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Bank Branches › Closed and merged banks › Florida › First America Bank

FDIC certificate 57722 · Bradenton, FL

What happened to First America Bank?

First America Bank in Bradenton, FL merged into Harbor Community Bank of Fort Pierce, FL on May 9, 2015. After 1 more change of hands, what was First America Bank is today part of SouthState Bank, National Association (Winter Haven, FL).

2004
opened
2015
merged away
1
name it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 2004
    First America Bank opens in Bradenton, FL
  2. May 9, 2015
    MERGEDFirst America Bank merged into Harbor Community Bank of Fort Pierce, FL.FDIC certificate 57722 ends; its business continues under certificate 18149.
  3. Jan 1, 2018
    MERGEDHarbor Community Bank of Fort Pierce, FL merged into CenterState Bank, National Association of Winter Haven, FL.FDIC certificate 18149 ends; its business continues under certificate 33555.
  4. Today
    OPEN
    SouthState Bank, National AssociationMain office Winter Haven, FL · FDIC certificate 33555 · 349 offices in 8 states on June 30, 2026

    Every SouthState Bank, National Association office →   Website on file with the FDIC: www.southstatebank.com

If you still have something from First America Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows First America Bank as lienholder, start with SouthState Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask SouthState Bank, National Association to search for the account under the name First America Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask SouthState Bank, National Association which branch now holds boxes from the First America Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

7 offices filed under this charter in some year from 1994 on. 2 are still open as of June 30, 2026.

OfficeLast filed under itNow
2811 Manatee Ave WBradenton, FL2014OpenSouthState Bank, National Association
410 8th Ave WPalmetto, FL2014OpenSouthState Bank, National Association
7204 U.S. Highway 301 NorthEllenton, FL2014No longer reported
1307 S Tamiami TrailOsprey, FL2014No longer reported
15 South Palm AvenueSarasota, FL2014No longer reported
2811 Manatee Avenue WestBradenton, FL2009No longer reported
1307 S. Tamiami TrailOsprey, FL2007No longer reported

Banks folded into First America Bank

1 bank merged directly into this charter.

BankEndedHow
Manatee River Community BankPalmetto, FLOct 31, 2009merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 57722 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.