 University Boulevard, Suite 150Ellicott City, MD | No longer reported |
| 101 N. Main StreetBel Air, MD | No longer reported |
| 6430 Freetown RoadColumbia, MD | No longer reported |
Banks folded into Howard Bank
3 banks merged directly into this charter; counting the banks those had absorbed earlier, 6 charters end up inside it.
| Bank | Ended |
|---|---|
| First Mariner BankBaltimore, MD | Mar 1, 2018 |
| The Patapsco BankBaltimore, MD | Aug 29, 2015 |
| NBRS FinancialRising Sun, MD | Oct 17, 2014 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 57776 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.